MHA 707 Exam D Study Guide Chapter 9- 12 with Complete Solutions

Describe HC in America at turn of 20th century. - Correct Answer -Dr. had solo practices -Hospitals were nonprofits -LTC services were at home -Small businesses for medical devices and pharmaceuticals -Surgeries improved -Control of infectious diseases Medical Tool Box - Correct Answer -Vaccines -Medicine -Surgery American Medicine Association (AMA) - Correct Answer -Established education requirements for MD -Professionalized those in the healthcare workforce -Research advances for diagnosis and treatment -Industry providing healthcare supplies and therapeutics -Classification and data collectors to evaluate performance Blue Cross Blue Shield - Correct Answer -Employer-based insurance -Hospital care for those in Dallas -Community rating over experienced rates to set rates for products WWII influence on Healthcare - Correct Answer -Caps were made on wages which fostered employee-based systems to attract scarce workers -Developed nationwide -1940 became one company with 24 million members and grew to 92 million in 1960 Community Rating on Health Insurance - Correct Answer insurer using community rating to set insurance premiums ignores any differences in expected costs among insured groups or people, same across the board