ALU 101 - Chapter12 Avocation and Occupations || 100% Verified
Solutions.
principal risk of avocation and occupations correct answers accidental death
factors take into account of assessing an avocation: correct answers 1. training requirements
2. health/age/physical requirements
3. equipment requirements
4. level of expertise
5. frequency
6. location
7. impact of multiple avocations and hazardous activities
8. mortality rates and causes
what is the most common rating tool in assessing the extra premium risk associated with
avocations and occupations? correct answers flat extra
where is Flat Extra used? correct answers it's used when the risk associated with the impairment
does not change with the age or gender
where is table rating used? correct answers used when the risk increases with age and gender
Underwriting Tools for Avocation correct answers 1. the application
2. avocation questionnaire
3. inspection report
4. underwriting manual
5. the internet, specialty publications, government databases
6. APS
,7. information from the agent/producer
types of Diving correct answers snorkeling, free diving, scuba diving
Males or females more common divers correct answers it is more common for male to dive than
female
what is snorkeling? correct answers surface swimming with a mask, fin, and a snokel
little or no extra mortality risk
what is free diving? correct answers diving done without compressed air, using only a single
breath
free divers with a master certification correct answers can swim to a depth of almost 100 feet
competitions involving divers with weights can reach? correct answers 230 feet of depth
principle risk of free diving correct answers blackout and drowning
what is SCUBA diving? correct answers involves the use of specialized equipment designed to
assist and safeguard the diver and enable him to remain submerged for long period of time.
Does SCUBA diving have a single governing body ? correct answers SCUBA diving has no
single governing body for the sport
SCUBA diving - training program correct answers PADI - Professional Association of Diving
Instructors
NAUI - National Association of Underwater Instrctors
, YMCA
HSA - Handicapped SCUBA Association
International Association of Nitrox and Technical Divers
most common certifications correct answers student diver
open water diver
advanced open water diver
physical requirements for SCUBA divers correct answers swim 200 yards,
open their eye underwater
hold their breath
float for 10 minutes
swim underwater for 15 yards
handicapped divers include correct answers paraplegia
quadriplegia
blind
high-functioning brain injuries or mild retardation
DAN correct answers Divers Alert Network
international organization dedicated to diving safety, keeping records regarding accidents and
fatalities that occur while diving
fatalities of SCUBA diving correct answers the largest number of fatalities occurs among males,
aged 40-59 with student, open water, advanced open water certificates
majority of fatal diving accidents take place during recreational dives for pleasure purposes
Solutions.
principal risk of avocation and occupations correct answers accidental death
factors take into account of assessing an avocation: correct answers 1. training requirements
2. health/age/physical requirements
3. equipment requirements
4. level of expertise
5. frequency
6. location
7. impact of multiple avocations and hazardous activities
8. mortality rates and causes
what is the most common rating tool in assessing the extra premium risk associated with
avocations and occupations? correct answers flat extra
where is Flat Extra used? correct answers it's used when the risk associated with the impairment
does not change with the age or gender
where is table rating used? correct answers used when the risk increases with age and gender
Underwriting Tools for Avocation correct answers 1. the application
2. avocation questionnaire
3. inspection report
4. underwriting manual
5. the internet, specialty publications, government databases
6. APS
,7. information from the agent/producer
types of Diving correct answers snorkeling, free diving, scuba diving
Males or females more common divers correct answers it is more common for male to dive than
female
what is snorkeling? correct answers surface swimming with a mask, fin, and a snokel
little or no extra mortality risk
what is free diving? correct answers diving done without compressed air, using only a single
breath
free divers with a master certification correct answers can swim to a depth of almost 100 feet
competitions involving divers with weights can reach? correct answers 230 feet of depth
principle risk of free diving correct answers blackout and drowning
what is SCUBA diving? correct answers involves the use of specialized equipment designed to
assist and safeguard the diver and enable him to remain submerged for long period of time.
Does SCUBA diving have a single governing body ? correct answers SCUBA diving has no
single governing body for the sport
SCUBA diving - training program correct answers PADI - Professional Association of Diving
Instructors
NAUI - National Association of Underwater Instrctors
, YMCA
HSA - Handicapped SCUBA Association
International Association of Nitrox and Technical Divers
most common certifications correct answers student diver
open water diver
advanced open water diver
physical requirements for SCUBA divers correct answers swim 200 yards,
open their eye underwater
hold their breath
float for 10 minutes
swim underwater for 15 yards
handicapped divers include correct answers paraplegia
quadriplegia
blind
high-functioning brain injuries or mild retardation
DAN correct answers Divers Alert Network
international organization dedicated to diving safety, keeping records regarding accidents and
fatalities that occur while diving
fatalities of SCUBA diving correct answers the largest number of fatalities occurs among males,
aged 40-59 with student, open water, advanced open water certificates
majority of fatal diving accidents take place during recreational dives for pleasure purposes
