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2022 NURSING 412 AHIP FINAL EXAM
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TEST Questions and Answers 100%Corr
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ect/Verified

,2022 NURSING 412 AHIP FINAL EXAM TEST
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Questions and Answers 100%Correct/Verified h h h




Mrs. Pena is 66 years old, has coverage under an employer plan, and
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will retire next year. She heard she must enroll in Part B at the beginni
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ng of the year to ensureno gap in coverage. What can you tell her? ✓Sh
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e may enroll at any time while she is covered under her employer plan,
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but she will have a special eight-
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month enrollment period after the last month on her employer plan th
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at differs from the standard general enrollment period, during which
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she may enroll in Medicare Part B.
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Mrs. Chen will be 65 soon, has been a citizen for twelve years, has bee
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n employedfull time, and paid taxes during that entire period. She is c
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oncerned that she will not qualify for coverage under part A because s
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he was not born in the United States. What should you tell her? ✓Most
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individuals who are citizens and age 65
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or over are covered under Part A by virtue of having paid Medicar
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e taxes whileworking, though some may be covered as a result of pa
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ying monthly premiums. h h




Mrs. Gonzalez is enrolled in Original Medicare and has a Medigap pol
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icy as well,but it provides no drug coverage. She would like to keep the
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coverage she has butreplace her existing Medigap plan
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2022 NURSING 412 AHIP FINAL EXAM TEST
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Questions and Answers 100%Correct/Verified h h h

,2022 NURSING 412 AHIP FINAL EXAM TEST
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Questions and Answers 100%Correct/Verified h h h


with one that provides drug coverage. What should you tell her?
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✓✓Mrs. Gonzalez cannot purchase a Medigap plan that covers dru
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gs, but she could keep her Medigap policy and enroll in a Part D pres
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cription drug plan. h h




Mrs. West wears glasses and dentures and has enjoyed considera
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ble pain relieffrom arthritis through massage therapy. She is conc
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erned about whether or notMedicare will cover these items and se
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rvices. What should you tell her?
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✓✓Medicare does not cover massage therapy, or, in general, glasses or
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dentures.


Mr. Patel is in good health and is preparing a budget in anticipation of
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his retirement when he turns 66. He wants to understand the health c
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are costs he mightbe exposed to under Medicare if he were to require
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hospitalization as a result of anillness. In general terms, what could yh h h h h h h h h h h




ou tell him about his costs for inpatient hospital services
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under Original Medicare? ✓✓Under Original Medicare, there is a s
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ingle deductible amount due for the first 60 days of any inpatient ho
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spital stay, after which it converts into a per-day coinsurance
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amount through day 90. After day 90,he would pay a daily amount
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2022 NURSING 412 AHIP FINAL EXAM TEST
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Questions and Answers 100%Correct/Verified h h h

, 2022 NURSING 412 AHIP FINAL EXAM TEST
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Questions and Answers 100%Correct/Verified h h h


up to 60 days over his lifetime, after which he wouldbe responsible for
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all costs.
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Ms. Henderson believes that she will qualify for Medicare Coverage w
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hen she turns 65, without paying any premiums, because she has been
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working for 40 yearsand paying Medicare taxes. What should you tell
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her? ✓✓To obtain Part B coverage, she must pay a standard monthly
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premium, though it is higher for individuals with higher incomes.
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Mr. Davis is 52 years old and has recently been diagnosed with end-
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stage renal disease (ESRD) and will soon begin dialysis. He is wonder
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ing if he can obtain coverage under Medicare. What should you tell hi
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m? ✓He may sign-
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up for Medicare at any time however coverage usually begins on the f
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ourth month afterdialysis treatments start.
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Juan Perez, who is turning age 65 next month, intends to work for se
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veral more years at Smallcap, Incorporated. Smallcap has a workfo
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rce of15 employees and offers employer-
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sponsored healthcare coverage. Juan is a naturalized citizen and ha
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s

2022 NURSING 412 AHIP FINAL EXAM TEST
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Questions and Answers 100%Correct/Verified h h h

Libro relacionado
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America\'s Health Insurance Plan (AHIP) Supplemental Health Insurance
Editorial: 2009 ISBN: 9781879143944 Edición: Desconocido

Información del documento

Subido en
26 de febrero de 2025
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222
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Examen
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