EXAMFX LIFE AND HEALTH QUESTIONS | TESTED
AND PROVEN ANSWERS | LATEST UPDATE
2024/2025 100% (GRADE A+)
Subrogation
Ans>> the transfer of an insured's right to seek damages from a negligent party to the insurer is
found in which of the following clauses?
control health insurance claims expenses
Ans>> the purpose of managed care health insurance is to
the insurance through his company is primary
Ans>> a man works for company A and his wife works for company B. The spouses are covered
by health plans through their respective companies that also cover the other spouse. If the
husband files a claim
a permanent resident lawfully present in the U.S.
Ans>> which of the following individuals will be eligible for coverage on the Health Insurance
Marketplace?
1
,present earnings and earnings prior to disability
Ans>> which of the following are the main factors taken into account when calculating residual
disability benefits
100%
Ans>> S is a sole business proprietor who owns a medical expense plan. what percentage of
the cost of the plan may he deduct?
pregnancy will be covered immidiately
Ans>> A woman obtains health coverage through the Marketplace on October 1. Two weeks
later she finds out that she is 3 months pregnant. Which of the following is true about coverage
for pregnancy?
Payment is limited to a certain period of time
Ans>> which of the following applies to partial disability benefits
when the expenses exceed a certain percentage of the insured's adjusted gross income
2
, Ans>> when may an insured deduct unreimbursed medical expenses paid under a long term
care policy
occupational
Ans>> an insured has health insurance that covers them at work and at home. this policy has
written on what basis?
Work-related disability
Ans>> workers compensation insurance covers a worker's medical expenses resulting from work
related sickness or injuries and covers loss of income from
this is a form of insurance that covers part time workers
Ans>> Which of the following is NOT true regarding partial disability?
10%
Ans>> individuals who itemize deductions can claim deductions for medical expenses not
covered by health insurance that exceed what percent of their adjusted gross income?
3
AND PROVEN ANSWERS | LATEST UPDATE
2024/2025 100% (GRADE A+)
Subrogation
Ans>> the transfer of an insured's right to seek damages from a negligent party to the insurer is
found in which of the following clauses?
control health insurance claims expenses
Ans>> the purpose of managed care health insurance is to
the insurance through his company is primary
Ans>> a man works for company A and his wife works for company B. The spouses are covered
by health plans through their respective companies that also cover the other spouse. If the
husband files a claim
a permanent resident lawfully present in the U.S.
Ans>> which of the following individuals will be eligible for coverage on the Health Insurance
Marketplace?
1
,present earnings and earnings prior to disability
Ans>> which of the following are the main factors taken into account when calculating residual
disability benefits
100%
Ans>> S is a sole business proprietor who owns a medical expense plan. what percentage of
the cost of the plan may he deduct?
pregnancy will be covered immidiately
Ans>> A woman obtains health coverage through the Marketplace on October 1. Two weeks
later she finds out that she is 3 months pregnant. Which of the following is true about coverage
for pregnancy?
Payment is limited to a certain period of time
Ans>> which of the following applies to partial disability benefits
when the expenses exceed a certain percentage of the insured's adjusted gross income
2
, Ans>> when may an insured deduct unreimbursed medical expenses paid under a long term
care policy
occupational
Ans>> an insured has health insurance that covers them at work and at home. this policy has
written on what basis?
Work-related disability
Ans>> workers compensation insurance covers a worker's medical expenses resulting from work
related sickness or injuries and covers loss of income from
this is a form of insurance that covers part time workers
Ans>> Which of the following is NOT true regarding partial disability?
10%
Ans>> individuals who itemize deductions can claim deductions for medical expenses not
covered by health insurance that exceed what percent of their adjusted gross income?
3
