ALU 101 ACTUAL EXAM SCRIPT
CERTIFICATION QUESTIONS 2026
COMPREHENSIVE QUESTIONS AND IN
DEPTH WELL DEFINED ACCURATE
ANSWERS PERFECTLY ORGANIZED
GRADED A+
⩥ 2. The cardiac ejection fraction measures the:
1. pumping ability of the heart
2. degree of atherosclerosis
3. carotid intimal-medial thickness
4. level of radioisotope in the heart. Answer: 1. pumping ability of the
heart
⩥ 3. The measure of a test's ability to exclude the possibility of a
particular disease is:
1. sensitivity
2. reliability
3. reasonability
4. specificity. Answer: 4. specificity
,⩥ 4. The benefit that allows additional insurance coverage to be
purchased at certain times during the life of the contract is the:
1. guaranteed insurability option
2. change of plan provision
3. extended maturity option
4. entire contract provision. Answer: 1. guaranteed insurability option
⩥ 5. The principal cause of hang gliding accidents is:
1. pilot error
2. weather
3. physical demands
4. equipment malfunction. Answer: 1. pilot error
⩥ 6. When underwriting an individual for key person life insurance, all
of the following are considerations EXCEPT:
1. business history of the company
2. number of key employees in the company
3. age of the proposed insured
4. cost of estate taxes at the proposed insured's death. Answer: 4. cost of
estate taxes at the proposed insured's death
⩥ 7. Features of term life insurance contracts typically include all of the
following EXCEPT:
, 1. convertibility
2. defined period of coverage
3. cash value
4. renewability. Answer: 3. cash value
⩥ 8. All of the following statements regarding the instrument flight
rating are correct EXCEPT:
1. It is held by approximately half of the pilot population.
2. It indicates mastery of instruments for aircraft navigation.
3. It is a required rating for commercial pilots.
4. It limits pilots to flying in daylight hours.. Answer: 4. It limits pilots
to flying in daylight hours.
⩥ 9. The estimated glomerular filtration rate (eGFR) is based on all of
the following EXCEPT:
1. serum creatinine
2. serum albumin
3. age
4. gender. Answer: 2. serum albumin
⩥ 10. Complications of diabetes can include which of the following: A.
Coronary artery disease
B. Retinopathy
CERTIFICATION QUESTIONS 2026
COMPREHENSIVE QUESTIONS AND IN
DEPTH WELL DEFINED ACCURATE
ANSWERS PERFECTLY ORGANIZED
GRADED A+
⩥ 2. The cardiac ejection fraction measures the:
1. pumping ability of the heart
2. degree of atherosclerosis
3. carotid intimal-medial thickness
4. level of radioisotope in the heart. Answer: 1. pumping ability of the
heart
⩥ 3. The measure of a test's ability to exclude the possibility of a
particular disease is:
1. sensitivity
2. reliability
3. reasonability
4. specificity. Answer: 4. specificity
,⩥ 4. The benefit that allows additional insurance coverage to be
purchased at certain times during the life of the contract is the:
1. guaranteed insurability option
2. change of plan provision
3. extended maturity option
4. entire contract provision. Answer: 1. guaranteed insurability option
⩥ 5. The principal cause of hang gliding accidents is:
1. pilot error
2. weather
3. physical demands
4. equipment malfunction. Answer: 1. pilot error
⩥ 6. When underwriting an individual for key person life insurance, all
of the following are considerations EXCEPT:
1. business history of the company
2. number of key employees in the company
3. age of the proposed insured
4. cost of estate taxes at the proposed insured's death. Answer: 4. cost of
estate taxes at the proposed insured's death
⩥ 7. Features of term life insurance contracts typically include all of the
following EXCEPT:
, 1. convertibility
2. defined period of coverage
3. cash value
4. renewability. Answer: 3. cash value
⩥ 8. All of the following statements regarding the instrument flight
rating are correct EXCEPT:
1. It is held by approximately half of the pilot population.
2. It indicates mastery of instruments for aircraft navigation.
3. It is a required rating for commercial pilots.
4. It limits pilots to flying in daylight hours.. Answer: 4. It limits pilots
to flying in daylight hours.
⩥ 9. The estimated glomerular filtration rate (eGFR) is based on all of
the following EXCEPT:
1. serum creatinine
2. serum albumin
3. age
4. gender. Answer: 2. serum albumin
⩥ 10. Complications of diabetes can include which of the following: A.
Coronary artery disease
B. Retinopathy
