Florida Claims Adjuster Exam –
6-20 All Lines Adjuster | Review
Converted Verified Questions &
Answers 2025–2026
FLORIDA 6-20 ALL LINES ADJUSTER TEST
A public adjuster represents the interest of:
A. The insurer
B. The Insured
C. The employer
D. The interest of the general public - CORRECT
ANSWER -B. The insured
Which of the following is the type of report that indicates the
initial results of a claim investigation?
,A. Field Report
B. Interim Report
C. Full Report
D. None of the above - CORRECT ANSWER -A. Field
Report
States have adopted statutes regarding claims adjusting.
To avoid unfair treatment to a claimant the adjuster
must not:
A. Promptly investigate the claim.
B. Follow the laws regarding the number of days in
which to commence an investigation.
C. Deny the claim until a fair and prompt investigation
has commenced.
D. Pay the claim within a reasonable number of days
after the final proof of loss has been
received. - CORRECT ANSWER -C. Deny the claim
until a fair and prompt investigation has
commenced.
,Which of the following is not a claim settlement option?
A. Forcing the insured to sue by offering less than the
claim is worth.
B. Repairing property.
C. Replacing with like kind and quality.
D. Replace with new - CORRECT ANSWER -A.
Forcing the insured to sue by offering less than the
claim is worth.
The giving up of a known right is called:
A. Estoppel
B. Violation of policy conditions
C. Rebating
D. Waiver - CORRECT ANSWER -D. Waiver
An innocent party relies on certain statements made by
the adjuster and is damaged as a result. The guilty party
, may be legally prohibited from asserting that the fact
does not exist because of: A. Waiver
B. Estoppel
C. Duties of the adjuster
D. Law of contract - CORRECT ANSWER -B. Estoppel
Should an insured fail to report a claim in a timely
fashion the adjuster will usually: A. Deny the claim.
B. Send the insured a reservation of rights letter.
C. Cease investigating.
D. Seek the advice of the company's attorney. -
CORRECT ANSWER -B. Send the insured a
reservation of rights letter.
A company adjuster primarily
represents the interests of: A. The
insured.
B. The claimant.
C. The insurer.
6-20 All Lines Adjuster | Review
Converted Verified Questions &
Answers 2025–2026
FLORIDA 6-20 ALL LINES ADJUSTER TEST
A public adjuster represents the interest of:
A. The insurer
B. The Insured
C. The employer
D. The interest of the general public - CORRECT
ANSWER -B. The insured
Which of the following is the type of report that indicates the
initial results of a claim investigation?
,A. Field Report
B. Interim Report
C. Full Report
D. None of the above - CORRECT ANSWER -A. Field
Report
States have adopted statutes regarding claims adjusting.
To avoid unfair treatment to a claimant the adjuster
must not:
A. Promptly investigate the claim.
B. Follow the laws regarding the number of days in
which to commence an investigation.
C. Deny the claim until a fair and prompt investigation
has commenced.
D. Pay the claim within a reasonable number of days
after the final proof of loss has been
received. - CORRECT ANSWER -C. Deny the claim
until a fair and prompt investigation has
commenced.
,Which of the following is not a claim settlement option?
A. Forcing the insured to sue by offering less than the
claim is worth.
B. Repairing property.
C. Replacing with like kind and quality.
D. Replace with new - CORRECT ANSWER -A.
Forcing the insured to sue by offering less than the
claim is worth.
The giving up of a known right is called:
A. Estoppel
B. Violation of policy conditions
C. Rebating
D. Waiver - CORRECT ANSWER -D. Waiver
An innocent party relies on certain statements made by
the adjuster and is damaged as a result. The guilty party
, may be legally prohibited from asserting that the fact
does not exist because of: A. Waiver
B. Estoppel
C. Duties of the adjuster
D. Law of contract - CORRECT ANSWER -B. Estoppel
Should an insured fail to report a claim in a timely
fashion the adjuster will usually: A. Deny the claim.
B. Send the insured a reservation of rights letter.
C. Cease investigating.
D. Seek the advice of the company's attorney. -
CORRECT ANSWER -B. Send the insured a
reservation of rights letter.
A company adjuster primarily
represents the interests of: A. The
insured.
B. The claimant.
C. The insurer.
