ANSWERS|LATEST!!!!!2025/2026|GUARANTEED
Communicating effectively with an older person as a caregiver. - ANSWER -Remember
that they often feel as though they are a burden to the caregiver.
-Positive messages, show desire to help.
-REMINISCING: Should be encouraged by caregivers. To talk about the past is an important
part of the aging process.
-it can remind them o their persona resources for dealing with choices, problems, and
losses.
-Confidence and Self-Esteem
-If reminiscing stimulates negative memories, it should not be encouraged.
-AL= Will communicate that who they are and what they have accomplished is indeed
important.
-Valued, respected, and accepted.
Active listening - ANSWER Trying to understand what the others are saying and why,
identify feelings.
Pensions - ANSWER are funds paid to retired employees who paid into a pension fund
while they were employed.
Social Security - ANSWER -A federal program under the direction of the SS
Administration. Designed to give retired or disabled individuals some source of income.
-Benefits after paying into it as an employee.
1
,Medicare - ANSWER Federal Program that helps older ppl (65+) in paying their medical
bills.
Medicaid - ANSWER Designed by Federal Govt. as a state program to hep those who
need and qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
Medical Asepsis - ANSWER Means free from germs o bacteria that may cause
infection.
Class A Fire - ANSWER Fire started with wood, paper, or trash
Class B Fire - ANSWER Fire started with gas, grease or other liquid
Class C Fire - ANSWER Electircal fire
First Degree Burn - ANSWER Skin Reddened but unbroken
FA: Place under cold Water
Second Degree Burn - ANSWER Skin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
Third Degree Burn - ANSWER Skin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
2
,Consumer Product Safety Commission - ANSWER -Charged to protect the consumers
from unreasonable risks associated with consumer products, to assist consumers in
voluntary comparative safety of consumer products and more.
-Regulates the production and sale of products that are potentially hazardous, sets safety
standards, can ban products that are deemed hazardous to consumers, can seize products
from the market.
Consumer Bill of Rights - ANSWER -The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
Health Insurance Portability and Accountability (HIPAA) - ANSWER Creates national
standards to protect individuals medical records and other personal heath info.
Progressive Tax - ANSWER A tax that requires a larger fraction of income as that
income increases.
Ex: Income Tax
Regressive Tax - ANSWER A tax requiring a smaller fraction of income increases, tax is
measured against what is spent.
Ex. Sales Tax
Proportional Tax - ANSWER A tax that requires the same fraction of income from tax
payers of all income levels.
Ex:
Bankruptcy - ANSWER -Chapter 13 = 7 years ; Chapter 7 = 10 years
3
, - A federal court procedure that helps consumers and business get rid of their debt and
repay their creditors. "liquidation" or "reorganization"
Cash Card - ANSWER Any electronic payment card that stores cash fro various types of
payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll cards
Chamber of Commerce - ANSWER A local association to promote and protect the
interests of the business community in a particular place.
Better Business Bureau (BBB) - ANSWER -An organization focused on advancing
marketplace trust.
-Using an accredited Business system they rank business, charities, and non-profits.
Federal Trade Comission (FTC) - ANSWER An agency whose basic responsibility is to
help consumers find needed information or locate the appropriate agency to assist them
with their problems.
Fair Credit Reporting Act (FACT ACT) - ANSWER Legislation giving consumers the right
to know what information consumer reporting about them to creditors, insurance
companies, and employers.
Duopoly - ANSWER A market situation in which 2 sellers dominate a specific market
industry.
Monopoly - ANSWER One seer controls the supply of a product or service.
Oligopoly - ANSWER A situation in which few sellers (4 or less) control the majority of
a supply or service produced.
4
Communicating effectively with an older person as a caregiver. - ANSWER -Remember
that they often feel as though they are a burden to the caregiver.
-Positive messages, show desire to help.
-REMINISCING: Should be encouraged by caregivers. To talk about the past is an important
part of the aging process.
-it can remind them o their persona resources for dealing with choices, problems, and
losses.
-Confidence and Self-Esteem
-If reminiscing stimulates negative memories, it should not be encouraged.
-AL= Will communicate that who they are and what they have accomplished is indeed
important.
-Valued, respected, and accepted.
Active listening - ANSWER Trying to understand what the others are saying and why,
identify feelings.
Pensions - ANSWER are funds paid to retired employees who paid into a pension fund
while they were employed.
Social Security - ANSWER -A federal program under the direction of the SS
Administration. Designed to give retired or disabled individuals some source of income.
-Benefits after paying into it as an employee.
1
,Medicare - ANSWER Federal Program that helps older ppl (65+) in paying their medical
bills.
Medicaid - ANSWER Designed by Federal Govt. as a state program to hep those who
need and qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
Medical Asepsis - ANSWER Means free from germs o bacteria that may cause
infection.
Class A Fire - ANSWER Fire started with wood, paper, or trash
Class B Fire - ANSWER Fire started with gas, grease or other liquid
Class C Fire - ANSWER Electircal fire
First Degree Burn - ANSWER Skin Reddened but unbroken
FA: Place under cold Water
Second Degree Burn - ANSWER Skin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
Third Degree Burn - ANSWER Skin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
2
,Consumer Product Safety Commission - ANSWER -Charged to protect the consumers
from unreasonable risks associated with consumer products, to assist consumers in
voluntary comparative safety of consumer products and more.
-Regulates the production and sale of products that are potentially hazardous, sets safety
standards, can ban products that are deemed hazardous to consumers, can seize products
from the market.
Consumer Bill of Rights - ANSWER -The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
Health Insurance Portability and Accountability (HIPAA) - ANSWER Creates national
standards to protect individuals medical records and other personal heath info.
Progressive Tax - ANSWER A tax that requires a larger fraction of income as that
income increases.
Ex: Income Tax
Regressive Tax - ANSWER A tax requiring a smaller fraction of income increases, tax is
measured against what is spent.
Ex. Sales Tax
Proportional Tax - ANSWER A tax that requires the same fraction of income from tax
payers of all income levels.
Ex:
Bankruptcy - ANSWER -Chapter 13 = 7 years ; Chapter 7 = 10 years
3
, - A federal court procedure that helps consumers and business get rid of their debt and
repay their creditors. "liquidation" or "reorganization"
Cash Card - ANSWER Any electronic payment card that stores cash fro various types of
payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll cards
Chamber of Commerce - ANSWER A local association to promote and protect the
interests of the business community in a particular place.
Better Business Bureau (BBB) - ANSWER -An organization focused on advancing
marketplace trust.
-Using an accredited Business system they rank business, charities, and non-profits.
Federal Trade Comission (FTC) - ANSWER An agency whose basic responsibility is to
help consumers find needed information or locate the appropriate agency to assist them
with their problems.
Fair Credit Reporting Act (FACT ACT) - ANSWER Legislation giving consumers the right
to know what information consumer reporting about them to creditors, insurance
companies, and employers.
Duopoly - ANSWER A market situation in which 2 sellers dominate a specific market
industry.
Monopoly - ANSWER One seer controls the supply of a product or service.
Oligopoly - ANSWER A situation in which few sellers (4 or less) control the majority of
a supply or service produced.
4
