, FOR3705 Assignment 2 Semester 2 Memo | Due
September 2025.
MULTIPLE CHOICE,ASSURED EXCELLENCE
FOR3705 Assignment 2 – Semester 2 Memo
ALL QUESTIONS ANSWERED
QUESTION 1
Explain how the behavioural profile could fill information gaps
in a financial profile.
[5]
A financial profile provides details about a subject’s financial
dealings such as income, bank accounts, assets, debts, and
spending patterns. However, it often lacks insight into the
reasons behind the numbers and the context in which financial
decisions are made. This is where the behavioural profile fills
critical gaps:
1. Explains motivation and intent – Behavioural patterns
(e.g., sudden lifestyle changes, gambling, or addictions)
may explain unusual financial transactions that otherwise
appear inconsistent.
2. Adds context to anomalies – A financial profile may show
unexplained deposits, while a behavioural profile (travel
habits, friendships, affiliations) may suggest links to fraud,
bribery, or corruption.
September 2025.
MULTIPLE CHOICE,ASSURED EXCELLENCE
FOR3705 Assignment 2 – Semester 2 Memo
ALL QUESTIONS ANSWERED
QUESTION 1
Explain how the behavioural profile could fill information gaps
in a financial profile.
[5]
A financial profile provides details about a subject’s financial
dealings such as income, bank accounts, assets, debts, and
spending patterns. However, it often lacks insight into the
reasons behind the numbers and the context in which financial
decisions are made. This is where the behavioural profile fills
critical gaps:
1. Explains motivation and intent – Behavioural patterns
(e.g., sudden lifestyle changes, gambling, or addictions)
may explain unusual financial transactions that otherwise
appear inconsistent.
2. Adds context to anomalies – A financial profile may show
unexplained deposits, while a behavioural profile (travel
habits, friendships, affiliations) may suggest links to fraud,
bribery, or corruption.
