1|Page
TN LIFE PRODUCER FINAL EXAM LATEST 2025/2026 ACTUAL EXAM
WITH COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS
(100% VERIFIED ANSWERS) |ALREADY GRADED A+| ||PROFESSOR
VERIFIED|| ||BRANDNEW!!!||
A student pilot can pay regular premium costs for her life
insurance policy with the addition of which of the following?
Guaranteed Insurability rider
Aviation exclusion
Impairment rider
Accidental Death Benefit rider - ANSWER-Aviation exclusion
An agent needs to complete ___ of continuing education every
___ years.
25;2
24;3
24;2
25;2 - ANSWER-24;2
Which type of life insurance beneficiary requires his/her consent
when a change of beneficiary is attempted by the policyowner?
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Irrevocable beneficiary
Tertiary beneficiary
Primary beneficiary
Revocable beneficiary - ANSWER-Irrevocable beneficiary
All individuals covered under a group contract will receive a(n)
certificate
receipt of coverage
master policy
individual policy - ANSWER-certificate
Which of the following statements about accumulated interest
earned on dividends from an insurance policy is TRUE?
Partially taxable
Tax Deductible
Nontaxable
Taxed as ordinary income - ANSWER-Taxed as ordinary income
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Which of the following is an example of defamation?
-Making statements that encourage the purchase of term life
insurance over whole life insurance
-Publishing a newsletter that makes reference to reputable
brokers in the area
-Circulation brochures that falsely denounce the financial
condition of an insurer
-Issuing pamphlets containing false information about term life
insurance - ANSWER-Circulating brochures that falsely denounce
the financial condition of an insurer
D is the policyowner and insured for a $50,000 life insurance
policy. The beneficiary is D's wife. D and his wife divorce and D
remarries, transferring ownership of his policy to his new wife. If D
dies without making any further changes, to whom will the policy
proceeds be paid to?
Ex-wife
Current wife
Estate
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Split equally between the ex-wife and current wife - ANSWER-Ex-
wife
Term Life Policies that have the ability to be converted to
permanent coverage may do so during a specified time period.
This conversion period
may be altered by the policyowner
is controlled by the NAIC
is the same in all contracts
varies according to the contract - ANSWER-Varies according to
contract
The combination of Whole Life and _____ Term insurance is
referred to as a Family Income Policy
Decreasing
Universal
Variable
Level - ANSWER-Decreasing
TN LIFE PRODUCER FINAL EXAM LATEST 2025/2026 ACTUAL EXAM
WITH COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS
(100% VERIFIED ANSWERS) |ALREADY GRADED A+| ||PROFESSOR
VERIFIED|| ||BRANDNEW!!!||
A student pilot can pay regular premium costs for her life
insurance policy with the addition of which of the following?
Guaranteed Insurability rider
Aviation exclusion
Impairment rider
Accidental Death Benefit rider - ANSWER-Aviation exclusion
An agent needs to complete ___ of continuing education every
___ years.
25;2
24;3
24;2
25;2 - ANSWER-24;2
Which type of life insurance beneficiary requires his/her consent
when a change of beneficiary is attempted by the policyowner?
,2|Page
Irrevocable beneficiary
Tertiary beneficiary
Primary beneficiary
Revocable beneficiary - ANSWER-Irrevocable beneficiary
All individuals covered under a group contract will receive a(n)
certificate
receipt of coverage
master policy
individual policy - ANSWER-certificate
Which of the following statements about accumulated interest
earned on dividends from an insurance policy is TRUE?
Partially taxable
Tax Deductible
Nontaxable
Taxed as ordinary income - ANSWER-Taxed as ordinary income
,3|Page
Which of the following is an example of defamation?
-Making statements that encourage the purchase of term life
insurance over whole life insurance
-Publishing a newsletter that makes reference to reputable
brokers in the area
-Circulation brochures that falsely denounce the financial
condition of an insurer
-Issuing pamphlets containing false information about term life
insurance - ANSWER-Circulating brochures that falsely denounce
the financial condition of an insurer
D is the policyowner and insured for a $50,000 life insurance
policy. The beneficiary is D's wife. D and his wife divorce and D
remarries, transferring ownership of his policy to his new wife. If D
dies without making any further changes, to whom will the policy
proceeds be paid to?
Ex-wife
Current wife
Estate
, 4|Page
Split equally between the ex-wife and current wife - ANSWER-Ex-
wife
Term Life Policies that have the ability to be converted to
permanent coverage may do so during a specified time period.
This conversion period
may be altered by the policyowner
is controlled by the NAIC
is the same in all contracts
varies according to the contract - ANSWER-Varies according to
contract
The combination of Whole Life and _____ Term insurance is
referred to as a Family Income Policy
Decreasing
Universal
Variable
Level - ANSWER-Decreasing
