FL BAIL BONDS COMPREHENSIVE EXAM 2025/2026
QUESTIONS AND ANSWERS GRADED A+
✔✔Forfeit - ✔✔To surrender, give up as a penalty
✔✔Surety - ✔✔One who guarantees the obligations of another
✔✔Sufficiency - ✔✔Ampleness; Adequacy
✔✔the 5 elements of fraud - ✔✔A false statement must be made
Conscious making of said false statement by the fraudulent party
Intent by the fraudulent party to deceive the other party by this false statement
Acceptance of the false statement as truth by the other party
Damage of some form being inflicted upon the defrauded party by the false statement
✔✔Actual authority - ✔✔Authority which is granted to the agent by contract
✔✔Apparent authority - ✔✔assumed by the public to be actual authority, but not truly
allotted by the insurer
✔✔Five elements of a valid contract - ✔✔Agreement
Proposition
Consideration
Competency
Legality
✔✔With what officials must a bondsman register? - ✔✔The Sheriffs office and the Clerk
of Court in their county of residince, as well as all counties that the bondsman intends to
write bonds
✔✔How often must a bondsman register? - ✔✔Before writing their first bond and before
April 1st of every odd numbered year
✔✔What 3 bail bond records must a bondsman keep? - ✔✔A daily register
An individual file for each defendant
Record of premiums received by the insurance company
✔✔How long must a bondsman keep records? - ✔✔3 years after discharge
✔✔What are normal business hours? - ✔✔At least 8 hours a day, Mon - Fri, between
8am and 6pm
✔✔During what hours may a bondsman phone or solicite the residence of a detainee in
domestic violence situations? - ✔✔Between 8am and 9pm
, ✔✔What information must appear on a bondsmans sign? - ✔✔Business name...
readable from a reasonable distance away
✔✔What information regarding bonds may NOT appear on a bondsmans sign? - ✔✔the
name may not imply a reduced rate of premium
✔✔Where is it illegal for a bondsman to solicit business? - ✔✔In or around any court or
place where prisoners are kept or the grounds of said property or adjacent property
✔✔What types of persons may NOT be employed in a bail bonds office/ - ✔✔Anyone
with the power to arrest or detain prisoners
Anyone guilty of a felony
Anyone denied a license or had a license cancelled in any state
✔✔Concealment - ✔✔the intentional withholding of facts
✔✔False swearing - ✔✔A falsehood put in writing and sworn before a notary
✔✔General agent - ✔✔Person appointed by a surety company to supervise agents
✔✔Misrepresentation - ✔✔Untrue statements made before a contract is signed
✔✔Waiver - ✔✔The giving up of a known right
✔✔Perjury - ✔✔Lie told under oath
✔✔Execute - ✔✔To complete and sign
✔✔Void - ✔✔Unenforceable by either party
✔✔Agency - ✔✔Relationship in which one person acts on behalf of another
✔✔Valid - ✔✔Enforceable by either party
✔✔Obligee - ✔✔Party to whom the obligation is owed... the President and the Governor
of Florida
✔✔Obligor - ✔✔Party who owes the obligation - the Principal
✔✔Surety - ✔✔Party that takes responsibility for the actions of the obligor and pays for
the obligor defaulting if they do
QUESTIONS AND ANSWERS GRADED A+
✔✔Forfeit - ✔✔To surrender, give up as a penalty
✔✔Surety - ✔✔One who guarantees the obligations of another
✔✔Sufficiency - ✔✔Ampleness; Adequacy
✔✔the 5 elements of fraud - ✔✔A false statement must be made
Conscious making of said false statement by the fraudulent party
Intent by the fraudulent party to deceive the other party by this false statement
Acceptance of the false statement as truth by the other party
Damage of some form being inflicted upon the defrauded party by the false statement
✔✔Actual authority - ✔✔Authority which is granted to the agent by contract
✔✔Apparent authority - ✔✔assumed by the public to be actual authority, but not truly
allotted by the insurer
✔✔Five elements of a valid contract - ✔✔Agreement
Proposition
Consideration
Competency
Legality
✔✔With what officials must a bondsman register? - ✔✔The Sheriffs office and the Clerk
of Court in their county of residince, as well as all counties that the bondsman intends to
write bonds
✔✔How often must a bondsman register? - ✔✔Before writing their first bond and before
April 1st of every odd numbered year
✔✔What 3 bail bond records must a bondsman keep? - ✔✔A daily register
An individual file for each defendant
Record of premiums received by the insurance company
✔✔How long must a bondsman keep records? - ✔✔3 years after discharge
✔✔What are normal business hours? - ✔✔At least 8 hours a day, Mon - Fri, between
8am and 6pm
✔✔During what hours may a bondsman phone or solicite the residence of a detainee in
domestic violence situations? - ✔✔Between 8am and 9pm
, ✔✔What information must appear on a bondsmans sign? - ✔✔Business name...
readable from a reasonable distance away
✔✔What information regarding bonds may NOT appear on a bondsmans sign? - ✔✔the
name may not imply a reduced rate of premium
✔✔Where is it illegal for a bondsman to solicit business? - ✔✔In or around any court or
place where prisoners are kept or the grounds of said property or adjacent property
✔✔What types of persons may NOT be employed in a bail bonds office/ - ✔✔Anyone
with the power to arrest or detain prisoners
Anyone guilty of a felony
Anyone denied a license or had a license cancelled in any state
✔✔Concealment - ✔✔the intentional withholding of facts
✔✔False swearing - ✔✔A falsehood put in writing and sworn before a notary
✔✔General agent - ✔✔Person appointed by a surety company to supervise agents
✔✔Misrepresentation - ✔✔Untrue statements made before a contract is signed
✔✔Waiver - ✔✔The giving up of a known right
✔✔Perjury - ✔✔Lie told under oath
✔✔Execute - ✔✔To complete and sign
✔✔Void - ✔✔Unenforceable by either party
✔✔Agency - ✔✔Relationship in which one person acts on behalf of another
✔✔Valid - ✔✔Enforceable by either party
✔✔Obligee - ✔✔Party to whom the obligation is owed... the President and the Governor
of Florida
✔✔Obligor - ✔✔Party who owes the obligation - the Principal
✔✔Surety - ✔✔Party that takes responsibility for the actions of the obligor and pays for
the obligor defaulting if they do
