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Dwelling policy Questions with Detailed Verified
Answers
a house insured under a dwelling policy has been vacant for 70 consecutive days. which
of the following statements is true?
Ans: loss by vandalism and malicious mischief is excluded
replacement cost coverage is provided in both the broad and special form dwelling
policies when
Ans: the amount of insurance on the dwelling is at least 80% of its replacement cost at
the time of loss
which of the following dwelling policies insures a structure on an actual cash value
basis?
Ans: dp-1
in which of the following situations would off-premises coverage in a broad theft
endorsement apply?
Ans: the insured's camera is stolen from his vacation home while he is there
under the additional living expenses coverage, if a civil authority prohibits the insured
from using the dwelling because of direct damage to a neighboring location from a peril
covered in the insured's policy, loss would be covered for up to
Ans: 2 weeks
© Get it right 2025 Getaway - Stuvia US All rights reserved
Dwelling policy Questions with Detailed Verified
Answers
a house insured under a dwelling policy has been vacant for 70 consecutive days. which
of the following statements is true?
Ans: loss by vandalism and malicious mischief is excluded
replacement cost coverage is provided in both the broad and special form dwelling
policies when
Ans: the amount of insurance on the dwelling is at least 80% of its replacement cost at
the time of loss
which of the following dwelling policies insures a structure on an actual cash value
basis?
Ans: dp-1
in which of the following situations would off-premises coverage in a broad theft
endorsement apply?
Ans: the insured's camera is stolen from his vacation home while he is there
under the additional living expenses coverage, if a civil authority prohibits the insured
from using the dwelling because of direct damage to a neighboring location from a peril
covered in the insured's policy, loss would be covered for up to
Ans: 2 weeks
© Get it right 2025 Getaway - Stuvia US All rights reserved