STUDY EXAMS AND STUDY GUIDES SUMMARIES ESSAY ALL VERIFIED

If, at the time of an insured's death, the insurance company discovers that the insured's age was misstated on the application for life insurance, the company will most likely - pay the policy proceeds in the amount the premiums would have purchased at the insured's actual age The provision in a health insurance policy that suspends premiums being paid to the insurer while the insured is disabled is called the: - Waiver of Premium P and Q are married and have three children. P is the pr...

What type of reinsurance contract involves two companies automatically sharing their risk exposure? - Treaty The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called - reserves When third-party ownership is involved, applicants who also happen to be the stated primary beneficiary are required to have - insurable interest Statements made on an insurance application that are believed to be true to t...

Which of the following is a term for an occurrence of two or more cases of the same symptoms after consumption of the same food? - foodborne disease outbreak Which two are benefits of good food safety standards? - -reduced costs from food waste -reduced costs from fines Which of the following has recently become another reason to practice good food safety principles? - increase in media attention and coverage What should you do for your staff to reinforce the importance of high food s...

1. A bacterial spore is: a. Bacterial dung b. A resistant resting phase which can sometimes resist high heat c. There is no such thing as a bacterial spore. They are different genus. d. All of the above - B 2. Which are the three basic types of contamination? a. Physical, personal, atmospheric b. Chemical, personal, biological c. Physical, chemical, biological d. Chemical, atmospheric, personal - C 3. The acronym for the 6 major variables that affect the growth of bacteria is a. F...

Principle of Specificity - The body will adapt to demands placed on it. Caffeine effects... - CNS, heart, and skeletal muscles Risk factor for tendonitis - Cold weather As stretch intensity increases, - frequency of nerve impulses increases Acute effects occur - Shortly after ingestion Rate Coding - Firing frequency of motor units Structural efficiency - Capability if the body to overcome forces to maintain alignment of the musculoskeletal system, allowing one to maintain cente...

Sport beam - Which of the following is considered a balance modality? CO-contraction - Which coordinated muscle action does balance-stabilization training improve? Prone Iso-Abs - The transverse abdominis is best activated by performing which of the following exercises? Autogenic inhibition - Which of the following happens to improve soft-tissue extensibility during self-myofascial release? Mastery-oriented - Which of the following describes the motivational climate that has been pro...

What is the primary job of the Golgi tendon - protect against injury If SAQ is performed as a distinct training session, which program design should be used? - warm-up, drills, mobility and technique * For a 50 year old athlete using the regression method, which of the following is the high-end heart rate zone 3 - 173 *208 - (0.7 × age) regression formula* which type of drills require higher levels of neuro-processing as well as neuromuscular coordination? - reactive what is initiat...

Strict Scrutiny - the government must show the law or regulation furthers a compelling governmental interest and is narrowly tailored for achieving that interest Strict Scrutiny (if the law being challenged affects...) - fundamental rights or pure speech (or employs a content-based regulation of speech) Intermediate Scrutiny - the government must show the law or regulation serves a substantial governmental interest and directly advances that interest Intermediate Scrutiny (if the law be...

Paul Robert Cohen - In 1986 - Arrested for wearing a jacket that said "F*** the Draft" Violations of the first amendment -Obscenity -Hate Speech -Fighting Words -Incitement of unlawful activity Issue: no violence Cohen had the right to wear the jacket bc communicating emotional feeling // violation to his freedom of speech Words of the First Amendment applying to media - Law, abridging, freedom, speech, and press Government power to punish or restrict expression is limited to a f...

When scientists measure a liquids resistance to flow they are measuring the liquids... - Viscosity To test effectiveness of plant fertilizer groups of plants are grown with different types of fertilizer. A control group of plants would... - Not be given any fertilizer Friction is the force that - opposes motion between two surfaces water droplets - condensation in a balanced ecosystem which of the following would have the greatest population - plankton processes of the water cycle...

Germination - the sprouting of a seed How many atoms are in a water molecule? - 3 Friction - A force that opposes motion between two surfaces that are in contact Spawning - method of reproduction in fish where a large number of eggs are fertilized outside of the body Satellite - A small object that revolves around another larger object in space Periodic Table NE and AR - Noble gases Perilous - Hazardous Emphasize - Accentuate Unpretentious - Simple Adage - Proverb E...

Which of these is the best explanation of how a smooth round stone became smooth? - It was in a stream for a long When a lobster grows a claw to replace one that was lost, the process is called - regeneration. Any astronomical body that revolves around a larger body is called - a satellite. In chemistry, to be classified as an organic substance, a substance must contain - Carbon atoms. Which element does NOT contain any neutrons? - hydrogen The chemical formula of a compound descr...

The nurse is writing a nursing diagnosis for a plan of care for a patient who has been newly diagnosed with type 2 diabetes. Which statement reflects the correct format for a nursing diagnosis? a. Anxiety b. Anxiety related to new drug therapy c. Anxiety related to anxious feelings about drug therapy, as evidenced by statements such as “I’m upset about having to test my blood sugars.” d. Anxiety related to new drug therapy, as evidenced by statements such as “I’m upset about hav...

What is insurance? - Transfer of the possibility of loss (risk) to an insurance company. What is a risk? - The uncertainty of financial loss There are two types of loss - Pure and Speculative Which type of loss is insurable? - Pure Why is Pure loss insurable? - Loss must be financial and uncertain. No financial gain can occur. What causes loss? - Peril; such as fire, accident or flood What causes a peril? - A hazard What is a hazard? - Increases the likelihood of a loss; suc...

While viewing the electrocardiogram, the nurse recalls the _____ conducts action potentials down the atrioventricular septum. - Bundle of His Which of the following patient would be most prone to metabolic acidosis? A patient with: - Diabetes whose glucoses are uncontrolled A 76-year-old patient had the following arterial blood gas sample after his stomach surgery in which his gastric content and fluid were removed: pH 7.55, PCO2 50, HCO3 35. What acidbase imbalance is most likely in th...

What is allergic asthma associated with? - Type 1 Hypersensitivity; IgE mediated What are the S&S of ARDS? - SOB, Shallow Rapid Breathing, Atelectasis (aveoli close), Dyspnea, Inspiratory Crackles, Respiratory Alkalosis, Decreased Lung Compliance, Hypoxemia What are the S&S of tension pneumothorax? - Pressure that builds up and pushes the trachea towards the unaffected side; Absent breath sounds over affected lung What is cystic fibrosis? - Excessive mucous coating in the lungs and panc...

Which two of the following are associated with macrocytic anemia? - Fish tapeworm - Folic acid deficiency - Iron deficiency - Sickle cell disease - - Fish tapeworm - Folic acid deficiency Both may appear as a macrocytic anemias. If a drug is given at intervals that are the same as its half-life, approximately how long will take the drug to reach steady state? - It will take about 5-7 half-lives to reach steady state. the equilibrium between drug dosing and elimination. Please match ...

What feature is most often found with patients with a splenectomy on a Wright's stained blood smear? - Howell-Jolly bodies Patients with antibody to the following antigen are immune to Hepatitis B: - Surface antigen (HbSAg) Which two of the following tests are helpful for documenting previous Streptococcal throat and skin infections: - ASO titer and Anti-DNase B In mass spectrometry, the "appearance potential" is defined as the: - Minimum energy required for the appearance of a parti...

A nurse is caring for a client who has atopic dermatitis and a prescription for triamcinolone ointment. The nurse should assess the client to monitor for which of the following adverse effects? Increased pigmentation Topical glucocorticoid therapy can cause the adverse effect of hypopigmentation. Localized hair loss Long-term glucocorticoid therapy can cause hypertrichosis, or excessive hair growth, especially on the facial area. Thinning of the skin MY ANSWE R Thinning of the skin and...

A nurse is preparing to discharge a client who is postop following a hip arthroplasty. Which of the following equipment should the nurse ensure that the client has available at home prior to discharge? Elevated toilet seat. A nurse is assessing a client who has suspected appendicitis. Which of the following manifestations should the nurse expect? SATA Elevated WBC Rebound tenderness Anorexia A nurse is teaching a client who has a new diagnoses of type 1 DM. Which of the following state...