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XCEL Solutions Exam Questions
XCEL Solutions Exam Questions 
Johns owns an insurance policy that gives him the right to share in the insurer's surplus. 
What kind of policy is this? - Correct answer-Participating 
A participating company is also referred to as which type of insurer? - Correct answerMutual insurer 
Which of the following is NOT a benefit of insurance? - Correct answer-LOSSES DUE 
TO FRAUD ARE ELIMINATED 
Reduces the uncertainty of loss 
Makes a loss whole again 
Source of investment funds 
An insurer enter...
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- Examen
- • 19 páginas •
XCEL Solutions Exam Questions 
Johns owns an insurance policy that gives him the right to share in the insurer's surplus. 
What kind of policy is this? - Correct answer-Participating 
A participating company is also referred to as which type of insurer? - Correct answerMutual insurer 
Which of the following is NOT a benefit of insurance? - Correct answer-LOSSES DUE 
TO FRAUD ARE ELIMINATED 
Reduces the uncertainty of loss 
Makes a loss whole again 
Source of investment funds 
An insurer enter...
Xcel Solutions Final Exam
Xcel Solutions Final Exam 
Who does a life settlement broker represent? - Correct answer-Individual wanting to sell 
their life policy to a third party 
What is the insurance term the State of California uses for an insurer that is eligible to 
transact business in this state? - Correct answer-Admitted 
Most U.S. life insurance companies belong to the - Correct answer-Medical Information 
Bureau 
Which of the following healthcare providers provide both the healthcare services and 
healthcare cov...
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- Examen
- • 11 páginas •
Xcel Solutions Final Exam 
Who does a life settlement broker represent? - Correct answer-Individual wanting to sell 
their life policy to a third party 
What is the insurance term the State of California uses for an insurer that is eligible to 
transact business in this state? - Correct answer-Admitted 
Most U.S. life insurance companies belong to the - Correct answer-Medical Information 
Bureau 
Which of the following healthcare providers provide both the healthcare services and 
healthcare cov...
XCEL Final Exam
XCEL Final Exam 
Irrevocable beneficiary - Correct answer-What kind of life insurance beneficiary requires 
his/her consent when a change of beneficiary is made? 
Anytime - Correct answer-When can a policy-owner change a revocable beneficiary? 
Daughter - Correct answer-K has a life insurance policy where her husband is 
beneficiary and her daughter is contingent beneficiary. Under the Common Disaster 
clause, if K and her husband are both killed in an automobile accident, where would the 
death...
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- Examen
- • 8 páginas •
XCEL Final Exam 
Irrevocable beneficiary - Correct answer-What kind of life insurance beneficiary requires 
his/her consent when a change of beneficiary is made? 
Anytime - Correct answer-When can a policy-owner change a revocable beneficiary? 
Daughter - Correct answer-K has a life insurance policy where her husband is 
beneficiary and her daughter is contingent beneficiary. Under the Common Disaster 
clause, if K and her husband are both killed in an automobile accident, where would the 
death...
Xcel Final Exam
Xcel Final Exam 
Xcel Final Exam 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? - 
Correct answer-Social Security 
The focus of major medical insurance is providing coverage for - Correct answermedical and hospitalization expenses 
An insured under a Major Medical expense plan with a zero deductible and 80/20 
coinsurance provision files a $1,000 claim. How much of this claim is the insured 
responsible for? - Correct answer-$200 
because this policy has a zer...
- Package deal
- Examen
- • 23 páginas •
Xcel Final Exam 
Xcel Final Exam 
Typically, Long-Term Disability benefits are coordinated with which benefit plan? - 
Correct answer-Social Security 
The focus of major medical insurance is providing coverage for - Correct answermedical and hospitalization expenses 
An insured under a Major Medical expense plan with a zero deductible and 80/20 
coinsurance provision files a $1,000 claim. How much of this claim is the insured 
responsible for? - Correct answer-$200 
because this policy has a zer...
Xcel Life Insurance Exam
Xcel Life Insurance Exam 
Replacement regulation is designed to protect - Correct answer-Policyowners from 
mirepresentation and loss of benefits 
All Health Benefit Plans issued after January 1, 2014 must provide - Correct answerPreventative health services 
Which of these will have the highest monthly payout upon annuitization - Correct 
answer-Straight life 
Which of the following is included in the entire contract according ti the entire contract 
provison? - Correct answer-Clauses 
Which of...
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- Examen
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Xcel Life Insurance Exam 
Replacement regulation is designed to protect - Correct answer-Policyowners from 
mirepresentation and loss of benefits 
All Health Benefit Plans issued after January 1, 2014 must provide - Correct answerPreventative health services 
Which of these will have the highest monthly payout upon annuitization - Correct 
answer-Straight life 
Which of the following is included in the entire contract according ti the entire contract 
provison? - Correct answer-Clauses 
Which of...
RN Pharmacology A Relias Exam with100% Correct Answers 2024 / 2025
RN Pharmacology A Relias Exam with100% Correct Answers 2024 / 
2025
- Examen
- • 5 páginas •
RN Pharmacology A Relias Exam with100% Correct Answers 2024 / 
2025
Relias Dysrhythmia - Basic B Clinical Assessment Questions & Answers (A+ Graded 100% Verified)
Relias Dysrhythmia - Basic B 
Clinical Assessment Questions & 
Answers (A+ Graded 100% 
Verified)
- Examen
- • 6 páginas •
Relias Dysrhythmia - Basic B 
Clinical Assessment Questions & 
Answers (A+ Graded 100% 
Verified)
PADI Open Water Diver Final Examwith 100% Correct Answers 2024 /2025
PADI Open Water Diver Final Examwith 
100% Correct Answers 2024 
/2025 
As a newly certified PADI Open Water Diver, I will be trained to 
dive with buddy as deep as - 
Correct Answer-18 metres/60 feet 
As you descend in water, the pressure - 
Correct Answer-increases 
A depth change of 10 metres/33 feet causes a pressure change of - 
Correct Answer-1 bar/ata (atmosphere) 
if you take 6 liters of air from the surface to 20 metres/66 feet, the 
volume will be - 
Correct Answer-2 litres (the densit...
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- Examen
- • 13 páginas •
PADI Open Water Diver Final Examwith 
100% Correct Answers 2024 
/2025 
As a newly certified PADI Open Water Diver, I will be trained to 
dive with buddy as deep as - 
Correct Answer-18 metres/60 feet 
As you descend in water, the pressure - 
Correct Answer-increases 
A depth change of 10 metres/33 feet causes a pressure change of - 
Correct Answer-1 bar/ata (atmosphere) 
if you take 6 liters of air from the surface to 20 metres/66 feet, the 
volume will be - 
Correct Answer-2 litres (the densit...
Package deal for Abfas Exam With 100% Correct Answers | Verified | Updated
Abfas Exam Questions With 100% Correct Answers | Verified | Updated
Abfas Exam Questions with 100% Correct Answers | Verified | Updated

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Abfas Exam Questions With 100% Correct Answers | Verified | Updated
Abfas Exam Questions with 100% Correct Answers | Verified | Updated

ABFAS Exam Questions With 100% Correct Answers | Verified | Updated
ABFAS Exam Questions With 100% Correct 
Answers | Verified | Updated 
Diastasis for Lisfranc = a fracture is present - Correct 
Answer-2-5 mm of diastis betwen 1st and second mt base 
Chronic lisfrancs--->ct=1 mm diastasis betwen 1st and 2nd 
mt or an increase of more than 15 degrees in the tarsometatarsal joint 
signs of lisfranc on xray - Correct Answer-fleck sign (1 and 2 
met bases) 
first ray elevated 
arch flattens 
MCC direction lisfranc displaces - Correct Answer-Dorsal
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- Examen
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ABFAS Exam Questions With 100% Correct 
Answers | Verified | Updated 
Diastasis for Lisfranc = a fracture is present - Correct 
Answer-2-5 mm of diastis betwen 1st and second mt base 
Chronic lisfrancs--->ct=1 mm diastasis betwen 1st and 2nd 
mt or an increase of more than 15 degrees in the tarsometatarsal joint 
signs of lisfranc on xray - Correct Answer-fleck sign (1 and 2 
met bases) 
first ray elevated 
arch flattens 
MCC direction lisfranc displaces - Correct Answer-Dorsal
Fundamentals Of Chemotherapy Immunotherapy Administration Exam With 100% Correct And Verified Answers 2025
OB-GYN/Pediatrics EMT Exam With 100% Correct And Verified Answers 2024
Aapc Cpc Practice Exam A With 100% Correct And Verified Answers 2025
Progressive Care Exam With 100% Correct And Verified Answers 2024
Prophecy Medical Surgical-Telemetry Exam With 100% Correct And Verified Answers 2024