CFM Exam Questions with Complete
Solutions
What are (4) floodplain management strategies? (1) Modify human susceptibility to flood
damage (2) Modify impact of flooding (3) Modify flooding itself (4) Preserve/restore natural
resources
Identify (6) tools in Floodplain Management Strategy (1) (1) regulation (2)
development/redevelopment practices (3) acquisition - open space preservation (4) elevate /
floodproof (5) forecasts/warnings (6) preservation and restoration of natural resources and
floodplain function
Identify (4) tools in Floodplain Management Strategy (2) (1) education (2) emergency
measures (3) reduce financial impact (4) post-flood recovery plans
Identify (8) tools in Floodplain Management Strategy (3) (1) dams/reservoirs (2)
dikes/levees (3) channel alterations (4) diversion (5) abstractions (6) detention (7) inland
development protection (8) controlling runoff outside floodplain
,Identify (6) tools in Floodplain Management Strategy (4) (1) wetlands / land-use regs (2)
develop/re-develop policies (3) acquisition / open space (4) education (5) tax adjustments (6)
beach nurishment / dune building
What are the (3) primary components to the NFIP? (1) Mapping (2) Insurance (3)
Regulation
In 1979 the Federal Insurance Administration (FIA) and NFIP were transferred to FEMA.
Regarding the mapping component of FEMA, what are the primary purposes of maps and data?
Regulating floodprone construction, Flood Insurance policies, Flood insurance
procurement condition of a loan.
What are (2) kinds of FEMA maps? (1) Flood Hazard Boundary Map (FHMB) for
approximate (2) Flood Insurance Rate Map (FIRM) including flood elevations and hazards
necessary to protect new construction from flood damage.
Regarding FIRM construction what (2) classifications are buildings identified? (1) Pre-
FIRM and (2) Post FIRM, based on how protected they are from the mapped hazard.
,NFIP coverage pertains to damage by a "flood" identified as: General and temporary
condition of partial / complete inundation of normally dry land from (1) Overflow of inland/tidal
waters (2) Unusual / rapid accumulation or runoff of surface waters from ANY source.
Flood insurance premiums for post-FIRM buildings are based on what? Degree of flood
protection provided.
Flood insurance premium rates for pre-FIRM buildings are based on what? Subsidized by
NFIP. Policy owners do not pay actuarial (rates based on true risk of building) rates
The NFIP underwrites flood insurance coverage for which communities? Those that
adopt and enforce floodplain regulations that meet or exceed NFIP critiera.
In terms of risk and insurance rates, buildings constructed in accordance with NFIP regulations
assure? Lower risk and lower rates
What (3) consequences may occur for communities that do not enforce NFIP ordinance?
(1) New buildings subject to flood damage (2) Insurance on improperly constructed
building would be expensive (3) FEMA can impose sanctions
, What are the roles of commitment of a participating NFIP community? (1)
Issuing/denying floodplain development/permits (2) Development inspection to assure
compliance (3) Record maintenance of floodplain development
(4) Assistance of prep and revision of floodplain maps
(5) Assist residents with info on hazards, map data, insurance and proper construction measures.
What is the responsibility of the State Coordinating Agency that accompanies the NFIP?
(1) Ensuring communities have legal authorities to adopt and enforce floodplain mgmt.
regs (2) Establishing minimum state regs consistent with NFIP (3) Provide technical assistance to
local govts (4) Coordinating activities of various state agencies that affect NFIP
What is the Community Assistance Program (CAP)? State participation in which NFIP
funds are available on a 75/25 cost share to support State Coordinating Agencies for
responsibilities to local governments.
What are the responsibilities of the FEMA Mitigation Division in Washington DC? Sets
national policy for floodplain regulations along with researching floodplain construction
practices and administration of flood hazard mapping program.
Solutions
What are (4) floodplain management strategies? (1) Modify human susceptibility to flood
damage (2) Modify impact of flooding (3) Modify flooding itself (4) Preserve/restore natural
resources
Identify (6) tools in Floodplain Management Strategy (1) (1) regulation (2)
development/redevelopment practices (3) acquisition - open space preservation (4) elevate /
floodproof (5) forecasts/warnings (6) preservation and restoration of natural resources and
floodplain function
Identify (4) tools in Floodplain Management Strategy (2) (1) education (2) emergency
measures (3) reduce financial impact (4) post-flood recovery plans
Identify (8) tools in Floodplain Management Strategy (3) (1) dams/reservoirs (2)
dikes/levees (3) channel alterations (4) diversion (5) abstractions (6) detention (7) inland
development protection (8) controlling runoff outside floodplain
,Identify (6) tools in Floodplain Management Strategy (4) (1) wetlands / land-use regs (2)
develop/re-develop policies (3) acquisition / open space (4) education (5) tax adjustments (6)
beach nurishment / dune building
What are the (3) primary components to the NFIP? (1) Mapping (2) Insurance (3)
Regulation
In 1979 the Federal Insurance Administration (FIA) and NFIP were transferred to FEMA.
Regarding the mapping component of FEMA, what are the primary purposes of maps and data?
Regulating floodprone construction, Flood Insurance policies, Flood insurance
procurement condition of a loan.
What are (2) kinds of FEMA maps? (1) Flood Hazard Boundary Map (FHMB) for
approximate (2) Flood Insurance Rate Map (FIRM) including flood elevations and hazards
necessary to protect new construction from flood damage.
Regarding FIRM construction what (2) classifications are buildings identified? (1) Pre-
FIRM and (2) Post FIRM, based on how protected they are from the mapped hazard.
,NFIP coverage pertains to damage by a "flood" identified as: General and temporary
condition of partial / complete inundation of normally dry land from (1) Overflow of inland/tidal
waters (2) Unusual / rapid accumulation or runoff of surface waters from ANY source.
Flood insurance premiums for post-FIRM buildings are based on what? Degree of flood
protection provided.
Flood insurance premium rates for pre-FIRM buildings are based on what? Subsidized by
NFIP. Policy owners do not pay actuarial (rates based on true risk of building) rates
The NFIP underwrites flood insurance coverage for which communities? Those that
adopt and enforce floodplain regulations that meet or exceed NFIP critiera.
In terms of risk and insurance rates, buildings constructed in accordance with NFIP regulations
assure? Lower risk and lower rates
What (3) consequences may occur for communities that do not enforce NFIP ordinance?
(1) New buildings subject to flood damage (2) Insurance on improperly constructed
building would be expensive (3) FEMA can impose sanctions
, What are the roles of commitment of a participating NFIP community? (1)
Issuing/denying floodplain development/permits (2) Development inspection to assure
compliance (3) Record maintenance of floodplain development
(4) Assistance of prep and revision of floodplain maps
(5) Assist residents with info on hazards, map data, insurance and proper construction measures.
What is the responsibility of the State Coordinating Agency that accompanies the NFIP?
(1) Ensuring communities have legal authorities to adopt and enforce floodplain mgmt.
regs (2) Establishing minimum state regs consistent with NFIP (3) Provide technical assistance to
local govts (4) Coordinating activities of various state agencies that affect NFIP
What is the Community Assistance Program (CAP)? State participation in which NFIP
funds are available on a 75/25 cost share to support State Coordinating Agencies for
responsibilities to local governments.
What are the responsibilities of the FEMA Mitigation Division in Washington DC? Sets
national policy for floodplain regulations along with researching floodplain construction
practices and administration of flood hazard mapping program.
