HEALTH INSURANCE EXAM KENTUCKY

C. The insurer may increase the premium rate after the policy is in effect provided it does so by classes of insureds - Answer-All of the following statements about non-cancellable policies are true EXCEPT A. A noncancellible police is also called a noncancellible and guaranteed renewable policy B. The only right to cancel the noncancellable policy is for nonpayment of premiums C. The insurer may increase the premium rate after the policy is in effect provided it does so by classes of insureds D. the insurer may regain the right to cancel or not to renew when they insured reaches and age specified in the policy A. A factory worker fractures an elbow while working overtime - Answer-Which of the following qualifies as a compensable injury under workers compensation coverage? A. A factory worker fractures an elbow while working overtime B. An employee is struck by a car and seriously injured while walking back to work following a lunch break C. A worker is involved in an auto accident while driving to work D. All of the above qualify C. Information and privacy protection act - Answer-Which of the following represents certain consumer safeguards enacted by states and pattered after a model act developed by NAIC? A. Fair credit reporting Act B. the MIB C. Information and privacy protection act D. COBRA B. elective indemnity benefit - Answer-The optional short term disability income benefit that pays a lump sum for specified injuries is called the A. hospital income benefit