D391 Healthcare Ecosystem Exam 11 Questions
With Correct Answers!!
HITECH(health information technology for economic and clinical health Act)
Promotes adoption of electronic health records (EHR) and stregthens HIPPA protections for
health information privacy, espeically in digital formats.
ARRA(American Recovery and Reinvestment Act)
A broader law designed to stimulate the us economy during the recession. Some funds were
allocated to healthcare technology, but it's not focused on health information protection.
ACA(patient protection and affordable care act)
Healthcare reform law that expanded access to insurance, prevented discrimination based on pre-
existing conditions or genetics, and mandated preventive services without cost-sharing.
HIPPA(health insurance portability and accountability act)
provides data privacy and security provisions to safeguard medical information. It also ensure the
portability of health insurance when someone leave their job.
ERISA (Employee Retirement Income Security Act)
Regulates employer-sponsored health and pension plans, ensuring that employees receive
detailed information about their benefits and plan funding.
OSHA (Occupational Safety and Health Administration)
Ensures safe working conditions by setting and enforcing work place safety standards but doesn't
deal directly with health insurance or retirement benefits.
HRP ( high-risk plan)
Plan designed for individuals with pre-existing conditions who may have difficulty obtaining
insurance. Pre-ACA these were more common. ACA now offers protections for pre-existing
conditions.
Medicaid
, A joint federal and state program that provides health coverage to low-income individuals and
families.
Medicare
Federal insurance program primarily for people aged 65 and older or younger individuals with
certain disabilities.
Employer provided group insurance
Health insurance offered by an employer to its employees, often with lower premiums and
broader coverage.
POS (Point of Service Plan)
A hybrid of HMO and PPO plans where patients need a referral to see specialists but can also
access out of network care, typically at a higher cost.
HSA (Health Savings Account)
A tax advantaged account that uses saved money for medical expenses. They are usually paired
with a high deductible health plans (HDHP)
HDHP (high deductible health plan)
A health plan with higher out of pocket costs (deductibles) but lower premiums. Often paired
with HSA's to help save for medical expenses.
HRA (Health Reimbursement Arrangement)
Employer funded plans that reimburse employees for qualified medical expenses. These accounts
are owned by the employer unlike HSA's.
PPO (Preferred Provider Organization)
A health plan that offers flexibility by allowing you to see both in network and out of network
providers. Out of network will cost more but it is still covered.
HMO (Health Maintenance Organization)
With Correct Answers!!
HITECH(health information technology for economic and clinical health Act)
Promotes adoption of electronic health records (EHR) and stregthens HIPPA protections for
health information privacy, espeically in digital formats.
ARRA(American Recovery and Reinvestment Act)
A broader law designed to stimulate the us economy during the recession. Some funds were
allocated to healthcare technology, but it's not focused on health information protection.
ACA(patient protection and affordable care act)
Healthcare reform law that expanded access to insurance, prevented discrimination based on pre-
existing conditions or genetics, and mandated preventive services without cost-sharing.
HIPPA(health insurance portability and accountability act)
provides data privacy and security provisions to safeguard medical information. It also ensure the
portability of health insurance when someone leave their job.
ERISA (Employee Retirement Income Security Act)
Regulates employer-sponsored health and pension plans, ensuring that employees receive
detailed information about their benefits and plan funding.
OSHA (Occupational Safety and Health Administration)
Ensures safe working conditions by setting and enforcing work place safety standards but doesn't
deal directly with health insurance or retirement benefits.
HRP ( high-risk plan)
Plan designed for individuals with pre-existing conditions who may have difficulty obtaining
insurance. Pre-ACA these were more common. ACA now offers protections for pre-existing
conditions.
Medicaid
, A joint federal and state program that provides health coverage to low-income individuals and
families.
Medicare
Federal insurance program primarily for people aged 65 and older or younger individuals with
certain disabilities.
Employer provided group insurance
Health insurance offered by an employer to its employees, often with lower premiums and
broader coverage.
POS (Point of Service Plan)
A hybrid of HMO and PPO plans where patients need a referral to see specialists but can also
access out of network care, typically at a higher cost.
HSA (Health Savings Account)
A tax advantaged account that uses saved money for medical expenses. They are usually paired
with a high deductible health plans (HDHP)
HDHP (high deductible health plan)
A health plan with higher out of pocket costs (deductibles) but lower premiums. Often paired
with HSA's to help save for medical expenses.
HRA (Health Reimbursement Arrangement)
Employer funded plans that reimburse employees for qualified medical expenses. These accounts
are owned by the employer unlike HSA's.
PPO (Preferred Provider Organization)
A health plan that offers flexibility by allowing you to see both in network and out of network
providers. Out of network will cost more but it is still covered.
HMO (Health Maintenance Organization)
