AAFCS 200 COMPOSITE TExES
CERTIFICATION EXAM SCRIPT 2026
COMPLETE QUESTIONS AND SOLUTIONS
⩥ Active listening Answer: Trying to understand what the others are
saying and why, identify feelings.
⩥ Pensions Answer: are funds paid to retired employees who paid into a
pension fund while they were employed.
⩥ Social Security Answer: -A federal program under the direction of the
SS Administration. Designed to give retired or disabled individuals some
source of income.
-Benefits after paying into it as an employee.
⩥ Medicare Answer: Federal Program that helps older ppl (65+) in
paying their medical bills.
⩥ Medicaid Answer: Designed by Federal Govt. as a state program to
hep those who need and qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
,⩥ Medical Asepsis Answer: Means free from germs o bacteria that may
cause infection.
⩥ Class A Fire Answer: Fire started with wood, paper, or trash
⩥ Class B Fire Answer: Fire started with gas, grease or other liquid
⩥ Class C Fire Answer: Electircal fire
⩥ First Degree Burn Answer: Skin Reddened but unbroken
FA: Place under cold Water
⩥ Second Degree Burn Answer: Skin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
⩥ Third Degree Burn Answer: Skin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
⩥ Consumer Product Safety Commission Answer: -Charged to protect
the consumers from unreasonable risks associated with consumer
products, to assist consumers in voluntary comparative safety of
consumer products and more.
,-Regulates the production and sale of products that are potentially
hazardous, sets safety standards, can ban products that are deemed
hazardous to consumers, can seize products from the market.
⩥ Consumer Bill of Rights Answer: -The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
⩥ Health Insurance Portability and Accountability (HIPAA) Answer:
Creates national standards to protect individuals medical records and
other personal heath info.
⩥ Progressive Tax Answer: A tax that requires a larger fraction of
income as that income increases.
Ex: Income Tax
⩥ Regressive Tax Answer: A tax requiring a smaller fraction of income
increases, tax is measured against what is spent.
Ex. Sales Tax
⩥ Proportional Tax Answer: A tax that requires the same fraction of
income from tax payers of all income levels.
Ex:
, ⩥ Bankruptcy Answer: -Chapter 13 = 7 years ; Chapter 7 = 10 years
- A federal court procedure that helps consumers and business get rid of
their debt and repay their creditors. "liquidation" or "reorganization"
⩥ Cash Card Answer: Any electronic payment card that stores cash fro
various types of payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll cards
⩥ Chamber of Commerce Answer: A local association to promote and
protect the interests of the business community in a particular place.
⩥ Better Business Bureau (BBB) Answer: -An organization focused on
advancing marketplace trust.
-Using an accredited Business system they rank business, charities, and
non-profits.
⩥ Federal Trade Comission (FTC) Answer: An agency whose basic
responsibility is to help consumers find needed information or locate the
appropriate agency to assist them with their problems.
⩥ Fair Credit Reporting Act (FACT ACT) Answer: Legislation giving
consumers the right to know what information consumer reporting about
them to creditors, insurance companies, and employers.
CERTIFICATION EXAM SCRIPT 2026
COMPLETE QUESTIONS AND SOLUTIONS
⩥ Active listening Answer: Trying to understand what the others are
saying and why, identify feelings.
⩥ Pensions Answer: are funds paid to retired employees who paid into a
pension fund while they were employed.
⩥ Social Security Answer: -A federal program under the direction of the
SS Administration. Designed to give retired or disabled individuals some
source of income.
-Benefits after paying into it as an employee.
⩥ Medicare Answer: Federal Program that helps older ppl (65+) in
paying their medical bills.
⩥ Medicaid Answer: Designed by Federal Govt. as a state program to
hep those who need and qualify for medical assistance.
-nursing homes
-ppl with limitations in daily activities.
,⩥ Medical Asepsis Answer: Means free from germs o bacteria that may
cause infection.
⩥ Class A Fire Answer: Fire started with wood, paper, or trash
⩥ Class B Fire Answer: Fire started with gas, grease or other liquid
⩥ Class C Fire Answer: Electircal fire
⩥ First Degree Burn Answer: Skin Reddened but unbroken
FA: Place under cold Water
⩥ Second Degree Burn Answer: Skin Reddened, blisters formed
FA: Place under cod water, cover with a dry sterie dressing.
⩥ Third Degree Burn Answer: Skin Partially destroyed
FA: Cover entire area with a dry sterile dressing.
⩥ Consumer Product Safety Commission Answer: -Charged to protect
the consumers from unreasonable risks associated with consumer
products, to assist consumers in voluntary comparative safety of
consumer products and more.
,-Regulates the production and sale of products that are potentially
hazardous, sets safety standards, can ban products that are deemed
hazardous to consumers, can seize products from the market.
⩥ Consumer Bill of Rights Answer: -The Right to Safety
-The Right to be Informed
-The Right to Choose
-The Right to be Heard
⩥ Health Insurance Portability and Accountability (HIPAA) Answer:
Creates national standards to protect individuals medical records and
other personal heath info.
⩥ Progressive Tax Answer: A tax that requires a larger fraction of
income as that income increases.
Ex: Income Tax
⩥ Regressive Tax Answer: A tax requiring a smaller fraction of income
increases, tax is measured against what is spent.
Ex. Sales Tax
⩥ Proportional Tax Answer: A tax that requires the same fraction of
income from tax payers of all income levels.
Ex:
, ⩥ Bankruptcy Answer: -Chapter 13 = 7 years ; Chapter 7 = 10 years
- A federal court procedure that helps consumers and business get rid of
their debt and repay their creditors. "liquidation" or "reorganization"
⩥ Cash Card Answer: Any electronic payment card that stores cash fro
various types of payments
Ex: Bank Debit Cards, prepaid debit cards, gift cards, and payroll cards
⩥ Chamber of Commerce Answer: A local association to promote and
protect the interests of the business community in a particular place.
⩥ Better Business Bureau (BBB) Answer: -An organization focused on
advancing marketplace trust.
-Using an accredited Business system they rank business, charities, and
non-profits.
⩥ Federal Trade Comission (FTC) Answer: An agency whose basic
responsibility is to help consumers find needed information or locate the
appropriate agency to assist them with their problems.
⩥ Fair Credit Reporting Act (FACT ACT) Answer: Legislation giving
consumers the right to know what information consumer reporting about
them to creditors, insurance companies, and employers.
