PEARSON VUE NATIONAL HEALTH INSURANCE
EXAM ACTUAL EXAM 2026 | COMPLETE
QUESTIONS AND CORRECT ANSWERS | BRAND
NEW VERSION!
An Accident and Health policy Notice of Claim provision requires that an insured
give written notice to the insurer within a MAXIMUM of how many days after a
loss?
A. 15
B. 20
C. 30
D. 45 ---------CORRECT ANSWER-----------------B. 20
The Consideration clause in an accident and health policy states the:
A. the applicant pays the initial premium
B. conditions under which benefits are paid
,C.premiums will be refunded during the free look period
D. certain claims will be excluded under the policy ---------CORRECT ANSWER--------
---------A. the applicant pays the initial premium
All of the following elements are required of a contract EXCEPT:
A. assignment
B. acceptance
C. legal capacity
D. legal purpose ---------CORRECT ANSWER-----------------A. assignment
Which of the following types of provisions guarantees renewability to a specified
date or age unless certain specified events occur?
A. Noncancellable
B. Optionally Renewable
C. Guaranteed Renewable
, D. Conditionally Renewable ---------CORRECT ANSWER-----------------D. Conditionally
Renewable
On June 1, S purchased a Major Medical policy and paid the initial premium to
Producer T. On July 1, Producer T received the policy from the insurance
company. The policy contained a Ten-Day Free Look provision. On July 3, Producer
T attempted to deliver the policy but found that S was not at home. On July 5,
Producer T was able to deliver the policy to S. On July 7, S decided he did not
want the policy. S had 10 days from which of the following dates to return the
policy to the company and obtain a full premium refund?
A. July 1
B. July 3
C. July 5
D. July 7 ---------CORRECT ANSWER-----------------C. July 5
The Social Security program provides all of the following benefits EXCEPT:
A. retirement
EXAM ACTUAL EXAM 2026 | COMPLETE
QUESTIONS AND CORRECT ANSWERS | BRAND
NEW VERSION!
An Accident and Health policy Notice of Claim provision requires that an insured
give written notice to the insurer within a MAXIMUM of how many days after a
loss?
A. 15
B. 20
C. 30
D. 45 ---------CORRECT ANSWER-----------------B. 20
The Consideration clause in an accident and health policy states the:
A. the applicant pays the initial premium
B. conditions under which benefits are paid
,C.premiums will be refunded during the free look period
D. certain claims will be excluded under the policy ---------CORRECT ANSWER--------
---------A. the applicant pays the initial premium
All of the following elements are required of a contract EXCEPT:
A. assignment
B. acceptance
C. legal capacity
D. legal purpose ---------CORRECT ANSWER-----------------A. assignment
Which of the following types of provisions guarantees renewability to a specified
date or age unless certain specified events occur?
A. Noncancellable
B. Optionally Renewable
C. Guaranteed Renewable
, D. Conditionally Renewable ---------CORRECT ANSWER-----------------D. Conditionally
Renewable
On June 1, S purchased a Major Medical policy and paid the initial premium to
Producer T. On July 1, Producer T received the policy from the insurance
company. The policy contained a Ten-Day Free Look provision. On July 3, Producer
T attempted to deliver the policy but found that S was not at home. On July 5,
Producer T was able to deliver the policy to S. On July 7, S decided he did not
want the policy. S had 10 days from which of the following dates to return the
policy to the company and obtain a full premium refund?
A. July 1
B. July 3
C. July 5
D. July 7 ---------CORRECT ANSWER-----------------C. July 5
The Social Security program provides all of the following benefits EXCEPT:
A. retirement
