Commercial Casualty II – CISR CORRECTLY ANSWERED 2023//2024

Commercial Casualty II – CISR CORRECTLY ANSWERED 2023//2024 In BAP what does liability section provide protection from claims for? - ANSWER Bodily Injury and Property Damage for which insured is legally responsible for. In BAP physical damage section what type of protection? - ANSWER provides coverage for damage to or loss of an insured's covered auto. What other BAP coverages can be added by endorsement? - ANSWER Medical payments personal injury protection uninsured/underinsured motorist bodily injury and/or property damage losses List all BAP Coverage Exposures? - ANSWER Liability physical damage comprehensive collision Owned auto non-owned auto hired or borrowed auto specified cause of loss towing for private passenger What are BAP liability auto exposures that can arise out of insured maintenance or use of several types autos? - ANSWER Autos name insured owns Autos Name insured does not own, but uses in business Autos name insured hires or borrows List some common claims that arises out of physical damage? - ANSWER Collision windshield breakage theft fire vandalism Define "Accident" in BAP - ANSWER Does not have to be sudden. A Continuous or repeated exposure to the same conditions that result in BI or PD Define "Auto" in BAP - ANSWER a land motor vehicle, trailer or semi trailer designed to travel on public roads subject to financial responsibility law or other MV law where it is licensed or principally garaged Recap CGL "insured contracts" - ANSWER Lease of premises Sidetrack agreement easement or license agreement obligation as required by ordinance assumed tort liability *BAP elevator maintenance is not applicable! BAP uses LEAS plus what other "insured contract?" - ANSWER Rental Lease agreement - made by name insured or any of it's employees. does not cover property damage to auto rented or leased by name insured or one of the employees Recap descriptive phrases for GL mobile equipment? - ANSWER "designed for use off public roads" "used primarily to service premises you own or rent" "moves on crawler treads" "self propelled or not self propelled" "provides mobility to permanently mounted specific equipment" "not otherwise described ... maintained for purposes other than transport of persons or cargo" What 6 types mobile equipment for BAP? - ANSWER 1. Bulldozers, farm machinery, forklifts and other vehicles designed for use principally off public roads. 2. Vehicles maintained for use solely on or next to premises you own or rent. (The key words are "maintained for use solely on premises you own or rent".) 3. Vehicles that travel on crawler treads. 4. Vehicles, whether self - propelled or not, maintained to provide mobility to permanently mounted specific equipment. (This wording includes trailers.) 5. Other vehicles that are not self - propelled and are maintained primarily to provide mobility to specific pe rmanently attached equipment. 6. Vehicles not otherwise des