Charlene's Scholastic Emporium.
Your Actual and Virtual Exam Tests Excellent Tutor.
- 10058
- 0
- 759
Community
- Abonnés
- Abbonements
18 Avis reçus
44 éléments
Xcel Solutions Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
Xcel Solutions Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
- Pack
- • 30 éléments •
- Xcel Solutions Property & Casualty Exam Questions and Answers • Examen
- Xcell Testing Solutions (Life & Health) Final 150 Question Practice Exam Questions and Answers 100% Pass • Examen
- XCEL solutions Practice Questions and Answers 100% Pass • Examen
- Xcel Life Insurance Exam Practice Questions and Answers • Examen
- Xcel solutions final exam questions and answers • Examen
- Et plus ….
Xcel Solutions Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
Maryland state exam life insurance license practice Questions and Answers 100% Pass
Maryland state exam life insurance 
license practice Questions and 
Answers 100% Pass 
In what part of an insurance policy or policy benefits found? - Correct Answer ️️ - 
Declarations 
Twisting - Correct Answer ️️ -The act of using misrepresentation to induce an insured 
person to terminate an existing policy and purchase a new policy is referred to as 
Shirley has $500,000 10-year-old son nonrenewable level term life policy. If she dies 15 
years after the policy inception date, how wi...
- Examen
- • 5 pages •
Maryland state exam life insurance 
license practice Questions and 
Answers 100% Pass 
In what part of an insurance policy or policy benefits found? - Correct Answer ️️ - 
Declarations 
Twisting - Correct Answer ️️ -The act of using misrepresentation to induce an insured 
person to terminate an existing policy and purchase a new policy is referred to as 
Shirley has $500,000 10-year-old son nonrenewable level term life policy. If she dies 15 
years after the policy inception date, how wi...
Excel Solutions Chapter 1 Exam- Basic Principles of Life and Health Insurance and Annuities Practice Questions and Answers Graded A+
Excel Solutions Chapter 1 Exam- Basic Principles of Life 
and Health Insurance and Annuities Practice Questions 
and Answers Graded A+ 
Fraternal Benefit Society has each of the following characteristics EXCEPT? 
Incorporated 
Without capital stock 
Exists for profit 
Exists for the benefit of its members - Correct Answer ️️ -Exists for profit(Fraternal 
benefit societies are not-for-profit entities which exist for the benefit of their members) 
The Fair Credit and Reporting Act's main purp...
- Package deal
- Examen
- • 5 pages •
Excel Solutions Chapter 1 Exam- Basic Principles of Life 
and Health Insurance and Annuities Practice Questions 
and Answers Graded A+ 
Fraternal Benefit Society has each of the following characteristics EXCEPT? 
Incorporated 
Without capital stock 
Exists for profit 
Exists for the benefit of its members - Correct Answer ️️ -Exists for profit(Fraternal 
benefit societies are not-for-profit entities which exist for the benefit of their members) 
The Fair Credit and Reporting Act's main purp...
Xcel solutions chapter 3 - policy provisions Questions and Answers 100% Pass
Xcel solutions chapter 3 - policy provisions 
Questions and Answers 100% Pass 
A potential client, age 40, would like to purchase a whole life policy that will accumulate 
cash value at a faster rate in the early years of the policy. Which of these statements 
made by the producer would be correct? - Correct Answer ️️ -20-pay life accumulates 
cash value faster than straight life 
D owns a whole life policy that was purchased 10 years ago. If the premium payment 
suddenly stop and D takes no...
- Package deal
- Examen
- • 12 pages •
Xcel solutions chapter 3 - policy provisions 
Questions and Answers 100% Pass 
A potential client, age 40, would like to purchase a whole life policy that will accumulate 
cash value at a faster rate in the early years of the policy. Which of these statements 
made by the producer would be correct? - Correct Answer ️️ -20-pay life accumulates 
cash value faster than straight life 
D owns a whole life policy that was purchased 10 years ago. If the premium payment 
suddenly stop and D takes no...
XCEL Chapter 1 Exam Review 2024 Questions and Answers 100% Pass
XCEL Chapter 1 Exam Review 2024 
Questions and Answers 100% Pass 
A non-participating company is also called - Correct Answer ️️ -Stock insurer 
Contract that involves one party which indemnifies another when a loss arises from an 
unknown event - Correct Answer ️️ -Insurance policy 
A type of insurer that is owned by its policy owners is called - Correct Answer ️️ - 
Mutual 
Why are dividends from a mutual insurer not subject to taxation? - Correct Answer ️️ - 
Because dividends...
- Package deal
- Examen
- • 3 pages •
XCEL Chapter 1 Exam Review 2024 
Questions and Answers 100% Pass 
A non-participating company is also called - Correct Answer ️️ -Stock insurer 
Contract that involves one party which indemnifies another when a loss arises from an 
unknown event - Correct Answer ️️ -Insurance policy 
A type of insurer that is owned by its policy owners is called - Correct Answer ️️ - 
Mutual 
Why are dividends from a mutual insurer not subject to taxation? - Correct Answer ️️ - 
Because dividends...
FINAL EXAM REVIEW - Texas life and health Questions and Answers 100% Pass
FINAL EXAM REVIEW - Texas life and health 
Questions and Answers 100% Pass 
If, at the time of an insured's death, the insurance company discovers that the insured's 
age was misstated on the application for life insurance, the company will most likely - 
Correct Answer ️️ -pay the policy proceeds in the amount the premiums would have 
purchased at the insured's actual age 
The provision in a health insurance policy that suspends premiums being paid to the 
insurer while the insured is di...
- Package deal
- Examen
- • 18 pages •
FINAL EXAM REVIEW - Texas life and health 
Questions and Answers 100% Pass 
If, at the time of an insured's death, the insurance company discovers that the insured's 
age was misstated on the application for life insurance, the company will most likely - 
Correct Answer ️️ -pay the policy proceeds in the amount the premiums would have 
purchased at the insured's actual age 
The provision in a health insurance policy that suspends premiums being paid to the 
insurer while the insured is di...
XCEL SOLUTIONS: Georgia Life-Only Pre-Licensing Questions and Answers 100% Pass
XCEL SOLUTIONS: Georgia Life-Only Pre-Licensing 
Questions and Answers 100% Pass 
When a policy pays dividends to its policyholders, it is said to be 
-profitable 
-mutual 
-nonparticipating 
-participating - Correct Answer ️️ --Participating 
A participating policy is one in which insurance policies pay out dividends to the 
policyholders. 
A nonprofit incorporated society that does not have capital stock and operates for the 
sole benefit of its members is known as: 
-a fraternal benefit s...
- Package deal
- Examen
- • 31 pages •
XCEL SOLUTIONS: Georgia Life-Only Pre-Licensing 
Questions and Answers 100% Pass 
When a policy pays dividends to its policyholders, it is said to be 
-profitable 
-mutual 
-nonparticipating 
-participating - Correct Answer ️️ --Participating 
A participating policy is one in which insurance policies pay out dividends to the 
policyholders. 
A nonprofit incorporated society that does not have capital stock and operates for the 
sole benefit of its members is known as: 
-a fraternal benefit s...
Basic principles of life and health insurance and annuities Xcel Solutions Questions and Answers 100% Pass
Basic principles of life and health insurance and annuities 
Xcel Solutions Questions and Answers 100% Pass 
Commercial Insurers "private insurance companies" - Correct Answer ️️ -sell 
insurance for a profit. Offers many different lines of insurance. Some sell primarily life 
insurance and annuities. Commercial insurance is divided into two main groups-Stock 
and mutual insurers. 
Multi-Line insurer - Correct Answer ️️ -An insurance company selling more than one 
line of insurance. 
S...
- Package deal
- Examen
- • 8 pages •
Basic principles of life and health insurance and annuities 
Xcel Solutions Questions and Answers 100% Pass 
Commercial Insurers "private insurance companies" - Correct Answer ️️ -sell 
insurance for a profit. Offers many different lines of insurance. Some sell primarily life 
insurance and annuities. Commercial insurance is divided into two main groups-Stock 
and mutual insurers. 
Multi-Line insurer - Correct Answer ️️ -An insurance company selling more than one 
line of insurance. 
S...
Insurance license practice XCEL solutions FINAL EXAM #12 - Texas life only Practice Questions and Answers
Insurance license practice XCEL solutions FINAL EXAM #12 - 
Texas life only Practice Questions and Answers 
Question 1 
Which settlement option pays a stated amount to an annuitant, but no residual value to 
a beneficiary? - Correct Answer ️️ -Life income 
Question 2 
A new agent must complete at least _____ hours of continuing education within 24 
months of initial license? - Correct Answer ️️ -24 hours 
Question 3 
L takes out a life insurance policy and dies 10 years later. During the...
- Package deal
- Examen
- • 16 pages •
Insurance license practice XCEL solutions FINAL EXAM #12 - 
Texas life only Practice Questions and Answers 
Question 1 
Which settlement option pays a stated amount to an annuitant, but no residual value to 
a beneficiary? - Correct Answer ️️ -Life income 
Question 2 
A new agent must complete at least _____ hours of continuing education within 24 
months of initial license? - Correct Answer ️️ -24 hours 
Question 3 
L takes out a life insurance policy and dies 10 years later. During the...
North Carolina XCEL Testing Life & Health Insurance Exam Study Questions and Answers 100% Pass
North Carolina XCEL Testing Life & Health 
Insurance Exam Study Questions and 
Answers 100% Pass 
Which of the following requires insurers to disclose when an applicant's consumer or 
credit history is being investigated: - Correct Answer ️️ -1970 - Fair Credit Reporting 
Act 
What type of reinsurance contract involves two companies automatically sharing their 
risk exposure? - Correct Answer ️️ -Treaty 
What is the name of the law that requires insurers to disclose information gatherin...
- Package deal
- Examen
- • 16 pages •
North Carolina XCEL Testing Life & Health 
Insurance Exam Study Questions and 
Answers 100% Pass 
Which of the following requires insurers to disclose when an applicant's consumer or 
credit history is being investigated: - Correct Answer ️️ -1970 - Fair Credit Reporting 
Act 
What type of reinsurance contract involves two companies automatically sharing their 
risk exposure? - Correct Answer ️️ -Treaty 
What is the name of the law that requires insurers to disclose information gatherin...
Earth Science Exam Review 2024 with Complete Solutions
Hondros Nursing 172 Exam 2 Questions and Answers 100% Pass
Oregon Pesticide Examination: Ornamental and Turf Herbicide Questions and Answers 100% Pass
Xcel Solutions Property & Casualty Exam Questions and Answers
INSY-3303 FINAL EXAM STUDY GUIDE WITH COMPLETE SOLUTIONS
the answers are incorrect