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Exam (elaborations)

ALU 101 (Non-Med Chapter Group Quiz), Comprehensive Exam Questions and Verified Answers Collection LATEST UPDATE

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This document contains a comprehensive set of quiz questions and verified answers for ALU 101 non-medical content. It covers topics including driving risk factors, insurance principles, underwriting, life insurance policies, legal contracts, and risk assessment in aviation and hazardous activities. The material is structured for exam preparation and reinforces understanding through detailed, scenario-based and knowledge-based questions.

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ALU 101 Chapter Group Quiz Questions (NON-Med) LATEST AND
COMPREHENSIVE VERSION WITH VERIFIED ANSWERS
GUARANTEED PASS WITH INSTANT PDF DOWNLOAD


Approximately how many people are killed each year due to drunk or drugged driving?

15,000




In the US, the leading cause of death for individuals between ages 5-34 is:
Motor vehicle accidents




All of the following statements regarding elderly drivers in the US and Canada are correct
EXCEPT:

They are more likely to die in an auto accident than are teenage drivers




Underwriting tools that can be used to evaluate an individual's driving record includes which of
the following?

A. Attending Physician's Statement (APS)

B. Application

C. Personal History Interview (PHI)

A, B and C are correct




Which of the following statements regarding a driving under the influence (DUI) offense are
correct?
A. All offenders are equipped with an ignition interlock device.

,B. A conviction can be removed following alcohol classes.

C. Driving privileges are suspended when a driver refuses to take a chemical test.

B and C are correct




Which of the following disorders can affect driving ability?

a. Narcolepsy

b. Sleep apnea

c. Epilepsy

A, B and C are correct




All of the following are driver characteristics that influence motor vehicle accidents/fatalities
EXCEPT:
Race




Which category of drivers have the highest crash rate?

Teenagers




Which of the following are 37 times more likely than automobile occupants to die in a crash, per
vehicle mile traveled?

Motorcyclists




Which of the following accounts for 15% of all traffic related fatalities?
Motorcycle accidents

, The fourth leading cause of death in US is:

Traffic accidents




When the driver refuses to submit to testing for the presence of alcohol or drugs and results in an
immediate driver's license suspension, it is called:

Administrative per se




Elderly drivers have an increased death rate from auto accidents due to:

Frailty




Which of the following medical conditions can affect driving ability?

a. Alcohol and Drug dependence

b. Cardiac conditions

c. Diabetes

A, B and C are correct




Distracted driving includes which of the following (Page 7, Paragraphs 6-8):

A. Cell phone use

B. Eating/drinking

C. Speeding
A and B only are correct

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