FIPP 2 Final Exam Questions And Accurate Answers
100% Correct Latest Update
health system - ANSWER a formal structure for a defined population, whose finance,
management, scope, and content is defined by law and regulations
Patients/ purchasers component - ANSWER consumes of healthcare, or those who buy
healthcare
providers component - ANSWER those who provide healthcare and their organizations
(clinical, preventive)
suppliers component - ANSWER those who create the goods and technology that are
used
payers component - ANSWER those who finance healthcare
regulators component - ANSWER those who oversee healthcare
functions of health systems - ANSWER provide health services, resource generation,
financing, stewardship
health informatics - ANSWER the intersection of information science, medicine, and
healthcare
market justice model - ANSWER - health is economic good
- free market for health care delivery
- assumes market is more efficient in allocating health resources equitably
,- production and distribution based upon people's ability to pay
- Access to medical care as an economic reward of personal achievement
Social justice model - ANSWER - health is social good
- Government involvement in health care delivery
- Assumes government more efficient in allocating health resources equitably
- Medical resource allocation determined by central planning
- Medical care is distributed to all regardless of ability to pay
- Equal access to medical services as a basic right
Core elements of the right to health- ANSWER availability, accessibility, acceptability,
quality
universal health coverage- ANSWER all people have access to the full range of quality
health services they need, when and where they need them, without financial hardship
minimum standards- ANSWER 1) must enable all citizens to obtain health care services
when needed
2) service must be cost effective and meet certain established standards of quality
Key features of good service delivery - ANSWER comprehensiveness, accessibility,
coverage, continuity, quality, coordination, accountability
life expectancy - ANSWER the average number of years of life a person who has attained
a given age can expect to live
infant mortality rate - ANSWER the number of infant deaths for every 1,000 live births
child mortality rate - ANSWER the number of child deaths for every 1,000 live births
, Why is healthcare reform necessary? ANSWER cost, quality, access
moral hazard - ANSWER theory of those with health insurance will use more healthcare
adverse selection - ANSWER theory of sicker people purchasing health insurance
Risk Aversion - ANSWER implied by health insurance companies to admit healthier
people and reject sicker ones
single power approach - ANSWER - federal government organizes and finances all care
- employer based insurance system eliminated
private market approach - ANSWER relies on competition in the private insurance
market and individual responsibility for plan choice and cost management
Mixed approach - ANSWER public programs for the uninsured increase insurance
coverage thru expansion of Medicaid and expansion of employer-based insurance
individual mandate- ANSWER US citizens and legal residents are required to have
qualified health care coverage or face a tax penalty if they do not have coverage
health insurance exchanges - ANSWER - SHOP exchanges
- CO-OP exchanges
Benefit tiers - ANSWER bronze plan, sliver plan, gold plan, platinum plan
employee requirement - ANSWER employers with 50 employees or fewer are exempt
and varying fee schedule for employers with >50 employees
100% Correct Latest Update
health system - ANSWER a formal structure for a defined population, whose finance,
management, scope, and content is defined by law and regulations
Patients/ purchasers component - ANSWER consumes of healthcare, or those who buy
healthcare
providers component - ANSWER those who provide healthcare and their organizations
(clinical, preventive)
suppliers component - ANSWER those who create the goods and technology that are
used
payers component - ANSWER those who finance healthcare
regulators component - ANSWER those who oversee healthcare
functions of health systems - ANSWER provide health services, resource generation,
financing, stewardship
health informatics - ANSWER the intersection of information science, medicine, and
healthcare
market justice model - ANSWER - health is economic good
- free market for health care delivery
- assumes market is more efficient in allocating health resources equitably
,- production and distribution based upon people's ability to pay
- Access to medical care as an economic reward of personal achievement
Social justice model - ANSWER - health is social good
- Government involvement in health care delivery
- Assumes government more efficient in allocating health resources equitably
- Medical resource allocation determined by central planning
- Medical care is distributed to all regardless of ability to pay
- Equal access to medical services as a basic right
Core elements of the right to health- ANSWER availability, accessibility, acceptability,
quality
universal health coverage- ANSWER all people have access to the full range of quality
health services they need, when and where they need them, without financial hardship
minimum standards- ANSWER 1) must enable all citizens to obtain health care services
when needed
2) service must be cost effective and meet certain established standards of quality
Key features of good service delivery - ANSWER comprehensiveness, accessibility,
coverage, continuity, quality, coordination, accountability
life expectancy - ANSWER the average number of years of life a person who has attained
a given age can expect to live
infant mortality rate - ANSWER the number of infant deaths for every 1,000 live births
child mortality rate - ANSWER the number of child deaths for every 1,000 live births
, Why is healthcare reform necessary? ANSWER cost, quality, access
moral hazard - ANSWER theory of those with health insurance will use more healthcare
adverse selection - ANSWER theory of sicker people purchasing health insurance
Risk Aversion - ANSWER implied by health insurance companies to admit healthier
people and reject sicker ones
single power approach - ANSWER - federal government organizes and finances all care
- employer based insurance system eliminated
private market approach - ANSWER relies on competition in the private insurance
market and individual responsibility for plan choice and cost management
Mixed approach - ANSWER public programs for the uninsured increase insurance
coverage thru expansion of Medicaid and expansion of employer-based insurance
individual mandate- ANSWER US citizens and legal residents are required to have
qualified health care coverage or face a tax penalty if they do not have coverage
health insurance exchanges - ANSWER - SHOP exchanges
- CO-OP exchanges
Benefit tiers - ANSWER bronze plan, sliver plan, gold plan, platinum plan
employee requirement - ANSWER employers with 50 employees or fewer are exempt
and varying fee schedule for employers with >50 employees
