CDHP: Private Health Insurance Questions with
Verified Correct Answers
Private Health Insurance
Employer Provided through benefits plan or
Individually Purchased Health Insurance (see PP description)
Third Party Payer
Employers, health insurance plans or any other entity that pays health care providers for
services provided to the patient.
Employer Provided through benefits plan
Most private (non-government) health coverage in the US is employment-based.
Employer Provided through benefits plan
Most private (non-government) health coverage in the US is employment-based.
Employer Provided through benefits plan
Nearly all large employers in America offer group health insurance to their employees
Employer Provided through benefits plan
The employer typically makes a substantial contribution towards the cost of coverage.
Individually Purchased Health Insurance
The consumer pays the entire premium without benefit of an employer contribution.
Individually Purchased Health Insurance
Average out-of-pocket spending is higher in the individual market, with higher deductibles and
co-payments.
(see PP description)
Indemnity Plans
Verified Correct Answers
Private Health Insurance
Employer Provided through benefits plan or
Individually Purchased Health Insurance (see PP description)
Third Party Payer
Employers, health insurance plans or any other entity that pays health care providers for
services provided to the patient.
Employer Provided through benefits plan
Most private (non-government) health coverage in the US is employment-based.
Employer Provided through benefits plan
Most private (non-government) health coverage in the US is employment-based.
Employer Provided through benefits plan
Nearly all large employers in America offer group health insurance to their employees
Employer Provided through benefits plan
The employer typically makes a substantial contribution towards the cost of coverage.
Individually Purchased Health Insurance
The consumer pays the entire premium without benefit of an employer contribution.
Individually Purchased Health Insurance
Average out-of-pocket spending is higher in the individual market, with higher deductibles and
co-payments.
(see PP description)
Indemnity Plans
