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WFG Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
WFG Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
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WFG Bundled Exams Questions and Answers 100% Verified and Updated | Graded A
WFG Life Insurance Exam Practice Questions and Answers 100% Pass
WFG Life Insurance Exam Practice 
Questions and Answers 100% Pass 
Which of the following would be considered a nonmedical insurance application? 
a) An application that does not ask any questions about the applicant's medical history 
b) An application submitted with the Agent's Report 
c) Any application for life insurance 
d) An application on which the medical information is completed by the applicant and 
the agent only - Correct Answer ️️ -d) An application on which the medical infor...
- Examen
- • 16 pages •
WFG Life Insurance Exam Practice 
Questions and Answers 100% Pass 
Which of the following would be considered a nonmedical insurance application? 
a) An application that does not ask any questions about the applicant's medical history 
b) An application submitted with the Agent's Report 
c) Any application for life insurance 
d) An application on which the medical information is completed by the applicant and 
the agent only - Correct Answer ️️ -d) An application on which the medical infor...
License Test (WFG) 100% Correct Solved
License Test (WFG) 100% Correct Solved 
A policy shall specify all of the following except - Correct Answer ️️ -The financial 
rating of the insurer 
The chance of loss without any possibility for gain is known as - Correct Answer ️️ - 
Pure risk 
The entire contract provision on a life insurance policy states - Correct Answer ️️ -The 
entire contract includes the policy and the application, if attached 
Insurable interest must exist: - Correct Answer ️️ -at the time of the appli...
- Examen
- • 2 pages •
License Test (WFG) 100% Correct Solved 
A policy shall specify all of the following except - Correct Answer ️️ -The financial 
rating of the insurer 
The chance of loss without any possibility for gain is known as - Correct Answer ️️ - 
Pure risk 
The entire contract provision on a life insurance policy states - Correct Answer ️️ -The 
entire contract includes the policy and the application, if attached 
Insurable interest must exist: - Correct Answer ️️ -at the time of the appli...
WFG Final Exam Questions and Answers 100% Correct
WFG Final Exam Questions and 
Answers 100% Correct 
John owns an insurance policy that gives him the right to share in the insurer's surplus. 
What kind of policy is this? 
-Non-participating 
-Contributory 
-Participating 
-Surplus - Correct Answer ️️ -"Participating". 
Participating policies give the policyowner the right to 
share in the insurer's surplus. 
Which of the following is NOT a benefit of insurance? 
-Reduces the uncertainty of loss exposures 
-Losses due to fraud are elimi...
- Examen
- • 169 pages •
WFG Final Exam Questions and 
Answers 100% Correct 
John owns an insurance policy that gives him the right to share in the insurer's surplus. 
What kind of policy is this? 
-Non-participating 
-Contributory 
-Participating 
-Surplus - Correct Answer ️️ -"Participating". 
Participating policies give the policyowner the right to 
share in the insurer's surplus. 
Which of the following is NOT a benefit of insurance? 
-Reduces the uncertainty of loss exposures 
-Losses due to fraud are elimi...
WFG EXAM QUESTIONS AND ANSWERS 100% PASS
WFG EXAM QUESTIONS AND ANSWERS 100% PASS 
Which of the following is true in regard to health insurance issued on a group basis? 
a. All eligible members must be covered under a "non-contributory" group health plan 
b. All eligible members must be covered under a "contributory" group health plan 
c. No less than 50% of the eligible employees must elect to participate in the plan if it is 
considered a "contributory" plan 
d. No less than 75% of the eligible employees must elect to participa...
- Examen
- • 101 pages •
WFG EXAM QUESTIONS AND ANSWERS 100% PASS 
Which of the following is true in regard to health insurance issued on a group basis? 
a. All eligible members must be covered under a "non-contributory" group health plan 
b. All eligible members must be covered under a "contributory" group health plan 
c. No less than 50% of the eligible employees must elect to participate in the plan if it is 
considered a "contributory" plan 
d. No less than 75% of the eligible employees must elect to participa...
WFG License Exam (Life, Insurance, Accident) Questions and Answers 100% Pass
policy owner must have insurable INTEREST at time of application 
can NOT be FORCED or insurance will be voided 
representation - Correct Answer ️️ -statements made by a person on an application for 
life insurance that are believed to be true to the best of one's knowledge 
the only time it can be withdrawn is before the insurance is in effect (usually 5-8 weeks 
AFTER signing) 
NOT warranty 
How long does policy owner have to withdraw any representation made on application 
of life insura...
- Package deal
- Examen
- • 18 pages •
policy owner must have insurable INTEREST at time of application 
can NOT be FORCED or insurance will be voided 
representation - Correct Answer ️️ -statements made by a person on an application for 
life insurance that are believed to be true to the best of one's knowledge 
the only time it can be withdrawn is before the insurance is in effect (usually 5-8 weeks 
AFTER signing) 
NOT warranty 
How long does policy owner have to withdraw any representation made on application 
of life insura...
WFG Questions with 100% Correct Answers
WFG Questions with 100% Correct Answers 
If an agent fails to obtain an applicant's signature on the application, the agent must - 
Correct Answer ️️ -Return the application to the applicant for a signature 
Why should the producer deliver the policy when the first premium has already been 
paid? - Correct Answer ️️ -To help the insured understand all aspects of the contract. 
Most agents try to collect the initial premium for submission with the application. When 
an agent collects the...
- Package deal
- Examen
- • 12 pages •
WFG Questions with 100% Correct Answers 
If an agent fails to obtain an applicant's signature on the application, the agent must - 
Correct Answer ️️ -Return the application to the applicant for a signature 
Why should the producer deliver the policy when the first premium has already been 
paid? - Correct Answer ️️ -To help the insured understand all aspects of the contract. 
Most agents try to collect the initial premium for submission with the application. When 
an agent collects the...
WFG License Practice Questions and Answers 100% Verified and Updated
WFG License Practice Questions and Answers 
100% Verified and Updated 
If the insured has a terminal illness, which provision would allow him or her to access a 
portion of the policy death 
benefit prior to death? - Correct Answer ️️ -Accelerated benefits 
All of the following are classified as life activities by the ADA (Americans with Disabilities 
Act) EXCEPT: - Correct Answer ️️ -Driving 
An insurer selling without a license would be guilty of which of the following? - Correct 
Answ...
- Package deal
- Examen
- • 19 pages •
WFG License Practice Questions and Answers 
100% Verified and Updated 
If the insured has a terminal illness, which provision would allow him or her to access a 
portion of the policy death 
benefit prior to death? - Correct Answer ️️ -Accelerated benefits 
All of the following are classified as life activities by the ADA (Americans with Disabilities 
Act) EXCEPT: - Correct Answer ️️ -Driving 
An insurer selling without a license would be guilty of which of the following? - Correct 
Answ...
WFG exam study Questions with 100% Correct Solutions
WFG exam study Questions with 100% Correct Solutions 
Speculative Risk - Correct Answer ️️ -A risk in which there is a chance of either loss or 
gain. Never insurable 
Insurance - Correct Answer ️️ -A contract whereby one undertakes to indemnify 
another against loss, damage, or liability arising from a contingent or unknown event. 
hazard - Correct Answer ️️ - 
Accelerated benefits - Correct Answer ️️ -Riders attached to life insurance policies 
which allow death benefits to be ...
- Package deal
- Examen
- • 36 pages •
WFG exam study Questions with 100% Correct Solutions 
Speculative Risk - Correct Answer ️️ -A risk in which there is a chance of either loss or 
gain. Never insurable 
Insurance - Correct Answer ️️ -A contract whereby one undertakes to indemnify 
another against loss, damage, or liability arising from a contingent or unknown event. 
hazard - Correct Answer ️️ - 
Accelerated benefits - Correct Answer ️️ -Riders attached to life insurance policies 
which allow death benefits to be ...
Earth Science Exam Review 2024 with Complete Solutions
Hondros Nursing 172 Exam 2 Questions and Answers 100% Pass
Oregon Pesticide Examination: Ornamental and Turf Herbicide Questions and Answers 100% Pass
Xcel Solutions Property & Casualty Exam Questions and Answers
INSY-3303 FINAL EXAM STUDY GUIDE WITH COMPLETE SOLUTIONS
the answers are incorrect