ALU 101 BOOK EXAM 2025 QUESTIONS
AND ANSWERS
Without a properly signed application, a life insurance contract can be considered to be which
of the following?
A. invalid
B. inadmissible as evidence
C. Material representation
Answer Options: 1. A only is correct
2. A and B are correct
3. B and C are correct
4. A, B and C are correct - ANS 2
A procedure that uses high frequency sound waves to image soft tissue:
1. X-ray
2. fluoroscopy
3. Ultrasonography (US)
4. computed tomography (CT) - ANS 3
Procedures used to identify coronary artery disease include all of the follow Except:
1. electron beam computed tomography (EBCT)
2. myocardial perfusion scan
3. positron emission tomography (PET)
4. magnetic resonance angiography (MRA) - ANS 3
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,Test used to assist in identifying lung cancer include which of the following:
A. Chest x-ray
B. Computed tomography (CT) scan
C. bronchoscopy
Answer options: 1. B only is correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct - ANS 4
Describe the test used to diagnose brain and nervous system disorders. - ANS CT, MRI, PET,
Cistronagraphy
Describe the difference between invasive an non-invasive testing techniques. - ANS Invasive
punctures the skin, cuts deep
Which of the following are recorded during a sleep study?
A. body position
B. oxygen saturation
C. electroencephalogram
Answer Options: 1. A and B only are correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct - ANS 4
Obstructive sleep apnea is diagnosed by:
1. Plumonary angiography
2. pulmonary function test (PFTs)
3. polysomnography
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,4. bronchoscopy - ANS 3
List the endoscopic exams used to diagnose and treat abdominal pathology. -
ANS Colonoscopy and Endoscopy
List the common medical conditions often diagnosed by pelvic or transvaginal ultrasound. -
ANS pregnancy, cervical or uteral cancer
What are the most common measurements of pulmonary function (PFTs) seen in underwriting?
- ANS 1. FVC (forced vital capacity
2. FEV (forced expiratory volume at 1 second
3. FEV/FVC ratio
4. diffusing capacity (DLCO)
A low body mass index (BMI) can be a marker for all of the following diseases Except:
1. cancer
2. anorexia nervosa
3. hypothyroidism
4. alcohol abuse - ANS 3
The maximum pressure achieved during a contraction of the heart is the:
1. systolic blood pressure
2. pulse pressure
3. diastolic blood pressure
4. atrial pressure - ANS 1
Which of the following statements regarding hypertension are correct?
A. Hypertension can lead to stroke
B. Mild hypertension can shorten life expectancy
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, C. Left ventricular hypertrophy can develop with uncontrolled hypertension
Answer Options: 1. A and B only are correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct - ANS 4
Name at least five classification of hypertension. - ANS primary hypertension
secondary hypertension
white coat hypertension
systolic hypertension
pseudo hypertension (in elderly)
borderline hypertension
resistant hypertension (3 or more drugs)
Classes of drugs that can be used to treat hypertension include which of the following?
A. sulfonamides
B. calcium channel blockers
C. angiotensin-converting enzyme (ACE) inhibitors
Answer options 1. A only is correct
2. C only is correct
3. A and B only are correct
4. B and C only are correct - ANS 4
All of the following are potential complication of gastrointestinal surgery for obesity Except:
1. dumping syndrome
2. anemia
3. nutritional deficiencies
4. diabetes - ANS 4
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AND ANSWERS
Without a properly signed application, a life insurance contract can be considered to be which
of the following?
A. invalid
B. inadmissible as evidence
C. Material representation
Answer Options: 1. A only is correct
2. A and B are correct
3. B and C are correct
4. A, B and C are correct - ANS 2
A procedure that uses high frequency sound waves to image soft tissue:
1. X-ray
2. fluoroscopy
3. Ultrasonography (US)
4. computed tomography (CT) - ANS 3
Procedures used to identify coronary artery disease include all of the follow Except:
1. electron beam computed tomography (EBCT)
2. myocardial perfusion scan
3. positron emission tomography (PET)
4. magnetic resonance angiography (MRA) - ANS 3
COPYRIGHT © 2025 THESTAR ALL RIGHTS RESERVED 1
,Test used to assist in identifying lung cancer include which of the following:
A. Chest x-ray
B. Computed tomography (CT) scan
C. bronchoscopy
Answer options: 1. B only is correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct - ANS 4
Describe the test used to diagnose brain and nervous system disorders. - ANS CT, MRI, PET,
Cistronagraphy
Describe the difference between invasive an non-invasive testing techniques. - ANS Invasive
punctures the skin, cuts deep
Which of the following are recorded during a sleep study?
A. body position
B. oxygen saturation
C. electroencephalogram
Answer Options: 1. A and B only are correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct - ANS 4
Obstructive sleep apnea is diagnosed by:
1. Plumonary angiography
2. pulmonary function test (PFTs)
3. polysomnography
COPYRIGHT © 2025 THESTAR ALL RIGHTS RESERVED 2
,4. bronchoscopy - ANS 3
List the endoscopic exams used to diagnose and treat abdominal pathology. -
ANS Colonoscopy and Endoscopy
List the common medical conditions often diagnosed by pelvic or transvaginal ultrasound. -
ANS pregnancy, cervical or uteral cancer
What are the most common measurements of pulmonary function (PFTs) seen in underwriting?
- ANS 1. FVC (forced vital capacity
2. FEV (forced expiratory volume at 1 second
3. FEV/FVC ratio
4. diffusing capacity (DLCO)
A low body mass index (BMI) can be a marker for all of the following diseases Except:
1. cancer
2. anorexia nervosa
3. hypothyroidism
4. alcohol abuse - ANS 3
The maximum pressure achieved during a contraction of the heart is the:
1. systolic blood pressure
2. pulse pressure
3. diastolic blood pressure
4. atrial pressure - ANS 1
Which of the following statements regarding hypertension are correct?
A. Hypertension can lead to stroke
B. Mild hypertension can shorten life expectancy
COPYRIGHT © 2025 THESTAR ALL RIGHTS RESERVED 3
, C. Left ventricular hypertrophy can develop with uncontrolled hypertension
Answer Options: 1. A and B only are correct
2. A and C only are correct
3. B and C only are correct
4. A, B and C are correct - ANS 4
Name at least five classification of hypertension. - ANS primary hypertension
secondary hypertension
white coat hypertension
systolic hypertension
pseudo hypertension (in elderly)
borderline hypertension
resistant hypertension (3 or more drugs)
Classes of drugs that can be used to treat hypertension include which of the following?
A. sulfonamides
B. calcium channel blockers
C. angiotensin-converting enzyme (ACE) inhibitors
Answer options 1. A only is correct
2. C only is correct
3. A and B only are correct
4. B and C only are correct - ANS 4
All of the following are potential complication of gastrointestinal surgery for obesity Except:
1. dumping syndrome
2. anemia
3. nutritional deficiencies
4. diabetes - ANS 4
COPYRIGHT © 2025 THESTAR ALL RIGHTS RESERVED 4
