CFM Home Study with complete
solutions
True or False: A good floodplain management program must regulate construction
outside of the floodplain to ensure that watershed development does not increase. -
Correct Answers -True
True or false: Most communities joined NFIP after the 1973 Flood Disaster Protection
Act mandated the purchase of flood insurance as a condition of federal aid or federally-
insured loans. - Correct Answers -True
True or false: Flood insurance premiums can be lower for new buildings built to
standards higher than the minimum NFIP requirements. - Correct Answers -True
True or false: The rules for subdivisions also apply to other large projects like
manufactured home parks, apartment complexes and planned unit developments. -
Correct Answers –True
Which of the following is used to describe the amount of water that comes downstream
during a flood?
a. hydrology
b. hydraulics
c. cross section
d. discharge - Correct Answers -d
What is the best source of base flood elevations for any location along a stream?
a. profile
b. FIRM
c. Floodway data table
d. Flood Boundary Floodway Map - Correct Answers -a
What is the best source of base flood elevations for any location along the ocean
shoreline?
a. profile
b. FIRM
c. Floodway data table
d. Flood Boundary Floodway Map - Correct Answers -b
V Zones are floodplains where:
, a. Waves are more than 3 feet above the stillwater flood elevation
b. Waves are less than 3 feet above the stillwater flood elevation
c. The stillwater flood elevation is outside the 100-year floodplain
d. Floodways have been mapped for coastal areas - Correct Answers -a
True or false: The best time to verify a construction project's setbacks and floodway
encroachments is before construction starts. - Correct Answers -True
True or false: The best time to verify the lowest flood elevation is when the house is
finished. - Correct Answers -False
True or false: After an elevated building has received a certificate of use or occupancy,
you should still periodically check it to see if it is compliant with the requirements of your
floodplain ordinance. - Correct Answers -True
True or false: The base flood elevation is two feet above the floor on a one-story pre-
FIRM house. It is OK to add a second story without modifying the house because the
entire addition will be above the BFE. - Correct Answers -False
T or F: The NFIP can provide financial assistance to help property owners bring their
flooded homes into compliance with the substantial damage requirements. - Correct
Answers -T
T or F: Once a LOMA is issued to remove a building from SFHA, a bank cannot require
flood insurance as a condition of a federally-insured loan. - Correct Answers -F
T or F: A Presidential disaster declaration allows local officials to vary from the Federal
floodplain management regulations in order to expedite recovery operations. - Correct
Answers -F
T or F: The NFIP recommends that communities adopt additional, more restrictive
regulatory standards. - Correct Answers -T
T or F: Requiring freeboard means more flood protection and lower flood insurance
premiums. - Correct Answers -T
T or F: FEMAs mitigation assistance programs are provided only after your community
has received a disaster declaration. - Correct Answers -F
What type of flooding has caused the most death?
a. Riverine
b. Flash
c. Hurricanes
d. Alluvial fans - Correct Answers -b
Coastal erosion
solutions
True or False: A good floodplain management program must regulate construction
outside of the floodplain to ensure that watershed development does not increase. -
Correct Answers -True
True or false: Most communities joined NFIP after the 1973 Flood Disaster Protection
Act mandated the purchase of flood insurance as a condition of federal aid or federally-
insured loans. - Correct Answers -True
True or false: Flood insurance premiums can be lower for new buildings built to
standards higher than the minimum NFIP requirements. - Correct Answers -True
True or false: The rules for subdivisions also apply to other large projects like
manufactured home parks, apartment complexes and planned unit developments. -
Correct Answers –True
Which of the following is used to describe the amount of water that comes downstream
during a flood?
a. hydrology
b. hydraulics
c. cross section
d. discharge - Correct Answers -d
What is the best source of base flood elevations for any location along a stream?
a. profile
b. FIRM
c. Floodway data table
d. Flood Boundary Floodway Map - Correct Answers -a
What is the best source of base flood elevations for any location along the ocean
shoreline?
a. profile
b. FIRM
c. Floodway data table
d. Flood Boundary Floodway Map - Correct Answers -b
V Zones are floodplains where:
, a. Waves are more than 3 feet above the stillwater flood elevation
b. Waves are less than 3 feet above the stillwater flood elevation
c. The stillwater flood elevation is outside the 100-year floodplain
d. Floodways have been mapped for coastal areas - Correct Answers -a
True or false: The best time to verify a construction project's setbacks and floodway
encroachments is before construction starts. - Correct Answers -True
True or false: The best time to verify the lowest flood elevation is when the house is
finished. - Correct Answers -False
True or false: After an elevated building has received a certificate of use or occupancy,
you should still periodically check it to see if it is compliant with the requirements of your
floodplain ordinance. - Correct Answers -True
True or false: The base flood elevation is two feet above the floor on a one-story pre-
FIRM house. It is OK to add a second story without modifying the house because the
entire addition will be above the BFE. - Correct Answers -False
T or F: The NFIP can provide financial assistance to help property owners bring their
flooded homes into compliance with the substantial damage requirements. - Correct
Answers -T
T or F: Once a LOMA is issued to remove a building from SFHA, a bank cannot require
flood insurance as a condition of a federally-insured loan. - Correct Answers -F
T or F: A Presidential disaster declaration allows local officials to vary from the Federal
floodplain management regulations in order to expedite recovery operations. - Correct
Answers -F
T or F: The NFIP recommends that communities adopt additional, more restrictive
regulatory standards. - Correct Answers -T
T or F: Requiring freeboard means more flood protection and lower flood insurance
premiums. - Correct Answers -T
T or F: FEMAs mitigation assistance programs are provided only after your community
has received a disaster declaration. - Correct Answers -F
What type of flooding has caused the most death?
a. Riverine
b. Flash
c. Hurricanes
d. Alluvial fans - Correct Answers -b
Coastal erosion
