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The PRIMARY reason for selecting a Variable Whole Life policy instead of a traditional Whole Life policy is that the Variable Whole Life policy: - CORRECT ANSWER-has the potential to earn a higher rate of return on the cash value Which of the following statements is CORRECT about the Paid-Up Additions in a participating Whole Life policy? - CORRECT ANSWER-They are purchased on an attained age basis. Which of the following statements is CORRECT about Group Life conversion privileges? - CORR...

Admitted life insurance must pay interest, at a rate specified by life, on death benefits from the date of the insured's death, through how many days following the date the insurer receives the claim? a. 15 days b. 20 days c. 30 days d. 31 days - CORRECT ANSWER-c. 30 days The policy loan amount cannot exceed the __________________. a. The cumulative premiums paid b. The loan balance c. Available cash surrender value d. The face amount of the policy - CORRECT ANSWER-c. Available cas...

Medicare Part A covers which of the following expenses? - CORRECT ANSWER-Hospital room and board Which of the following reports may include information obtained by a telephone call to the proposed insured? - CORRECT ANSWER-Inspection report An individual who has had a heart murmur since birth is likely to be issued an individual disability policy that includes: - CORRECT ANSWER-an Exclusionary/ Impairment rider On June 1, S purchased a Major Medical policy and paid the initial premium t...

Under the social security retirement benefits, all of the following factors will influence how much a retiring individual will receive as a monthly income benefit except the individual's - CORRECT ANSWER-Sex In life insurance, insurance interest must exist at the time the - CORRECT ANSWER-Producer writes an application on a proposed insured Which of the following statements is NOT correct about representations? - CORRECT ANSWER-They are true in every respect An insurance producer tak...

P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: a: irrevocable beneficiary b: revocable beneficiary c: secondary beneficiary - CORRECT ANSWER-B A contract that has as its basic function the systematic liquidation of accumulated assets through periodic payments is called an: A. indemnity contract B. investment contract C. endowment D. annuity - CORRECT ANSWER-D An ...

An insurer must provide claim forms to an insured within a MAXIMUM of how many days after receiving notice of an Accident & Health claim? A. Five B. Fifteen C. Twenty D. Thirty - CORRECT ANSWER-b Under a group health plan, an employer may offer additional benefits to classes of employees on the basis of all of the following factors EXCEPT: A. length of employment B. gender C. salary grade D. job category - CORRECT ANSWER-b Which of the following statements is CORREC...

P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: A.irrevocable beneficiary B.revocable beneficiary C.secondary beneficiary - CORRECT ANSWER-B A contract that has as its basic function the systematic liquidation of accumulated assets through periodic payments is called an: A.indemnity contract B.investment contract C.endowment D.annuity - CORRECT ANSWER-D...

An individual may obtain a temporary insurance producer's license without passing the licensing examination if the individual: A.is a deceased licensed producer's next of kin A. is a deceased licensed producer's next of kin B.is taking insurance courses at a university B. is taking insurance courses at a university C.has met the minimum experience requirement C. has met the minimum experience requirement D.holds a license in another state D. holds a license in another state ...

Georgia Pest Control Exam Bundle Questions and Answers(GRADED A+)

Communication is an important feature of many IPM program because? - CORRECT ANSWER-It provides a record of the ongoing dialog of visits, actions, and interventions. What is the application rate of a termiticide to a trench with the footer at a depth of 3 feet? - CORRECT ANSWER-4 gallon per 10linear feet. A minimum treatment for control or prevention of all wood destroying fungi contracts includes: - CORRECT ANSWER-Removing sources of moister by fixing leaking pipes. What is the purpose...

GSPCC - CORRECT ANSWER-Georgia Structural Pest Control Commission GDA - CORRECT ANSWER-Georgia Department of Agriculture FIFRA - CORRECT ANSWER-Federal Insecticide, Fungicide, and Rodenticide Act 1947 Regulate the registration and labeling of pesticides. Amended in 1972 to include classification systems for types of pesticides and created requirements for: -Certification of applicators authorized to apply pesticides -Safety of workers using pesticides -Protection of environment from c...

Ultra low volume - CORRECT ANSWER-A pesticide formulation that is almost 100% active ingredient. Often it is used in mosquito spraying programs. Brown Patch - CORRECT ANSWER-The most common disease of fescue grass. Emergency Exemption from Registration (Section 18) - CORRECT ANSWER-The new insect pest has suddenly appeared and is doing enormous damage to the peach crop. The problem is that there are no pesticides labeled to control it. However, one pesticide has been shown in experiments t...

Symptoms or signs may identify plant diseases, which of the following is a disease sign? a. Fungus growth on leaves b. Wilting C. Rotten Roots d. All of the Above - CORRECT ANSWER-A. Fungus on leaves Symptom- the reaction of the host plant to invasion by the parasite. I.E. Wilting Sign- physical evidence of a pathogen, such as visible growth of fungus spores Protecting groundwater from contamination is important because Georgia citizens depend on groundwater as the source for drink...

package deal for Alabama Exam Questions With Actual Answers Scored A+

No real estate license is required for managing rental properties consisting of - CORRECT ANSWER-apartment complexes with more than four units each. Which of the following describes recognition of a real estate license from another state with reduced requirements for license in Alabama? - CORRECT ANSWER-Reciprocity A licensed salesperson wishes to change brokers and go to work for a different real estate company. The current broker refuses to send the license back to the AREC so it can be ...

Enviornment - CORRECT ANSWER-Our surroundings, including other organisms Ecology - CORRECT ANSWER-The study of organisms in relation to their enviornment Ecosystem - CORRECT ANSWER-Community of organisms considered in relationship to each other and their environment. Persistent pesticide - CORRECT ANSWER-Pesticides that stay in the environment without change for long periods of time. Accumulative pesticides - CORRECT ANSWER-Pesticides that build up in the bodies of animals. Toxici...

who wrote what book about Alabama's biodiversity - CORRECT ANSWER-Dr. Scott Duncan wrote "Southern Wonder" Alabama ranks ____ in the U.S. in the number of plant and animal species - CORRECT ANSWER-5th _____________________________-, Alabama ranks number 1 in in the number of plan and animal species - CORRECT ANSWER-east of Mississippi River a large portion of Alabama's biodiversity involves - CORRECT ANSWER-freshwater organisms why does a large portion of Alabama's bio...

Zoning disputes and requests for variances are heard by which body? - CORRECT ANSWER-Board of adjustments Which statement is TRUE of the process a developer must follow when developing a parcel of land? - CORRECT ANSWER-From the subdivision plans, plats are drawn dividing the land into lots. An Alabama property owner has not paid his property taxes, and his house was sold at a tax sale. How long does the property owner have to redeem his property? - CORRECT ANSWER-Three years For how lo...

Abeam - CORRECT ANSWER-straight out front the amidship to the right angle of the keel Aft - CORRECT ANSWER-behind the amidship toward the back of the boat Aground - CORRECT ANSWER-when the bottom of the vessel is touching the ground Amidship - CORRECT ANSWER-While facing forward it is the middle of the vessel Anchor - CORRECT ANSWER-Object that holds the vessel in place. Dan Forth, Bell, Bruce Astern - CORRECT ANSWER-Towards the back of the boat Bearing - CORRECT ANSWER-the 360...

Non-licensed people may not perform real estate activities for others for any kind of payment - CORRECT ANSWER-True what activities require a license? - CORRECT ANSWER-listing someone's condo for sale, negotiating the exchange of real estate what activities DONT require a license? - CORRECT ANSWER-researching schools, crime rates on neighborhoods, searching the internet and driving streets to locate properties for sale, scheduling showings for properties Salesperson - CORRECT ANSWER-...