INDIANA FOR HIRE ENDORSEMENT
COMPREHENSIVE PRACTICE EXAM 2026
◉ What is Section I of the homeowners policy? Answer: Property
◉ What is Section II of the homeowners policy? Answer: Casualty
aka Liability
◉ What is Section I-Property Coverage A? Answer: Dwelling
◉ What is Section I- Property Coverage B? Answer: Other Structures
◉ What is Section I- Property Coverage C? Answer: Personal
Property
◉ What is Section I- Property Coverage D? Answer: Loss of Use
◉ What is Section II- Casualty Coverage E? Answer: Personal
Liability
◉ What is Section II- Casualty Coverage F? Answer: Medical
Payments to Others
, ◉ What is the Homeowners Tenants form? Answer: HO-4
◉ Coverage A or B will not be on what homeowners policy form?
Answer: Tenant form HO-4
◉ There is only enough coverage of A and B to offset betterment's
and improvements on what form? Answer: The Condominium
Owners form HO-6
◉ Coverage A-Dwelling in the homeowners policies insures what?
Answer: the building in which you live and any permanently
attached property such as water heaters, furnaces, central units and
carpeting.
◉ Coverage B-Other Structures in the homeowners policies insures
what? Answer: protects structures on your property other than your
house, such as sheds, detached garages, and swimming pool
◉ How is Coverage B calculated? Answer: 10% of Coverage A
◉ Coverage C-Personal Property in the homeowners policies insures
what? Answer: Covers your stuff on and off the residence
premises...anywhere on earth.
COMPREHENSIVE PRACTICE EXAM 2026
◉ What is Section I of the homeowners policy? Answer: Property
◉ What is Section II of the homeowners policy? Answer: Casualty
aka Liability
◉ What is Section I-Property Coverage A? Answer: Dwelling
◉ What is Section I- Property Coverage B? Answer: Other Structures
◉ What is Section I- Property Coverage C? Answer: Personal
Property
◉ What is Section I- Property Coverage D? Answer: Loss of Use
◉ What is Section II- Casualty Coverage E? Answer: Personal
Liability
◉ What is Section II- Casualty Coverage F? Answer: Medical
Payments to Others
, ◉ What is the Homeowners Tenants form? Answer: HO-4
◉ Coverage A or B will not be on what homeowners policy form?
Answer: Tenant form HO-4
◉ There is only enough coverage of A and B to offset betterment's
and improvements on what form? Answer: The Condominium
Owners form HO-6
◉ Coverage A-Dwelling in the homeowners policies insures what?
Answer: the building in which you live and any permanently
attached property such as water heaters, furnaces, central units and
carpeting.
◉ Coverage B-Other Structures in the homeowners policies insures
what? Answer: protects structures on your property other than your
house, such as sheds, detached garages, and swimming pool
◉ How is Coverage B calculated? Answer: 10% of Coverage A
◉ Coverage C-Personal Property in the homeowners policies insures
what? Answer: Covers your stuff on and off the residence
premises...anywhere on earth.
