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Arizona Life Insurance Exam Questions and Answers 100% Pass
Arizona Life Insurance Exam Questions and 
Answers 100% Pass 
a whole life policy that provides a choice of dividend options include the following 
statement about dividends 
they accrue at a guaranteed rate 
they are deferred for one year 
they are not guaranteed 
they are guaranteed after the first year - Correct Answer ️️ -they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death benefits 
1. are directed to a trustee if the insured has any outstandi...
- Examen
- • 59 páginas •
Arizona Life Insurance Exam Questions and 
Answers 100% Pass 
a whole life policy that provides a choice of dividend options include the following 
statement about dividends 
they accrue at a guaranteed rate 
they are deferred for one year 
they are not guaranteed 
they are guaranteed after the first year - Correct Answer ️️ -they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death benefits 
1. are directed to a trustee if the insured has any outstandi...
Life & Health Insurance Exam Questions and Answers 100% Pass
Life & Health Insurance Exam Questions and 
Answers 100% Pass 
Insurance - Correct Answer ️️ -transfer of risk 
Speculative risk - Correct Answer ️️ -has a possibility of both loss and gain 
Pure risk - Correct Answer ️️ -only has a possibility of loss (no gain) 
Exposure - Correct Answer ️️ -risks for which an insurance company would be liable 
expressed in units 
Peril - Correct Answer ️️ -cause of a loss 
Hazard - Correct Answer ️️ -an increase in the chance of loss 
M...
- Examen
- • 56 páginas •
Life & Health Insurance Exam Questions and 
Answers 100% Pass 
Insurance - Correct Answer ️️ -transfer of risk 
Speculative risk - Correct Answer ️️ -has a possibility of both loss and gain 
Pure risk - Correct Answer ️️ -only has a possibility of loss (no gain) 
Exposure - Correct Answer ️️ -risks for which an insurance company would be liable 
expressed in units 
Peril - Correct Answer ️️ -cause of a loss 
Hazard - Correct Answer ️️ -an increase in the chance of loss 
M...
Arizona Life Insurance Exam - Insurance Regulations Questions and Answers 100% Pass
Arizona Life Insurance Exam - Insurance Regulations 
Questions and Answers 100% Pass 
Cease and Desist - Correct Answer ️️ -To stop or discontinue 
Coercion - Correct Answer ️️ -Forceful act or threat aimed to influence a person to act 
against his or her will 
Commission - Correct Answer ️️ -Payment to the agent by the insurance company for 
placing insurance, usually a percentage of the policy premium 
Director - Correct Answer ️️ -The head of the state Department of Insurance ...
- Examen
- • 8 páginas •
Arizona Life Insurance Exam - Insurance Regulations 
Questions and Answers 100% Pass 
Cease and Desist - Correct Answer ️️ -To stop or discontinue 
Coercion - Correct Answer ️️ -Forceful act or threat aimed to influence a person to act 
against his or her will 
Commission - Correct Answer ️️ -Payment to the agent by the insurance company for 
placing insurance, usually a percentage of the policy premium 
Director - Correct Answer ️️ -The head of the state Department of Insurance ...
Insurance Exam AZ #1333 Questions and Answers 100% Pass
Insurance Exam AZ #1333 Questions and 
Answers 100% Pass 
An insurer must keep advertising materials and records for at least how many years? - 
Correct Answer ️️ -3 
The insurance coverage in a variable life insurance policy may vary based on the value 
of - Correct Answer ️️ -the underlying investments 
When is it acceptable to charge or receive a fee or service charge in addition to the 
premium in connection with the transaction of insurance? - Correct Answer ️️ -If the 
amount o...
- Examen
- • 17 páginas •
Insurance Exam AZ #1333 Questions and 
Answers 100% Pass 
An insurer must keep advertising materials and records for at least how many years? - 
Correct Answer ️️ -3 
The insurance coverage in a variable life insurance policy may vary based on the value 
of - Correct Answer ️️ -the underlying investments 
When is it acceptable to charge or receive a fee or service charge in addition to the 
premium in connection with the transaction of insurance? - Correct Answer ️️ -If the 
amount o...
FINAL EXAM - ARIZONA LIFE AND HEALTH QUESTIONS AND ANSWERS 100% PASS
FINAL EXAM - ARIZONA LIFE AND HEALTH 
QUESTIONS AND ANSWERS 100% PASS 
Which of these is true regarding the exchange of consideration among parties involved 
in an insurance contract? - Correct Answer ️️ -Can be unequal 
The premiums paid by an employer for his employee's group life insurance are usually 
considered to be? - Correct Answer ️️ -Tax-deductible to the employer 
Kevin has an existing life insurance policy and assigns it to another insurer for a new 
contract. How would this...
- Examen
- • 27 páginas •
FINAL EXAM - ARIZONA LIFE AND HEALTH 
QUESTIONS AND ANSWERS 100% PASS 
Which of these is true regarding the exchange of consideration among parties involved 
in an insurance contract? - Correct Answer ️️ -Can be unequal 
The premiums paid by an employer for his employee's group life insurance are usually 
considered to be? - Correct Answer ️️ -Tax-deductible to the employer 
Kevin has an existing life insurance policy and assigns it to another insurer for a new 
contract. How would this...
Arizona life and health insurance exam Questions and Answers 100% Pass
Arizona life and health insurance exam 
Questions and Answers 100% Pass 
When the disclosure of an insured's nonpublic information is involved, what is the 
insurer obligated to do? - Correct Answer ️️ -Give notice, explain, and allow opting out 
Under the Telemarketing Sales Rule, telemarketing calls may NOT be received after - 
Correct Answer ️️ -9:00 PM 
A health plan offered by private insurance companies is - Correct Answer ️️ -Medicare 
Supplement 
Chris has a single major med...
- Package deal
- Examen
- • 27 páginas •
Arizona life and health insurance exam 
Questions and Answers 100% Pass 
When the disclosure of an insured's nonpublic information is involved, what is the 
insurer obligated to do? - Correct Answer ️️ -Give notice, explain, and allow opting out 
Under the Telemarketing Sales Rule, telemarketing calls may NOT be received after - 
Correct Answer ️️ -9:00 PM 
A health plan offered by private insurance companies is - Correct Answer ️️ -Medicare 
Supplement 
Chris has a single major med...
Chapter Exam - Arizona Laws and Rules Questions and Answers 100% Pass
Chapter Exam - Arizona Laws and Rules 
Questions and Answers 100% Pass 
What will Medicare charge if someone doesn't enroll in certain Medicare programs or 
plans when they're first eligible? - Correct Answer ️️ -late enrollment penalty 
A consumer who has been recently denied insurance, credit, or employment based on 
an unfavorable consumer report MUST be advised as such. Which of the following does 
this statute originate from? - Correct Answer ️️ -Fair Credit Reporting Act 
Accordi...
- Package deal
- Examen
- • 6 páginas •
Chapter Exam - Arizona Laws and Rules 
Questions and Answers 100% Pass 
What will Medicare charge if someone doesn't enroll in certain Medicare programs or 
plans when they're first eligible? - Correct Answer ️️ -late enrollment penalty 
A consumer who has been recently denied insurance, credit, or employment based on 
an unfavorable consumer report MUST be advised as such. Which of the following does 
this statute originate from? - Correct Answer ️️ -Fair Credit Reporting Act 
Accordi...
Arizona Life Insurance Exam - Life Insurance Basics Questions and Answers 100% Pass
Arizona Life Insurance Exam - Life 
Insurance Basics Questions and 
Answers 100% Pass 
Beneficiary - Correct Answer ️️ -A person who receives the benefits of an insurance 
policy 
Death Benefit - Correct Answer ️️ -The amount paid upon the death of the insured in a 
life insurance policy 
Cash Value - Correct Answer ️️ -Equity amount accumulated in permanent life 
insurance 
Estate - Correct Answer ️️ -A person's net worth 
Illustrations - Correct Answer ️️ -Presentation or ...
- Package deal
- Examen
- • 14 páginas •
Arizona Life Insurance Exam - Life 
Insurance Basics Questions and 
Answers 100% Pass 
Beneficiary - Correct Answer ️️ -A person who receives the benefits of an insurance 
policy 
Death Benefit - Correct Answer ️️ -The amount paid upon the death of the insured in a 
life insurance policy 
Cash Value - Correct Answer ️️ -Equity amount accumulated in permanent life 
insurance 
Estate - Correct Answer ️️ -A person's net worth 
Illustrations - Correct Answer ️️ -Presentation or ...
Chapter Exam: Arizona Laws and Rules Questions and Answers 100% Pass
Chapter Exam: Arizona Laws and Rules 
Questions and Answers 100% Pass 
All of the following is information that is reasonably appropriate to determine the 
suitability of an annuity recommendation EXCEPT - Correct Answer ️️ -Level of 
education 
Which plan offers coverage for nursing home (custodial) care without requiring any 
previous period of hospitalization? - Correct Answer ️️ -AHCCCS (Arizona Health Care 
Cost Containment System) 
Under Arizona workers' compensation laws, which o...
- Package deal
- Examen
- • 8 páginas •
Chapter Exam: Arizona Laws and Rules 
Questions and Answers 100% Pass 
All of the following is information that is reasonably appropriate to determine the 
suitability of an annuity recommendation EXCEPT - Correct Answer ️️ -Level of 
education 
Which plan offers coverage for nursing home (custodial) care without requiring any 
previous period of hospitalization? - Correct Answer ️️ -AHCCCS (Arizona Health Care 
Cost Containment System) 
Under Arizona workers' compensation laws, which o...
AZ Life Insurance Exam Prep Study Guide with 100% Complete Solutions
AZ Life Insurance Exam Prep Study 
Guide with 100% Complete Solutions 
-Secondary - Correct Answer ️️ -A Contingent Beneficiary has the __________ right 
to collect an Insured's death benefit. 
-A uniform set of insurance regulations - Correct Answer ️️ -What does the Producer 
Licensing Model Act (PLMA) provide? 
-A uniform set of insurance regulations 
-Disability income 
-A double payout 
-Private Life Maturity Assets 
-They are known for their very flexible payment terms - Correct A...
- Package deal
- Examen
- • 53 páginas •
AZ Life Insurance Exam Prep Study 
Guide with 100% Complete Solutions 
-Secondary - Correct Answer ️️ -A Contingent Beneficiary has the __________ right 
to collect an Insured's death benefit. 
-A uniform set of insurance regulations - Correct Answer ️️ -What does the Producer 
Licensing Model Act (PLMA) provide? 
-A uniform set of insurance regulations 
-Disability income 
-A double payout 
-Private Life Maturity Assets 
-They are known for their very flexible payment terms - Correct A...
Earth Science Exam Review 2024 with Complete Solutions
Hondros Nursing 172 Exam 2 Questions and Answers 100% Pass
Oregon Pesticide Examination: Ornamental and Turf Herbicide Questions and Answers 100% Pass
Xcel Solutions Property & Casualty Exam Questions and Answers
INSY-3303 FINAL EXAM STUDY GUIDE WITH COMPLETE SOLUTIONS
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