NC Medicare Licensing Exam

Which is NOT true regarding Medicare Part A home health care? - It pays for 60% of common medical supplies like bandages and gauze. Which of the following can't be excluded in a Medicare Supplement Policy? - Alzheimer's If an LTC policy has a return of premium option, the amount returned to the beneficiaries is based on which of the following? - The amount of benefits the person used After an accident, J stayed in the hospital for a week. Medicare Part B will cover all of the following EXCEPT: - The Meals When is a person is automatically enrolled in Medicare Part A? - If a person is enrolled for Social Security benefits Who will pay the $1000 in medical bills this month, if J who has Medicare Part A and B but is now eligible for Medicaid? - Medicare will pay it After an accident, P stayed in the hospital for a week. Medicare Part A will cover all of the following EXCEPT: - Doctor's Bill Medicare Part B covers which of the following? - Doctors, Medical Services All of the following are optional benefits for long-term care policies EXCEPT: - Guaranteed Renewable When must coinsurance be paid for hospital stay under Medicare Part A? - Days 61-90 If an individual has no-fault group health coverage through an employer or union and Medicare coverage, Medicare is: - Secondary Home health care will be provided by Medicare Part B if which condition is met? - The care is ordered by doctor or health provider. Cash was injured in a car crash. Medicare paid his medical bills, but it was determined that the other driver was at fault. What allows Medicare to be repaid? - Medicare Conditional Payments J's hospital stay is over 90 days, what can she use to pay? - The 60-day lifetime reserve MSP plans must be designated as one of the 10 standard plans, A through L. Which MSP plan is mandatory if a company offers them? - Plan A What program safeguards against unnecessary and inappropriate medical care rendered to Medicare recipients? - Utilization Review Program What type renewability provision states that a policy can't be cancelled or changed except for an unpaid premium but premiums can be raised? - Guaranteed Renewable After an accident, J stayed in the hospital for a week. Medicare Part B will cover all of the following EXCEPT: - The inpatient prescription drugs With the waiver of premium provision in a long-term care policy, what does that mean regarding paying premiums? - The insured can stop paying premiums after starting LTC benefits. Which of the following can't be a condition for long-term care benefits? - Hospitalization Long-term Care and Medicare Supplement polices can be returned for a full refund within: - 30 Days