Global Scholars’ Resource Hub

Each of the following is listed under the Idaho statute defining "transacting insurance" EXCEPT: correct answers premium trust accounting. The Director of Insurance has the power to regulate Insurance transactions under: correct answers Title 41 of Idaho statutes. It is illegal for an insurance company to advertise: correct answers that it is a member of the Guaranty Fund. Client funds received by the Producer may be kept in the following accounts EXCEPT: correct answers Office checki...

A violation of the insurance laws and regulations in Idaho could result in a monetary fine up to: correct answers $5000 The minimum limits of a basic automobile liability insurance required by the state of Idaho is: correct answers 25/50/15 A violation of unfair insurance claims practices will result in which of the following fine amounts? correct answers $10,000 A violation of a cease and desist order will result in a monetary penalty of: correct answers $5000 The purpose of the Ida...

Director examination of insurer at least once every ________ years correct answers 5 Maximum fine of ________ for an individual for each insurance code violation, imprisonment for ________ months or both correct answers $1000, 6 Maximum insurer insurance code fine per violation correct answers $5000 Maximum fine for transacting insurance without a license correct answers $15,000 Lapsed licenses may be reinstated within ________ (months) upon payment of fees and completion of CE credi...

Which one of the following symbols used in business auto coverage is correctly described? correct answers Symbol 9- nonowned autos only According to the conditions of a workers compensation policy, the insurer has the right to inspect the insurers workplace correct answers At any time A claim is considered to have been made correct answers When notice is received and recorded by any insured or the insurer, whichever comes first. An insured is driving above the posted speed limit, as he ...

In Idaho, an insurer is required to give the named insured at least _____ days notice in writing of total premium increases greater than 10% resulting from an increase in rates, changes in deductibles, reduction in limits, or reduction in coverage. 30 20 45 60 correct answers 30 In Idaho, what entity is responsible for regulating workers compensation activities, including companies licensed to issue workers compensation policies? The Idaho Industrial Commission The Idaho Depar...

Twisting correct answers A form of misrepresentation in which an agent persuades an insured/owner to cancel, lapse, or switch policies, even when it's to the insured's disadvantage. Credit Life Policy correct answers Term Life policy w/ decreasing death benefit; usually used to secure credit (loan) w/ lender as beneficiary & borrower as Insured. Can a Producer pay a client's premium? correct answers This is legal only if the Producer collects reasonable interest from the client. Requ...

Which of the following statements is false with respect to requirements for rates? A) Rates may not be inadequate B) A purpose of the rate regulation is to diminish competition between insurers C) Rates may not be unfairly discriminatory D) A purpose of the rate regulation is to regulate cooperative action among insurers correct answers B The Businessowners Coverage Form to the Businessowners Policy provides coverage on which of the following basis? A) Modified Perils B) Simplified Pe...

Insurance correct answers The transfer of risk through a legal contract Property correct answers Covers real property and personal property against damage or loss resulting from covered causes of loss called perils casualty correct answers covers non-property losses (3rd Party) Personal lines correct answers Insurance for families and individuals Commercial Lines correct answers Insurance for Business Risk correct answers Uncertainty of financial loss Pure Risk correct answers ...

Peds HESI Developmental milestones (With error-free answers) HESI Milestone 2 (100% accurate answers) Milestone HESI Retake (100% Verified with correct answers) Hesi Level 2 Practice Questions (Guaranteed Pass!) 2024 Hesi practice exam evolve (Guaranteed Pass!)

Birth weight doubles correct answers 6 months Birth weight triples correct answers 12 months Birth weight quadruples correct answers 30 months Posterior fontanel closes correct answers 8 wks Steady head control correct answers 4 months Social smile correct answers 2 months Sit unsupported correct answers 8 months Crawl correct answers 10 months Walk w/ assistance correct answers 10-12 months "Moro" reflex disappears correct answers 4 months Pincer grasp correct an...

1. A male client with schizophrenia is admitted to the mental health unit after abruptly stopping his prescription for ziprasidone(Geodon) one month ago. Which question is most important for the RN to ask? correct answers - Do you hear sounds or voices that others do not hear 2. The schizophrenic client insists that he is returning to his apartment, although the healthcare provider informed him he will be moving to a boarding home. What is the most important nursing diagnosis for discharge pl...

When does birth length double? correct answers By 4 years. When does the child sit unsupported? correct answers 8 months. When does a child acheive 50% adult height? correct answers 2 years. When does a child throw a ball overhand? correct answers 18 months. When does a child speak two- to three-word sentences? correct answers 2 years. When does a child use scissors? correct answers 4 years. Note: I had this question on my OB HESI. When does a child tie his or her shoes? cor...

An adult client who is hospitalized after surgery reports sudden onset of chest pain and dyspnea. The client appears anxious, restless, and mildly cyanotic. The nurse should further assess the client for which condition? - pulmonary embolism - heart failure - tuberculosis - bronchitis correct answers pulmonary embolism Which information should the nurse obtain when performing an initial assessment of a client who presents to the emergency department with a painful ankle injury? (Select al...

Two hours after taking the first dose of penicillin, a client arrives at the emergency department complaining of feeling ill, exhibiting hives, having difficulty breathing, and experiencing hypotension. The nurse will develop an immediate plan of care based on which finding? A.Severe acute anaphylactic response B.Side reaction that should resolve C.Idiosyncratic reaction D.Cumulative drug response A correct answers Rationale: Anaphylaxis related to penicillin can cause a life-threateni...

A child must experience mobility so he or she can explore and learn about the world. Lack of mobility in a child may interfere with which developmental milestone? Physiologic bonding and growth Speech and hearing development Intellectual and psychomotor function Childhood play interaction correct answers C Patients who are experiencing immobility often have which of the following emotions? (Select all that apply.) Helplessness Hunger Anger Anxiety Increased ...

What assessment finding should the nurse identify that indicates a client with an acute asthma exacerbation is beginning to improve after treatment? A. Vesicular breath sounds decrease B. Bronchodilators stimulate coughing C. Cough remains unproductive D. Wheezing becomes louder correct answers Answer : Wheezing becomes louder. In an acute asthma attack, air flow may be so significantly restricted that wheezing is diminished. If the client is successfully responding to bronchodilators and r...

Which of the following groups are at highest risk for scoliosis? correct answers girls 10-14 A patient with glomerulonephritis has edema and hypertension, which fruits should be given? correct answers watermelon 16 year old with seizures is having grand mal seizure, what should the nurse do? correct answers observe carefully At 5 years old, which developmental milestone is expected? correct answers buttoning a shirt A 3 year old with HIV infection is staying with a foster family who ...

teaching self-administration of insulin is not in the role of a correct answers LPN to communicate with an aphasia patient you can use a correct answers picture board if a patient admitted with suicidal ideation shows improvement they may be at risk for suicidal thoughts so the nurse should correct answers increases suicide precautions if controlled substances are missing a nurse is required to correct answers complete an occurrence report to restrict breast engorgement the patient s...

HESI Hint: Be able to differentiate true labor from false labor. True Labor *Pain in lower back that radiates to abdomen *Pain accompanied by regular rhythmic contractions *Contractions that intensify with ambulation *Progressive cervical dilatation and effacement False Labor *Discomfort localized in abdomen *No lower back pain *Contractions decrease in intensity or frequency with ambulation correct answers HESI Hint: It is important to know the normal findings for a client in labo...

carbon monoxide poisoning can result in which type of shock? correct answers hypoxic what is the best way to deliver inhalant anesthesia for patients weighing <7kg correct answers non-rebreather which best describes the main advantage of collimating the x-ray beam? correct answers less scatter radiation reaches the image receptor which agent causes miosis? (constriction on pupil) correct answers opioids a 4 yr old German Shepard presents w/ severe bloating and gagging. an exam rev...