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Primary Mortgage Market - CORRECT ANSWER Where lenders originate mortgage loans by lending funds directly to borrowers. Mortgage Broker - CORRECT ANSWER A person who brings borrowers and lenders together for a real estate loan. Mortgage Banker - CORRECT ANSWER A person who originates, finances, and closes mortgage loan transactions, and then sells the mortgage to large investors in the second market. Warehousing - CORRECT ANSWER Assembling loans and pledging them with ...

Why is there a high demand for property managers in Florida? - CORRECT ANSWER Absentee owners One qualified by education, training and experience who is hired to estimate the value of real and personal property based on experience, judgment, facts, and use of formal appraisal process is known as a/an? - CORRECT ANSWER Appraiser What is dedication? - CORRECT ANSWER Giving up private land for public use An organization with at least one real estate broker acting as the agent f...

The buyer asks if there are any sex offenders in the neighborhood. The agent's MOST appropriate response would be to: - CORRECT ANS give the buyer the website address so the buyer can look up that information A developer intends to subdivide a large parcel of land and is in the process of land planning. He has determined the geographic boundaries of the individual lots and how the streets as the development will be signed to give access to each lot, when can he begin to list this property...

Real Property - CORRECT ANS Is immovable composed of land and the rights that go along with land such as easement, rents, profits, and all man made things attached to land Personal Property - CORRECT ANS Movable and essentially opposite of real property Fixtures - CORRECT ANS A fixture is an item of personal property that has been attached to the land in such a way it is not considered part of the real property Trade Fixtures - CORRECT ANS Personal Property that are at...

The Real Estate Commissioner: - CORRECT ANS Is appointed by the governor, Administers the Real Estate Law, Can suspend or revoke a real estate license The Real Estate law exempts some people from needing a real estate license, which of the following are not exempt: - CORRECT ANS Any person who receives compensation for performance of an act defined within realm of a salesperson's licensing Typically, in order to obtain a Real Estate Broker's license, a person must: - CORREC...

An unlicensed personal assistant working for a licensed broker may do which of the following activities? 1. Write ads and submit them to the newspaper and online. 2. Host open houses. 3. Email brokers weekly updates to the broker's clients. 4. Write up an offer for a buyer and then have the broker sign the contract later. - CORRECT ANS 1. Write ads and submit them to the newspaper and online. A principal real estate broker hired a number of part-time employees to show property...

Owner Reports - CORRECT ANS A property manager is obligated to give an accounting of an owner's property. The reports are usually given per month and an annual report. Reconciliation - CORRECT ANS A balance and reconciliation of the company's receipt and disbursement journal, company bank statement and each owner's ledger. A late rent payment fee can be charged if ? - CORRECT ANS if the rental agreement includes the specifics of a late fee. (sect 6/ch3) Essential services...

The purpose of laws that provide for property to escheat to the state or county when a landowner dies with no will and no heirs is to 1. save the cost of a judicial claims process. 2. provide an additional source of revenues to the state or county. 3. prevent property from being ownerless. 4. increase the amount of land available for public use. - CORRECT ANS 3. prevent property from being ownerless. A written agreement in which a purchaser agrees to buy and a seller agrees to sell i...

How many days notice must The Agency provide before performing a compliance review? - CORRECT ANS 5 days How long can a real estate broker's license be expired before it lapses? - CORRECT ANS 1 year who is not allowed to be an authorized signer on a property management trust account? - CORRECT ANS Property Owner What are the three things required when opening a client trust account? - CORRECT ANS 1. The date the account was opened 2. The acct number 3. A statement auth...

A branch office registration is necessary to use a: I. Model unit, available for sale, in a subdivision for promotion of interest in the development. II. Temporary structure for dissemination of information. - CORRECT ANS Neither I nor II A person can work as a secretary in a real estate office without obtaining a real estate license. That secretary can legally perform which of the following functions? - CORRECT ANS II only Verify the accuracy of listing information supplied b...

Decimal Placement/Converting - CORRECT ANS - Value greater than 1, Move decimal to right till you get whole number. - Number becomes numerator and 1 becomes denominator with the number of 0's that matches number of moves for decimal. = *Fraction* - Value less than 1. Use whole number as numerator and the *Place value* of *last decimal Digit* as denominator. =*Fraction* Percentage Convert to/from Decimal - CORRECT ANS *TO* - Divide % by 100 then remove % symbol *FROM* - Multiply ...

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1. What are the major levels of organization in the body, from the simplest to the most complex are?: 1. atom2. molecule3. organelle4. cell5. tissue6. organ7. organ system 8. organism 2. Name all the systems in the body: integumentary, skeletal, muscular, nervous, endocrine, cardiovascular, lymphatic, respiratory, digestive, urinary, reproductive 3. What are the four basic types of tissue?: epithelial, connective, muscle, nervous 4. What are the 3 types of planes and sections?: the sagittal p...

synthesize proteins from amino acids, embedded in the rough ER. - CORRECT ANS ribosomes involved in synthesizing materials that are transported out/within of the cell - CORRECT ANS golgi apparatus sacs used for storage, digestion and waste removal. Only one large one in plant cells - CORRECT ANS vacuole small organelle, moves material within a cell - CORRECT ANS vesicles consists of microtubules (made from proteins) that help shape and support the cell - CORRECT ANS ...

Anatomical position - CORRECT ANSWER Standard positioning of the body as standing; feet together; arms to the side; with head, eyes, and palms of hands forward Cells - CORRECT ANSWER Basic structure unit of an organism from which living things are created Cellular functions - CORRECT ANSWER Processes that include growth, metabolism, replication, protein synthesis, and movement Directional terminology - CORRECT ANSWER Words used to explain relationships of locations of ...

C) 45 - CORRECT ANS An unknown element is found to contain 45 protons and an atomic mass of 64, what is its atomic number? A) It cannot be determined. B) 19 C) 45 D) 64 C) 50% - CORRECT ANS The square above is based on the eye color of two parents, one of whom has brown eyes and carries the recessive gene for green eyes (a). What is the probability that a biological child of these parents will have brown eyes? A) 0% B) 25% C) 50% D) 100% B) lymphatic - CORRECT ANS ...

Organelles - CORRECT ANSWER Cell parts that function within a cell Cell's basic functions - CORRECT ANSWER Energy processing and waste excretion Ribosomes - CORRECT ANSWER Carry out protein synthesis Golgi apparatus - CORRECT ANSWER Modifies and packs proteins secreted from the cell mitochondria - CORRECT ANSWER convert energy present in chemical bonds of food accessible to the cell nucleus - CORRECT ANSWER stores and processes instructions contained i...

What does the respiratory system do? - CORRECT ANSWER Brings in oxygen to go into the cells, and picks up carbon dioxide to be removed from the bodyguard What are the 7 parts of the respiratory system? - CORRECT ANSWER 1. Nose 2. Pharynx 3. Larynx (voice box) 4. Trachea (windpipe) 5. Bronchi 6. Bronchioles 7. Alveoli What are alveoli surrounded by to allow the exchange of O2 and CO2? - CORRECT ANSWER Capillaries What is cilia? - CORRECT ANSWER Tiny hairs in the nose ...

cephalic - CORRECT ANSWER head cranial - CORRECT ANSWER skull facial - CORRECT ANSWER face cervical - CORRECT ANSWER neck axillary - CORRECT ANSWER armpit brachial - CORRECT ANSWER arm antecubital - CORRECT ANSWER front of elbow antebrachial - CORRECT ANSWER forearm carpal - CORRECT ANSWER wrist palmar - CORRECT ANSWER palm pollex - CORRECT ANSWER thumb digital or phalangeal - CORRECT ANSWER fingers, toes femoral - CORREC...