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Personal Finance Certification Evaluation Exams Set Full Questions And Complete Solution

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2025/2026 Written for academic year
Institution PERSONAL FINANCE
Module PERSONAL FINANCE
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PERSONAL FINANCE CERTIFICATION EVALUATION EXAMS SET FULL QUESTIONS AND COMPLETE SOLUTION

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PERSONAL FINANCE CERTIFICATION
EVALUATION EXAMS SET FULL QUESTIONS
AND COMPLETE SOLUTION

●● Time Value of Money
Answer: the increase of an amount of money due to earned interest or
dividends


●● Balance Sheet
Answer: statement that identifies the items you own, what you owe, and
your net worth


●● Paying Yourself First
Answer: the concept of setting aside a portion of your income for
savings before spending any of it


●● Commission
Answer: a fee charged by a brokerage firm or investment bank to buy or
sell securities of an investor


●● Potential Earning Power
Answer: the amount of money you may earn over time

, ●● Finance Charge
Answer: the total dollar amount of interest you pay to use credit


●● Compounding
Answer: the process of earning interest on both the principal and any
prior interest earned in your account


●● Medicare
Answer: is a government sponsored health care coverage for the elderly


●● Credit Limit
Answer: The maximum dollar amount of money the creditor will make
available to you on your credit card


●● Medicaid
Answer: is a government sponsored health care plan for people with low
income


●● Grace Period
Answer: the amount of time a credit card company provides before you
incur finance charges


●● Liquidity

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