CA PSI LIFE ACCIDENT AND HEALTH
BOARD EVALUATION 2026 GUARANTEED
PASS ANSWERS GRADED A+
● Which of the following is the most common method to supplement
Medicare coverage?
1. Medicaid
2. Group health insurance
3. Employer Health Insurance
4. Coverage offered by private insurers. Answer: 4. Coverage offered by
private insurers
● In which of the following must a beneficiary change request be filed in
writing to the insurer and is made effective by the insurance company
recording the change in its records?
1. designation option
2. recording method
3. endorsement method
4. succession of beneficiaries. Answer: 2. recording method
● Which of the following amends the Social Security Act to make
Medicare secondary to group health plans?
1. ADEA
,2. ERISA
3. OBRA
4. TEFRA. Answer: 4. TEFRA
● Managed care plans increase efficiency by all of the following means
EXCEPT
1. increasing beneficiary cost sharing.
2. controlling inpatient admissions and length of stay.
3. selectively contracting with health care providers.
4. transferring the management of costs to the insureds.. Answer: 4.
transferring the management of costs to the insureds.
● A basic vision care package includes all of the following EXCEPT
1. safety glasses.
2. the annual eye exam.
3. lenses and frames.
4. contact lenses.. Answer: 1. safety glasses.
● A group conversion option may be used in all the following instances
EXCEPT
1. the termination of the master policy.
2. loss of coverage due to loss of employment.
3. loss of eligibility on the part of a class of insureds.
, 4. a life-changing event, such as marriage, divorce, or childbirth..
Answer: 4. a life-changing event, such as marriage, divorce, or
childbirth.
● What does the grace period protect the policyholder from?
1. an unintentional lapse of the policy
2. a change in mind about the initial purchase of the policy
3. mistakenly omitting a beneficiary from the initial contract
4. having to prove whether a condition is pre-existing. Answer: 1. an
unintentional lapse of the policy
● Which insurance plans are commonly offered through the worksite
(employer sponsored) EXCEPT?
1. Medicare
2. Dental Insurance
3. Long Term Care Insurance
4. Supplemental Disability Insurance. Answer: 1. Medicare
● Under normal conditions which of the following is TRUE for proof of
loss when a single loss is claimed?
1. The insured has 90 days from the date of loss to provide proof of loss.
2. The insured has 30 days from the date of loss to provide proof of loss.
3. The insured is not required to file proof of loss if unable to submit it at
time of loss.
BOARD EVALUATION 2026 GUARANTEED
PASS ANSWERS GRADED A+
● Which of the following is the most common method to supplement
Medicare coverage?
1. Medicaid
2. Group health insurance
3. Employer Health Insurance
4. Coverage offered by private insurers. Answer: 4. Coverage offered by
private insurers
● In which of the following must a beneficiary change request be filed in
writing to the insurer and is made effective by the insurance company
recording the change in its records?
1. designation option
2. recording method
3. endorsement method
4. succession of beneficiaries. Answer: 2. recording method
● Which of the following amends the Social Security Act to make
Medicare secondary to group health plans?
1. ADEA
,2. ERISA
3. OBRA
4. TEFRA. Answer: 4. TEFRA
● Managed care plans increase efficiency by all of the following means
EXCEPT
1. increasing beneficiary cost sharing.
2. controlling inpatient admissions and length of stay.
3. selectively contracting with health care providers.
4. transferring the management of costs to the insureds.. Answer: 4.
transferring the management of costs to the insureds.
● A basic vision care package includes all of the following EXCEPT
1. safety glasses.
2. the annual eye exam.
3. lenses and frames.
4. contact lenses.. Answer: 1. safety glasses.
● A group conversion option may be used in all the following instances
EXCEPT
1. the termination of the master policy.
2. loss of coverage due to loss of employment.
3. loss of eligibility on the part of a class of insureds.
, 4. a life-changing event, such as marriage, divorce, or childbirth..
Answer: 4. a life-changing event, such as marriage, divorce, or
childbirth.
● What does the grace period protect the policyholder from?
1. an unintentional lapse of the policy
2. a change in mind about the initial purchase of the policy
3. mistakenly omitting a beneficiary from the initial contract
4. having to prove whether a condition is pre-existing. Answer: 1. an
unintentional lapse of the policy
● Which insurance plans are commonly offered through the worksite
(employer sponsored) EXCEPT?
1. Medicare
2. Dental Insurance
3. Long Term Care Insurance
4. Supplemental Disability Insurance. Answer: 1. Medicare
● Under normal conditions which of the following is TRUE for proof of
loss when a single loss is claimed?
1. The insured has 90 days from the date of loss to provide proof of loss.
2. The insured has 30 days from the date of loss to provide proof of loss.
3. The insured is not required to file proof of loss if unable to submit it at
time of loss.
