ALU 101EXAM 2025 NEWEST
QUESTIONS AND CORRECT ANSWERS |
A+ GRADE
The test that measures thyroid function is:
1. thoracentesis
2. fine needle aspirate (FNA)
3. fluorescein angiography
4. radioactive iodine uptake Correct Answer 4. radioactive
iodine uptake
2. The cardiac ejection fraction measures the:
1. pumping ability of the heart
2. degree of atherosclerosis
3. carotid intimal-medial thickness
4. level of radioisotope in the heart Correct Answer 1.
pumping ability of the heart
3. The measure of a test's ability to exclude the possibility
of a particular disease is:
1. sensitivity
2. reliability
3. reasonability
4. specificity Correct Answer 4. specificity
4. The benefit that allows additional insurance coverage to
be purchased at certain times during the life of the
contract is the:
1. guaranteed insurability option
,2. change of plan provision
3. extended maturity option
4. entire contract provision Correct Answer 1. guaranteed
insurability option
5. The principal cause of hang gliding accidents is:
1. pilot error
2. weather
3. physical demands
4. equipment malfunction Correct Answer 1. pilot error
6. When underwriting an individual for key person life
insurance, all of the following are considerations EXCEPT:
1. business history of the company
2. number of key employees in the company
3. age of the proposed insured
4. cost of estate taxes at the proposed insured's death
Correct Answer 4. cost of estate taxes at the proposed
insured's death
7. Features of term life insurance contracts typically
include all of the following EXCEPT:
1. convertibility
2. defined period of coverage
3. cash value
4. renewability Correct Answer 3. cash value
8. All of the following statements regarding the instrument
flight rating are correct EXCEPT:
1. It is held by approximately half of the pilot population.
, 2. It indicates mastery of instruments for aircraft
navigation.
3. It is a required rating for commercial pilots.
4. It limits pilots to flying in daylight hours. Correct Answer
4. It limits pilots to flying in daylight hours.
9. The estimated glomerular filtration rate (eGFR) is based
on all of the following EXCEPT:
1. serum creatinine
2. serum albumin
3. age
4. gender Correct Answer 2. serum albumin
10. Complications of diabetes can include which of the
following: A. Coronary artery disease
B. Retinopathy
C. Hepatitis
Answer Options:
1. A and B only are correct.
2. A and C only are correct.
3. B and C only are correct.
4. A, B, and C are correct. Correct Answer 1. A and B only
are correct.
11. The components of pricing life insurance products
include which of the following?
A. Mortality
B. Expenses
C. Investments
QUESTIONS AND CORRECT ANSWERS |
A+ GRADE
The test that measures thyroid function is:
1. thoracentesis
2. fine needle aspirate (FNA)
3. fluorescein angiography
4. radioactive iodine uptake Correct Answer 4. radioactive
iodine uptake
2. The cardiac ejection fraction measures the:
1. pumping ability of the heart
2. degree of atherosclerosis
3. carotid intimal-medial thickness
4. level of radioisotope in the heart Correct Answer 1.
pumping ability of the heart
3. The measure of a test's ability to exclude the possibility
of a particular disease is:
1. sensitivity
2. reliability
3. reasonability
4. specificity Correct Answer 4. specificity
4. The benefit that allows additional insurance coverage to
be purchased at certain times during the life of the
contract is the:
1. guaranteed insurability option
,2. change of plan provision
3. extended maturity option
4. entire contract provision Correct Answer 1. guaranteed
insurability option
5. The principal cause of hang gliding accidents is:
1. pilot error
2. weather
3. physical demands
4. equipment malfunction Correct Answer 1. pilot error
6. When underwriting an individual for key person life
insurance, all of the following are considerations EXCEPT:
1. business history of the company
2. number of key employees in the company
3. age of the proposed insured
4. cost of estate taxes at the proposed insured's death
Correct Answer 4. cost of estate taxes at the proposed
insured's death
7. Features of term life insurance contracts typically
include all of the following EXCEPT:
1. convertibility
2. defined period of coverage
3. cash value
4. renewability Correct Answer 3. cash value
8. All of the following statements regarding the instrument
flight rating are correct EXCEPT:
1. It is held by approximately half of the pilot population.
, 2. It indicates mastery of instruments for aircraft
navigation.
3. It is a required rating for commercial pilots.
4. It limits pilots to flying in daylight hours. Correct Answer
4. It limits pilots to flying in daylight hours.
9. The estimated glomerular filtration rate (eGFR) is based
on all of the following EXCEPT:
1. serum creatinine
2. serum albumin
3. age
4. gender Correct Answer 2. serum albumin
10. Complications of diabetes can include which of the
following: A. Coronary artery disease
B. Retinopathy
C. Hepatitis
Answer Options:
1. A and B only are correct.
2. A and C only are correct.
3. B and C only are correct.
4. A, B, and C are correct. Correct Answer 1. A and B only
are correct.
11. The components of pricing life insurance products
include which of the following?
A. Mortality
B. Expenses
C. Investments
