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EXAMFX LIFE AND HEALTH EXAM NEWEST ACTUAL
EXAM COMPLETE 300 QUESTIONS AND CORRECT
DETAILED ANSWERS (VERIFIED ANSWERS)
|ALREADY GRADED A+/ BRAND NEW!!!
the transfer of an insured's right to seek damages from a
negligent party to the insurer is found in which of the
following clauses? - Answer-Subrogation
the purpose of managed care health insurance is to -
Answer-control health insurance claims expenses
a man works for company A and his wife works for
company B. The spouses are covered by health plans
through their respective companies that also cover the
other spouse. If the husband files a claim - Answer-the
insurance through his company is primary
which of the following individuals will be eligible for
coverage on the Health Insurance Marketplace? - Answer-
a permanent resident lawfully present in the U.S.
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which of the following are the main factors taken into
account when calculating residual disability benefits -
Answer-present earnings and earnings prior to disability
S is a sole business proprietor who owns a medical
expense plan. what percentage of the cost of the plan may
he deduct? - Answer-100%
A woman obtains health coverage through the
Marketplace on October 1. Two weeks later she finds out
that she is 3 months pregnant. Which of the following is
true about coverage for pregnancy? - Answer-pregnancy
will be covered immidiately
which of the following applies to partial disability benefits -
Answer-Payment is limited to a certain period of time
when may an insured deduct unreimbursed medical
expenses paid under a long term care policy - Answer-
when the expenses exceed a certain percentage of the
insured's adjusted gross income
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an insured has health insurance that covers them at work
and at home. this policy has written on what basis? -
Answer-occupational
workers compensation insurance covers a worker's
medical expenses resulting from work related sickness or
injuries and covers loss of income from - Answer-Work-
related disability
Which of the following is NOT true regarding partial
disability? - Answer-this is a form of insurance that covers
part time workers
individuals who itemize deductions can claim deductions
for medical expenses not covered by health insurance that
exceed what percent of their adjusted gross income? -
Answer-10%
which of the following statements regarding the Change of
beneficiaries provision is false? - Answer-the policyowner
has the right to change beneficiaries in any case
EXAMFX LIFE AND HEALTH EXAM NEWEST ACTUAL
EXAM COMPLETE 300 QUESTIONS AND CORRECT
DETAILED ANSWERS (VERIFIED ANSWERS)
|ALREADY GRADED A+/ BRAND NEW!!!
the transfer of an insured's right to seek damages from a
negligent party to the insurer is found in which of the
following clauses? - Answer-Subrogation
the purpose of managed care health insurance is to -
Answer-control health insurance claims expenses
a man works for company A and his wife works for
company B. The spouses are covered by health plans
through their respective companies that also cover the
other spouse. If the husband files a claim - Answer-the
insurance through his company is primary
which of the following individuals will be eligible for
coverage on the Health Insurance Marketplace? - Answer-
a permanent resident lawfully present in the U.S.
,2|Page
which of the following are the main factors taken into
account when calculating residual disability benefits -
Answer-present earnings and earnings prior to disability
S is a sole business proprietor who owns a medical
expense plan. what percentage of the cost of the plan may
he deduct? - Answer-100%
A woman obtains health coverage through the
Marketplace on October 1. Two weeks later she finds out
that she is 3 months pregnant. Which of the following is
true about coverage for pregnancy? - Answer-pregnancy
will be covered immidiately
which of the following applies to partial disability benefits -
Answer-Payment is limited to a certain period of time
when may an insured deduct unreimbursed medical
expenses paid under a long term care policy - Answer-
when the expenses exceed a certain percentage of the
insured's adjusted gross income
, 3|Page
an insured has health insurance that covers them at work
and at home. this policy has written on what basis? -
Answer-occupational
workers compensation insurance covers a worker's
medical expenses resulting from work related sickness or
injuries and covers loss of income from - Answer-Work-
related disability
Which of the following is NOT true regarding partial
disability? - Answer-this is a form of insurance that covers
part time workers
individuals who itemize deductions can claim deductions
for medical expenses not covered by health insurance that
exceed what percent of their adjusted gross income? -
Answer-10%
which of the following statements regarding the Change of
beneficiaries provision is false? - Answer-the policyowner
has the right to change beneficiaries in any case
