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Texas RCP Jurisprudence Exam with Questions and Answers A certificate holder may have their certificate suspended for which of the following: A. Failing to pay child support B. Failing to pay student loans C. Failing to pay a speeding ticket D. A and B E. A, B, and C ANSWER Answer: D. A and B - Failing to pay child support and failing to pay student loans May a certificate holder be disciplined for entering into a business venture with a patient? A. Yes B. No ANSWER Answer...

Texas PA Jurisprudence Exam with Questions and Answers A physician's authority to supervise a physician assistant (without regard to the physician's authority to delegate prescription authority) is limited to which of the following? A A combined number of three physician assistants or advanced practice nurses or their full-time equivalents practicing at the physician's primary practice site or at an alternate practice site; B A combined number of five physician assistants or ad...

Texas Nursing Jurisprudence and Ethics Exam with Questions and Answers A nurse was terminated from three different jobs beause he or she was stealing from staff members. The nurse has no pending criminal issues and no criminal history. Though this activity does not involve patients, it may indicate that A. the nurse will repeat similar conduct and exploit patients who trust the nurse to act in their best interest. B. the nurse only steals from fellow employees and would not steal from uns...

Texas Medical Jurisprudence Exam with Questions and Answers How long is an institutional permit's initial license valid for? ANSWER 14 months, after which it can be renewed up to 7 times, with each renewal lasting 12 months. How long is a physician-in-training permit's initial license valid for? ANSWER 18 months, with up to 6 renewals, each lasting 18 months How long before a license is about to expire does the TMB notify the licensee? ANSWER 30 days before How long does a h...

Texas Medical Jurisprudence Exam with Questions and Answers How long is an institutional permit's initial license valid for? ANSWER 14 months, after which it can be renewed up to 7 times, with each renewal lasting 12 months. How long is a physician-in-training permit's initial license valid for? ANSWER 18 months, with up to 6 renewals, each lasting 18 months How long before a license is about to expire does the TMB notify the licensee? ANSWER 30 days before How long does a h...

Texas Life Insurance Exam with Questions and Answers Which option is being utilized when the insurer accumulates dividends at interest and then uses the accumulated dividends, plus interest, and the policy cash value to pay the policy up early? a) Paid-up additions b) Dividend Accumulation option c) Paid-up option d) Accumulation at Interest ANSWER c) Paid-up option All of the following are true regarding a decreasing term policy EXCEPT a) The death benefit is $0 at the end o...

Texas Life Insurance Exam with Questions and Answers An individual wants to purchase a life insurance policy. His agent asks if the transaction will involve replacing any existing life insurance policies. If the customer replies, "Yes," which of the following best describes the agent's next step? a) The agent must get his supervisor involved in the transaction. b) The agent has no further duties. c) The agent must provide a replacement notice to the applicant. d) The agent must...

Texas Life and Health Insurance Exam with Questions and Verified Answers The reason for backdating a policy is ANSWER to obtain a premium rate based on an earlier age Medicare Part B does NOT cover ANSWER inpatient hospital services A foreign insurance company conducting insurance business in Texas ANSWER was formed under the-laws of another state K is looking to purchase Renewable Term insurance. Which of these types of Term insurance may be renewable? ANSWER Level All of the...

Texas Life and Health Group 1 Insurance Exam with Questions and Solutions Which of the following best describes a pure life annuity settlement option? A) Pure life provides for as long as both the annuitant and the spouse are living. B) Pure life provides payments for as long as the annuitant is alive. C) Pure life guarantees that all the proceeds will be paid out. D) Benefits are paid for a fixed period of time, specified when the policy begins to pay. ANSWER B) Pure life provides ...

Texas Life and Health Exam with Study Questions and Answers When an employer offers to give an employee a wage increase in the amount of the premium on a new life insurance policy, this is called a(n) AKey person policy. BFraternal association. CAleatory contract. DExecutive bonus. - ANSWER ANSWER- D. Executive bonus Which of the following is NOT true of life settlements? AThey could be used for a key person coverage. BThey could be sold for an amount greater than the current cash v...

Texas Life and Health Exam 1 with Questions and Answers Taft-Hartley Trusts are also known as: A) Trade associations B) Lodges C) 501(c)(9) D) Negotiated Trusteeships ANSWER Correct Answer: D) Negotiated Trusteeships he underwriting process involves all of these, EXCEPT for: A) Application B) Policy loan C) Credit report D) Risk classification ANSWER Correct Answer: B) Policy loan All of these statements about the Waiver of Premium provision are correct, EXCEPT: A) Waiver of Premium i...

Texas Life & Health State Laws Chapter 14 Exam with Questions and Solutions How do you terminate an agent's appointment? ANSWER To terminate an agent's appointment, the insurance company must send notice to the Texas Department of Insurance. When does an agent appointment end? ANSWER Agent appointments remain in force until they are terminated or withdrawn. What does a renewal license issued to an agent authorize he/she to do? ANSWER A renewal license issued to an agent authori...

Texas Life & Health State Laws Chapter 14 Exam with Questions and Answers When taking an application for a Medicare supplement policy, an agent must provide the applicant with a(n): A. Summary of Benefits B. Outline of Coverage C. Certificate of Authority D. Copy of the agent's insurance license ANSWER B. Outline of Coverage The Outline of Coverage must be provided to all applicants at the time of application and an acknowledgment of receipt must be obtained. Guaranteed Issue I...

TEXAS Life & Health Insurance. Section 1 Texas Common Law Exam with Questions and Answers 1) Sharing commissions is legal if: A- The other party also has an insurance license B- The other party is licensed for the same lines of insurance you are C- The other party has permission of your client D- The other party represents a life company and you represent a P&C company ANSWER B- The other party is licensed for the same lines of insurance you are 1) What is the maximum period of time t...

Texas Jurisprudence Updated Test with Questions and Answers A reasonable fee for a paper copy shall be a charge not to exceed: ANSWER (A) $30 for retrieval of records and processing the request, including copies for the first 10 pages; (B) $1.00 per page for pages 11-60; (C) $.50 per page for pages 61-400; and (D) $.25 per page for pages over 400; A reasonable fee for copies of films or other static diagnostic imaging studies shall be a charge not to exceed how much? ANSWER $45 for r...

Texas Jurisprudence EMT Test with Questions and Answers When can a provider whose license is suspended apply for renewal if it expires? A) after the suspension is concluded B) 1 month prior to expiration of license C) 3 months prior to expiration of license ANSWER A) after the suspension is concluded Which penalty may be assessed when an EMS provider is in violation of the Health and Safety Code 773, 25 TAC 157, or the reasons outlined in subsection (c) and (d) of this subsection? A) ...

Texas Insurance Exam with Questions and Verified Answers To obtain insurance for the Texas Automobile Insurance Plan Association, an applicant and his agent must certify that the applicant A. has been rejected by at least 2 licensed insurers actually writing auto insurance B. has not been involved in an at fault accident within the last 12 months C. has lived in the state for less than 3 months D. is of good character and sound financial condition ANSWER A Which of the following state...

Texas Health and Life Insurance Exam with Questions and Solutions What is the initial source of underwriting for an insurance policy? A. Application containing statements from the insured B. Credit report C. MIB report D. Medical exam ANSWER A. Application containing statements from the insured Whose life is covered on a life insurance policy that contains a payout benefit clause ANSWER Child Which of the following statements BEST defines usual, customary, and reasonable (...

Texas Health and Life Insurance Exam with Questions and Answers The right to change a term policy to a permanent policy without proof of insurability if called? a) changeable b) convertible c) level d) renewable ANSWER Answer: B Convertible In which of the following policies is the cash value in the policy invested in stocks and/or bonds? a) universal life b) limited pay whole life c) single premium whole life d) variable life ANSWER Answer: D Variable life An insurance ...

Texas Fire Alarm Rules and Statutes TFM Exam with Questions and Answers You do not. You take the test again. ANSWER How do you obtain renewal of a license expired for more than 2 years? No, unless he is licensed to do so. ANSWER Can a firefighter Sell and Install Fire systems? You are granted 30 days to complete the application. Beyond that, you can be charged late fees. ANSWER If you submit your renewal application and it is not complete what happens? Yes, but you may not engage ...