FCS 200 AAFCS Exam with Complete
Solutions
Order of Washing dishes: - ANS-Wash, rinse, sanitize
What will help get the red stain out of a cashmere shirt? - ANS-Alkaline
Fat measuring method - ANS-Electrical current
Intangible Resources - ANS-Cannot be touched - integrity, confidence, literacy
Human Resources - ANS-Skills, talents, and abilities that people possess
Tangible Resources - ANS-Real, touchable, concrete, able to appraised - jewelry, land,
houses
Material Resources - ANS-- Fertile soil, petroleum, minerals, rivers - and man-made
resources (buildings, money, equipment, computers)
Bait and Switch - illegal - ANS-Goal to get you to buy higher priced items
Sins of Omissions - legal - ANS-Not telling everything
Puffery - ANS-Distort the meaning of something. "going out of business","sale"
Federal Trade Commission - FTC - ANS-Antitrust legislation, false/misleading ads,
packing and labeling of non-food items, warranties.
Food and Drug Administration - FDA - ANS-Responsible for purity and safety of foods,
drugs, cosmetics.
What agency is in charge of cereal boxes stating they are "high in Fiber"? - ANS-Food
and Drug Administration
United States Department of Agriculture - ANS-Inspects and grades meat poultry and
fish, sources of information on spending the food dollar.
Consumer Product Safety Commission - ANS-Regulates the production and sale of
products that are potentially hazardous, sets safety standards, can ban products that
are deemed hazardous to consumers, can seize products from the market.
, Pervious balance - Worst - ANS-Interest is applied to total amount of bill
Adjusted Balance Method - best - ANS-Interest rate is applied to the balance of the bill
after payment has been applied
Average daily balance method - ANS-Interest rate is applied to daily average balance
during the current billing cycle - 30 days.
Fair Credit Reporting - ANS-Right to see credit report at credit bureau, right to correct
information in credit report
Fair Credit Billing - ANS-Right to correct incorrect bill within a reasonable time period
(60 days), right to withhold payment over fault merchandise
Extra Credit Opportunity Act - ANS-Illegal to discriminate the granting of credit based on
sex, martial status, age, race, color, religion, national origin, or because person is on
welfare
Fair Debt Collections Practices Act - ANS-Makes it a federal offense for a debt collector
to threaten with violence, use obscene language, or contact consumer by telephone at
inconvenient times
Fair and Accurate Credit Transactions Act - ANS-Free credit report from 3 credit
bureaus each year
Sensorimotor Stage - ANS-Birth through 18-24 months
Preoperational Stage - ANS-Toddler through early adulthood, age 7. Pretend play
happens
Formal operational - ANS-Adolescence through adulthood. Final stage
Concrete operational - ANS-Ages 7-12. Kids begin to think more logically.
Schemes - ANS-A specific structure or organized way of making sense of experience.
Authoritarian Parenting - ANS-High, Low
Indulgent parents - ANS-Low, High
Neglectful parents - ANS-Low, Low
Authoritative parents - ANS-High, high
If a Child is self-reliant and self-controlled? - ANS-The child is disciplined but has
freedom
Solutions
Order of Washing dishes: - ANS-Wash, rinse, sanitize
What will help get the red stain out of a cashmere shirt? - ANS-Alkaline
Fat measuring method - ANS-Electrical current
Intangible Resources - ANS-Cannot be touched - integrity, confidence, literacy
Human Resources - ANS-Skills, talents, and abilities that people possess
Tangible Resources - ANS-Real, touchable, concrete, able to appraised - jewelry, land,
houses
Material Resources - ANS-- Fertile soil, petroleum, minerals, rivers - and man-made
resources (buildings, money, equipment, computers)
Bait and Switch - illegal - ANS-Goal to get you to buy higher priced items
Sins of Omissions - legal - ANS-Not telling everything
Puffery - ANS-Distort the meaning of something. "going out of business","sale"
Federal Trade Commission - FTC - ANS-Antitrust legislation, false/misleading ads,
packing and labeling of non-food items, warranties.
Food and Drug Administration - FDA - ANS-Responsible for purity and safety of foods,
drugs, cosmetics.
What agency is in charge of cereal boxes stating they are "high in Fiber"? - ANS-Food
and Drug Administration
United States Department of Agriculture - ANS-Inspects and grades meat poultry and
fish, sources of information on spending the food dollar.
Consumer Product Safety Commission - ANS-Regulates the production and sale of
products that are potentially hazardous, sets safety standards, can ban products that
are deemed hazardous to consumers, can seize products from the market.
, Pervious balance - Worst - ANS-Interest is applied to total amount of bill
Adjusted Balance Method - best - ANS-Interest rate is applied to the balance of the bill
after payment has been applied
Average daily balance method - ANS-Interest rate is applied to daily average balance
during the current billing cycle - 30 days.
Fair Credit Reporting - ANS-Right to see credit report at credit bureau, right to correct
information in credit report
Fair Credit Billing - ANS-Right to correct incorrect bill within a reasonable time period
(60 days), right to withhold payment over fault merchandise
Extra Credit Opportunity Act - ANS-Illegal to discriminate the granting of credit based on
sex, martial status, age, race, color, religion, national origin, or because person is on
welfare
Fair Debt Collections Practices Act - ANS-Makes it a federal offense for a debt collector
to threaten with violence, use obscene language, or contact consumer by telephone at
inconvenient times
Fair and Accurate Credit Transactions Act - ANS-Free credit report from 3 credit
bureaus each year
Sensorimotor Stage - ANS-Birth through 18-24 months
Preoperational Stage - ANS-Toddler through early adulthood, age 7. Pretend play
happens
Formal operational - ANS-Adolescence through adulthood. Final stage
Concrete operational - ANS-Ages 7-12. Kids begin to think more logically.
Schemes - ANS-A specific structure or organized way of making sense of experience.
Authoritarian Parenting - ANS-High, Low
Indulgent parents - ANS-Low, High
Neglectful parents - ANS-Low, Low
Authoritative parents - ANS-High, high
If a Child is self-reliant and self-controlled? - ANS-The child is disciplined but has
freedom
