ALU 101 Sample Test Questions With Correct Answers

ALU 101 Sample Test Questions With
Correct Answers
The |test |that |measures |thyroid |function |is: |

1. |thoracentesis |

2. |fine |needle |aspirate |(FNA) |

3. |fluorescein |angiography |

4. |radioactive |iodine |uptake |- |CORRECT |ANSWER✔✔-4. |radioactive |iodine |uptake



2. |The |cardiac |ejection |fraction |measures |the: |

1. |pumping |ability |of |the |heart |

2. |degree |of |atherosclerosis |

3. |carotid |intimal-medial |thickness |

4. |level |of |radioisotope |in |the |heart |- |CORRECT |ANSWER✔✔-1. |pumping |ability |of |the |heart



3. |The |measure |of |a |test's |ability |to |exclude |the |possibility |of |a |particular |disease |is: |

1. |sensitivity |

2. |reliability |

3. |reasonability |

4. |specificity |- |CORRECT |ANSWER✔✔-4. |specificity



4. |The |benefit |that |allows |additional |insurance |coverage |to |be |purchased |at |certain |times |
during |the |life |of |the |contract |is |the: |

1. |guaranteed |insurability |option |

2. |change |of |plan |provision |

3. |extended |maturity |option |

,4. |entire |contract |provision |- |CORRECT |ANSWER✔✔-1. |guaranteed |insurability |option



5. |The |principal |cause |of |hang |gliding |accidents |is: |

1. |pilot |error |

2. |weather |

3. |physical |demands |

4. |equipment |malfunction |- |CORRECT |ANSWER✔✔-1. |pilot |error



6. |When |underwriting |an |individual |for |key |person |life |insurance, |all |of |the |following |are |
considerations |EXCEPT: |

1. |business |history |of |the |company |

2. |number |of |key |employees |in |the |company |

3. |age |of |the |proposed |insured |

4. |cost |of |estate |taxes |at |the |proposed |insured's |death |- |CORRECT |ANSWER✔✔-4. |cost |of |
estate |taxes |at |the |proposed |insured's |death



7. |Features |of |term |life |insurance |contracts |typically |include |all |of |the |following |EXCEPT: |

1. |convertibility |

2. |defined |period |of |coverage |

3. |cash |value |

4. |renewability |- |CORRECT |ANSWER✔✔-3. |cash |value



8. |All |of |the |following |statements |regarding |the |instrument |flight |rating |are |correct |EXCEPT: |

1. |It |is |held |by |approximately |half |of |the |pilot |population. |

2. |It |indicates |mastery |of |instruments |for |aircraft |navigation. |

3. |It |is |a |required |rating |for |commercial |pilots. |

, 4. |It |limits |pilots |to |flying |in |daylight |hours. |- |CORRECT |ANSWER✔✔-4. |It |limits |pilots |to |flying |
in |daylight |hours.



9. |The |estimated |glomerular |filtration |rate |(eGFR) |is |based |on |all |of |the |following |EXCEPT: |

1. |serum |creatinine |

2. |serum |albumin |

3. |age |

4. |gender |- |CORRECT |ANSWER✔✔-2. |serum |albumin



10. |Complications |of |diabetes |can |include |which |of |the |following: |A. |Coronary |artery |disease |

B. |Retinopathy |

C. |Hepatitis |



Answer |Options: |

1. |A |and |B |only |are |correct. |

2. |A |and |C |only |are |correct. |

3. |B |and |C |only |are |correct. |

4. |A, |B, |and |C |are |correct. |- |CORRECT |ANSWER✔✔-1. |A |and |B |only |are |correct.



11. |The |components |of |pricing |life |insurance |products |include |which |of |the |following? |

A. |Mortality |

B. |Expenses |

C. |Investments



Answer |Options: |

1. |A |and |B |only |are |correct. |