ALU 101 Book Exam Questions and Correct Answers – Latest Update 2026/2027 (Graded A+)

ALU 101 Book Exam Questions and Correct Answers – Latest Update 2026/2027 (Graded A+) Without a properly signed application, a life insurance contract can be considered to be which of the following? A. invalid B. inadmissible as evidence C. Material representation Answer Options: 1. A only is correct 2. A and B are correct 3. B and C are correct 4. A, B and C are correct - ANSWER 2 A procedure that uses high frequency sound waves to image soft tissue: 1. X-ray 2. fluoroscopy 3. Ultrasonography (US) 4. computed tomography (CT) - ANSWER 3 Procedures used to identify coronary artery disease include all of the follow Except: 1. electron beam computed tomography (EBCT) 2. myocardial perfusion scan 3. positron emission tomography (PET) 4. magnetic resonance angiography (MRA) - ANSWER 3 Obstructive sleep apnea is diagnosed by: 1. Plumonary angiography 2. pulmonary function test (PFTs) 3. polysomnography 4. bronchoscopy - ANSWER 3 List the endoscopic exams used to diagnose and treat abdominal pathology. - ANSWER Colonoscopy and Endoscopy List the common medical conditions often diagnosed by pelvic or transvaginal ultrasound. - ANSWER pregnancy, cervical or uteral cancer A low body mass index (BMI) can be a marker for all of the following diseases Except: 1. cancer 2. anorexia nervosa 3. hypothyroidism 4. alcohol abuse - ANSWER 3 The maximum pressure achieved during a contraction of the heart is the: 1. systolic blood pressure 2. pulse pressure 3. diastolic blood pressure 4. atrial pressure - ANSWER 1 Which of the following statements regarding hypertension are correct? A. Hypertension can lead to stroke B. Mild hypertension can shorten life expectancy C. Left ventricular hypertrophy can develop with uncontrolled hypertension Answer Options: 1. A and B only are correct 2. A and C only are correct 3. B and C only are correct 4. A, B and C are correct - ANSWER 4 Name at least five classification of hypertension. - ANSWER primary hypertension secondary hypertension white coat hypertension systolic hypertension pseudo hypertension (in elderly) borderline hypertension resistant hypertension (3 or more drugs) What are the most common measurements of pulmonary function (PFTs) seen in underwriting? - ANSWER 1. FVC (forced vital capacity 2. FEV (forced expiratory volume at 1 second 3. FEV/FVC ratio 4. diffusing capacity (DLCO) Test used to assist in identifying lung cancer include which of the following: A. Chest x-ray B. Computed tomography (CT) scan C. bronchoscopy Answer options: 1. B only is correct 2. A and C only are correct 3. B and C only are correct 4. A, B and C are correct - ANSWER 4 Describe the test used to diagnose brain and nervous system disorders. - ANSWER CT, MRI, PET, Cistronagraphy Describe the difference between invasive an non-invasive testing techniques. - ANSWER Invasive punctures the skin, cuts deep Which of the following are recorded during a sleep study? A. body position B. oxygen saturation C. electroencephalogram Answer Options: 1. A and B only are correct 2. A and C only are correct 3. B and C only are correct 4. A, B and C are correct - ANSWER 4 Classes of drugs that can be used to treat hypertension include which of the following? A. sulfonamides B. calcium channel blockers C. angiotensin-converting enzyme (ACE) inhibitors Answer options 1. A only is correct 2. C only is correct 3. A and B only are correct 4. B and C only are correct - ANSWER 4 All of the following are potential complication of gastrointestinal surgery for obesity Except: 1. dumping syndrome 2. anemia 3. nutritional deficiencies 4. diabetes - ANSWER 4 Explain the difference between primary and secondary hypertension - ANSWER primary is no identifying cause, secondary is caused by an underlying disease The best test for monitoring blood sugar is the: 1. glucose tolerance test 2. random blood glucose 3. glycohemoglobin 4. fasting blood sugar - ANSWER 3