NY Series 17-52 Final Exam Study Test.
1. How many eligible employees must be
50%
included in a contributory health insurance
plan?
2. A man works for Company A and his wife The insurance through
works for Company B. The spouses are covered his company is
by health plans through their respective primary.
companies that also cover the other spouse. If
the husband files a claim,
3. What is the period of coverage for events such as death 36 months
or divorce under COBRA?
4. Twenty-five days after a health insurance policy The policyowner will
is de- livered, the policyowner decides that not receive a refund
she would like to return the policy and receive
because the free-look
a refund of premium. Which of the following is
period is over.
true?
No benefits
5. An insured is involved in a car accident. In
addition to general, less serious injuries, he
permanently loses the use of his leg and is
rendered completely blind. The blindness
improves a month later. To what extent will
he receive Presumptive Disability benefits?
6. For the purpose of insurance, risk is defined as The uncertainty or
chance
of loss.
7. Which of the following is an example of a 8. Which of
producer's fiduciary duty? the
following is
NOT true of
basic
1/
9
, NY Series 17-52 Final Exam Study Test.
medical expense plans? The trust that a client
places in the producer
in regard to handling
premi- ums.
Coverage for catastrophic
medical expenses
2/
9
1. How many eligible employees must be
50%
included in a contributory health insurance
plan?
2. A man works for Company A and his wife The insurance through
works for Company B. The spouses are covered his company is
by health plans through their respective primary.
companies that also cover the other spouse. If
the husband files a claim,
3. What is the period of coverage for events such as death 36 months
or divorce under COBRA?
4. Twenty-five days after a health insurance policy The policyowner will
is de- livered, the policyowner decides that not receive a refund
she would like to return the policy and receive
because the free-look
a refund of premium. Which of the following is
period is over.
true?
No benefits
5. An insured is involved in a car accident. In
addition to general, less serious injuries, he
permanently loses the use of his leg and is
rendered completely blind. The blindness
improves a month later. To what extent will
he receive Presumptive Disability benefits?
6. For the purpose of insurance, risk is defined as The uncertainty or
chance
of loss.
7. Which of the following is an example of a 8. Which of
producer's fiduciary duty? the
following is
NOT true of
basic
1/
9
, NY Series 17-52 Final Exam Study Test.
medical expense plans? The trust that a client
places in the producer
in regard to handling
premi- ums.
Coverage for catastrophic
medical expenses
2/
9
