PA Motor Vehicle Physical Damage
Appraiser - Practice Exam questions
True or False: Each appraiser, while engaged in appraisal duties, must carry his/her appraiser's license
& display it to an owner of the vehicle or shop upon request: - ✔✔ correct answer true
What are the number of business days you have per Act 361 to inspect vehicle? - ✔✔ correct answer
6
How many days after an inspection should a total loss be offered to the owner? - ✔✔ correct answer
5
Aftermarket parts can only be used when? - ✔✔ correct answer The parts are listed and coded in the
estimate
What is aftermarket and why is it considered aftermarket? - ✔✔ correct answer "nonoriginal
equipment manufacturer (non-OEM) replacement part, either new or used, for any of the
nonmechanical parts that generally constitute the exterior of the motor vehicle, including inner and
outer panels."
a) Generic version - made by vendor for manufacturer. Vendor also makes generic version of same
part. New part - never used. A/M
What is the duty of the claimant after the loss? - ✔✔ correct answer Provide a date, time and facts
of the loss
True or False: Appraisals should always be signed by the appraiser? - ✔✔ correct answer True
What is betterment? - ✔✔ correct answer The act or process of improving something. When a part is
used on a car that makes the car more valuable than it was prior to the loss.
Which would be an example of an additional interest to the policy? - ✔✔ correct answer Lienholder
Which is not a peril in reference to auto insurance? - ✔✔ correct answer Wind/hail is not a peril (fire,
theft and collision are perils) ( Another exam has collision as the answer?)
What is a peril? - ✔✔ correct answer Something that may cause injury, harm or loss. (on another
exam answer- Damage to another person, damage to another vehicle & cause of loss )
,PA Motor Vehicle Physical Damage
Appraiser - Practice Exam questions
An appraiser's license shall expire annually at midnight on this day? - ✔✔ correct answer June 30
Who determines the amount of damage to the vehicle? - ✔✔ correct answer Appraiser
What does an adjuster do - ✔✔ correct answer "A natural person in this Commonwealth who makes
appraisals of motor vehicle physical damage."
How old do you have to be to get your PA appraiser's license - ✔✔ correct answer 18 years old
If your appraiser's license is expired more than 60 days, what do you have to do - ✔✔ correct answer
Re-take test
Which one of the following components is NOT considered part of the vehicle's front end?
a) Grille
b) Fenders
c) Floor Pan
d) Hood - ✔✔ correct answer c) floor pan
Which one of the following answer choices lists the three components that make up the front end
sheet metal of an auto?
a) Grille, hood and fenders
b) Grille, hood and headlamps
c) Fender skirt, fender outer panel and strut tower
d) Moldings, ornamentation and grille - ✔✔ correct answer a) Grille, hood and fenders
Which one of the following answer choices lists the two components that are part of a hood's lock
assembly?
a) Release cable and support rod
b) Pop-up spring and release cable
c) Pop-up spring and safety catch
, PA Motor Vehicle Physical Damage
Appraiser - Practice Exam questions
d) Pop-up spring and hinges - ✔✔ correct answer c) Pop-up spring and safety catch
What type of headlamp features a lens that is specifically designed for the auto model and contoured
to its requirements for improved aerodynamics?
a) Sealed composite
b) Sealed beam
c) Composite beam
d) Composite - ✔✔ correct answer d) Composite
1Which one of the following is considered part of the cowl?
a) Fender
b) Vent panel
c) Grille
d) Quarter panel - ✔✔ correct answer b) Vent panel
The outer rocker panel is NOT welded to which of the following components?
a) Inner rocker panel
b) Floor pan
c) Roof outer panel
d) Quarter panel assembly - ✔✔ correct answer c) Roof outer panel
What component forms the base of the car?
a) Firewall
b) Rocker panel
c) Cowl
d) Floor pan - ✔✔ correct answer d) Floor pan
Which one of the following is NOT a purpose of pillars?
a) Provide support for the front end
b) Provide support to the roof
Appraiser - Practice Exam questions
True or False: Each appraiser, while engaged in appraisal duties, must carry his/her appraiser's license
& display it to an owner of the vehicle or shop upon request: - ✔✔ correct answer true
What are the number of business days you have per Act 361 to inspect vehicle? - ✔✔ correct answer
6
How many days after an inspection should a total loss be offered to the owner? - ✔✔ correct answer
5
Aftermarket parts can only be used when? - ✔✔ correct answer The parts are listed and coded in the
estimate
What is aftermarket and why is it considered aftermarket? - ✔✔ correct answer "nonoriginal
equipment manufacturer (non-OEM) replacement part, either new or used, for any of the
nonmechanical parts that generally constitute the exterior of the motor vehicle, including inner and
outer panels."
a) Generic version - made by vendor for manufacturer. Vendor also makes generic version of same
part. New part - never used. A/M
What is the duty of the claimant after the loss? - ✔✔ correct answer Provide a date, time and facts
of the loss
True or False: Appraisals should always be signed by the appraiser? - ✔✔ correct answer True
What is betterment? - ✔✔ correct answer The act or process of improving something. When a part is
used on a car that makes the car more valuable than it was prior to the loss.
Which would be an example of an additional interest to the policy? - ✔✔ correct answer Lienholder
Which is not a peril in reference to auto insurance? - ✔✔ correct answer Wind/hail is not a peril (fire,
theft and collision are perils) ( Another exam has collision as the answer?)
What is a peril? - ✔✔ correct answer Something that may cause injury, harm or loss. (on another
exam answer- Damage to another person, damage to another vehicle & cause of loss )
,PA Motor Vehicle Physical Damage
Appraiser - Practice Exam questions
An appraiser's license shall expire annually at midnight on this day? - ✔✔ correct answer June 30
Who determines the amount of damage to the vehicle? - ✔✔ correct answer Appraiser
What does an adjuster do - ✔✔ correct answer "A natural person in this Commonwealth who makes
appraisals of motor vehicle physical damage."
How old do you have to be to get your PA appraiser's license - ✔✔ correct answer 18 years old
If your appraiser's license is expired more than 60 days, what do you have to do - ✔✔ correct answer
Re-take test
Which one of the following components is NOT considered part of the vehicle's front end?
a) Grille
b) Fenders
c) Floor Pan
d) Hood - ✔✔ correct answer c) floor pan
Which one of the following answer choices lists the three components that make up the front end
sheet metal of an auto?
a) Grille, hood and fenders
b) Grille, hood and headlamps
c) Fender skirt, fender outer panel and strut tower
d) Moldings, ornamentation and grille - ✔✔ correct answer a) Grille, hood and fenders
Which one of the following answer choices lists the two components that are part of a hood's lock
assembly?
a) Release cable and support rod
b) Pop-up spring and release cable
c) Pop-up spring and safety catch
, PA Motor Vehicle Physical Damage
Appraiser - Practice Exam questions
d) Pop-up spring and hinges - ✔✔ correct answer c) Pop-up spring and safety catch
What type of headlamp features a lens that is specifically designed for the auto model and contoured
to its requirements for improved aerodynamics?
a) Sealed composite
b) Sealed beam
c) Composite beam
d) Composite - ✔✔ correct answer d) Composite
1Which one of the following is considered part of the cowl?
a) Fender
b) Vent panel
c) Grille
d) Quarter panel - ✔✔ correct answer b) Vent panel
The outer rocker panel is NOT welded to which of the following components?
a) Inner rocker panel
b) Floor pan
c) Roof outer panel
d) Quarter panel assembly - ✔✔ correct answer c) Roof outer panel
What component forms the base of the car?
a) Firewall
b) Rocker panel
c) Cowl
d) Floor pan - ✔✔ correct answer d) Floor pan
Which one of the following is NOT a purpose of pillars?
a) Provide support for the front end
b) Provide support to the roof
