CA PSI LIFE ACCIDENT AND HEALTH
CERTIFICATION PAPER 2026 FULL
SOLUTION GRADED A+
● Basis for group life insurance—Which is NOT valid? Answer:
Amounts selected per individual's need
● When must an insurer maintain a fraud investigation unit? Answer: If
admitted to do business in this state, except those exempted
● A policy shall specify all EXCEPT: Answer: Method of calculating
coverage amount
● Insurer claim documentation duty EXCEPT: Answer: Maintaining
sales material that impacted the claim
● When should agent provide effective date of coverage? Answer: At
time of application or receipt of premium
● Insurance policy must specify all EXCEPT: Answer: Financial rating
of the insured
CERTIFICATION PAPER 2026 FULL
SOLUTION GRADED A+
● Basis for group life insurance—Which is NOT valid? Answer:
Amounts selected per individual's need
● When must an insurer maintain a fraud investigation unit? Answer: If
admitted to do business in this state, except those exempted
● A policy shall specify all EXCEPT: Answer: Method of calculating
coverage amount
● Insurer claim documentation duty EXCEPT: Answer: Maintaining
sales material that impacted the claim
● When should agent provide effective date of coverage? Answer: At
time of application or receipt of premium
● Insurance policy must specify all EXCEPT: Answer: Financial rating
of the insured