Studyclock

80/20-rule - ANS In the Dynamic Systems Development Method, the assumption that 80-percent of an application's features will take 20-percent of the project's total time to implement. (The 80/20-rule often applies to other situations, too. For example, 80-percent of the bugs are usually contained in 20-percent of the code.) acceptance test - ANS A test to determine whether the finished application meets the requirements. Normally, a user or other customer representative sits down the...

restrictive Where, in any specific case, different sections of this code specify different materials, methods of construction or other requirements, the most_________shall govern. Section R102.1 minimum The purpose of this code is to establish ________ requirements to safeguard the public safety, health and general welfare. Section R101.3

If different sections of the IRC specify different materials, methods of construction or other requirements, the _______________ must be applied. A. least restrictive B. most restrictive C. Either A or B D. Neither A nor B - ANS B. Most Restrictive The provisions of the International Residential Code are applicable to one- and two-family dwellings and townhouses a max. of how many stories above grade plane? A. 1 story B. 2 stories C. 3 stories D. 4 stories - ANS C. 3 stories Th...

CALIFORNIA, IDAHO, FLORIFA LIFE EXAM PACKAGE DEAL

What distinguishes a deferred annuity from an immediate annuity? - ANS The time at which benefit payments start Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - ANS 60 payments What is a common reason people purchase an annuity? - ANS To protect against the risk of outliving their financial resources What kind of annuity pays income to t...

1. Julie has a $100,000 30-year mortgage on her new home. What type of life insurance could she purchase that is designed to pay off the loan balance if she dies within the 30-year period? A. Adjustable life insurance B. Decreasing term insurance C. Increasing term insurance D. Modified life insurance - ANS B. Decreasing term insurance 2. Which of the following is considered to be a situation that has the potential for loss? A. Law of large numbers B. Adverse Selection C. Loss ex...

Employer-provided group term life insurance is exempt from income taxation up to - ANS $50,000 Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday month does this enrollment period end? - ANS 3 months Which statement is true regarding policy dividends? - ANS A dividend option is selected by the insured at the time of policy purchase What does the insurance term "indemnity" refer to? - ANS Make whole What is a common r...

A participating company is also referred to as which type of insurer? - ANS Mutual insurer An insurer owned by its policyholders, is called a - ANS Mutual insurer What is a participating life insurance policy? - ANS Contract that allows the policyowner to receive a share of surplus in the form of policy dividends An insurer enter into a contract with a third-party to ensure itself against losses from insurance policies it issues. What is this agreement called? - ANS Reinsurance ...

According to the California Insurance Code, what is "insurance"? - ANS A contract Which of these statements correctly describes risk? - ANS Pure risk is the only insurable risk Only pure risks are insurable Which of the following does NOT have to be included on life insurance policy illustrations? - ANS Statement that all values and benefits are guaranteed An agent's attempt to stop the replacement of an existing life insurance policy is known as - ANS conservation

AN ANNUITY THAT IS PURCHASED WITH A LUMP SUM PREMIUM AND WHOSE BENEFITS BEGIN AFTER 12 MONTHS IS CALLED A - ANS SINGLE PREMIUM DEFERRED ANNUITY A TECHNIQUE USED TO DETERMINE THE AMOUNT OF LIFE INSURANCE NEEDED BY FOCUSING ON THE PROJECTED EARNING POTENTIAL OF AN INSURED IS CALLED THE - ANS HUMAN LIFE VALUE APPROACH

A key person is typically all of the following, except: - ANS -Not directly involved in sales, production, or service Key persons are employees whose contributions have a significant impact on the revenue and profitability of the company, especially in small businesses. They are typically: part of the management team, more highly paid, respected by customers, creditors, suppliers, and vendors, and have direct responsibilities for sales, production, or service.

What is meant by referring to an insurance policy as a unilateral contract? - ANS Only one party makes a legally enforceable promise. When must insurance records of insurance agents and brokers be made available to the Insurance Commissioner? - ANS At all times. Any situation that presents the possibility of a loss is known as - ANS a loss exposure Which of the following information is not required to be communicated in a Life insurance contract? - ANS Personal judgment. The ...

WGU D184 STANDARDS-BASED ASSESSMENT EXAM PACKAGE DEAL

How are measurement topics beneficial to teachers? - ANS They help teachers identify a small set of themes to focus on during instruction. CCSS.ELA-Literacy.RL.7.10: "By the end of the year, read and comprehend literature, including stories, dramas, and poems for grades 6-8 text complexity band proficiently with scaffolding as needed, at the high end of the range" (Common Core Standards Initiative, 2021). Which terms reflect the content of the standard? - ANS Stories, dramas, poem...

1. How would you describe standards-based grading systems? - ANS A standard of grading that tracks student progress towards and achievement of learning targets that are derived from educational standards; grades reflect student mastery of the learning targets and are measured on proficiency scales. Which characteristics apply to standards-based grading? - ANS - Scores are reflected on proficiency scales - Grades reflect student mastery of a learning target. -Teachers tailor instruction ...

Standard Based Grading System - ANS Tracks progress towards standards and academic skills using proficiency scales. Traditional Grading System - ANS Grades calculated based on percentage, partially based on nonacademic factors. Focus Statement - ANS Full standard statement with detail for guidance and assessment. Measurement Topic - ANS Small set of critical topics or themes to focus on. Declarative Knowledge - ANS What students understand: facts, ideas, information (name a...

Proficiency Scales - ANS Measure student achievement of knowledge and skills in standards over time. Half Point Score Values - ANS Used in proficiency scales for mastery at one level, but does not meet all of the criteria for the next level. Generic Scale - ANS Used for every topic where students are rated 1-4 based on their knowledge. These are not topic-specific; for example, a level 3 is on grade level, but no other specific information is provided. Consistency of Behavior - A...

Assume US GAAP to answer this question. In 2017, $2 million in wages were earned and no cash wages were paid. In 2018, $8 million in wages were earned and $7 million in cash wages were paid. - Cash wages were used to first pay wages earned in 2017 with the remainder used to pay wages earned in 2018. - Any earned but unpaid wages will be paid during the first quarter of 2019. Using only the information provided, which of the following statements is most accurate? Liabilities increased...

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