NDT Final Exam UPDATED ACTUAL
QUESTIONS AND CORRECT ANSWERS
Financial Responsibilty law - CORRECT ANSWER requires automobile owners to
carry some type of insurance
Liability insurance - CORRECT ANSWER coverage for property damage you cause to
another's property through negligent operation of your vehicle or for bodily injury you cause
to another person.
minimum amount of liability insurance - CORRECT ANSWER $25,000 for injury or
death of one person
$50,000 for injury or death of two or more people
$20,000 per accident for property damage
Uninsured Motorist Vehicle (UMV) Fee: - CORRECT ANSWER a fee paid to the
DMV that allows you to drive uninsured at your own risk
If you cause a collision, you may be responsible for the losses of the other people involved
such as - CORRECT ANSWER Medical and funeral costs, lost wages, and
compensation for pain and suffering
Car repair or replacement costs and auto rental
Punitive damages awarded by a court
Attorney fees, if owner is sued
Appraisal - CORRECT ANSWER estimated value of the cost of repairs, or
determination of complete loss, for a vehicle
Basic Limits - CORRECT ANSWER the lowest coverage amounts given by the law or
insurance companies
QUESTIONS AND CORRECT ANSWERS
Financial Responsibilty law - CORRECT ANSWER requires automobile owners to
carry some type of insurance
Liability insurance - CORRECT ANSWER coverage for property damage you cause to
another's property through negligent operation of your vehicle or for bodily injury you cause
to another person.
minimum amount of liability insurance - CORRECT ANSWER $25,000 for injury or
death of one person
$50,000 for injury or death of two or more people
$20,000 per accident for property damage
Uninsured Motorist Vehicle (UMV) Fee: - CORRECT ANSWER a fee paid to the
DMV that allows you to drive uninsured at your own risk
If you cause a collision, you may be responsible for the losses of the other people involved
such as - CORRECT ANSWER Medical and funeral costs, lost wages, and
compensation for pain and suffering
Car repair or replacement costs and auto rental
Punitive damages awarded by a court
Attorney fees, if owner is sued
Appraisal - CORRECT ANSWER estimated value of the cost of repairs, or
determination of complete loss, for a vehicle
Basic Limits - CORRECT ANSWER the lowest coverage amounts given by the law or
insurance companies
