HLSA300 Exam Practice Questions with Verified
Correct Answers
T/F: Because of the private-sector health insurance system in the US, our government spends
much less on public health care coverage than other comparable countries with socialized
health care.
false
T/F: Moving to Medicare for All or a single-payer health insurance system would cut
healthcare spending in the US nearly overnight.
false
The three legs of the "Iron Triangle" in healthcare include quality, cost, and ?
access
T/F: The US spends more on health care than other developed nations, but at least we live
longer, have lower burden of disease, and have less preventable deaths.
false
Despite high healthcare spending in the US, most Americans are:
satisfied with their health insurance coverage AND satisfied with the quality of their care
Based on the Andersen model of Health Services Utilization, income falls under this category:
enabling resources
Match the following factors to the correct component of the Andersen model:
insurance coverage -
pain -
age -
enabling
need
predisposing
Why is health care spending so much greater in the US than other comparable countries?
,health care costs more in the US
T/F: The US spends more than any other high-income nation on healthcare and as a result
Americans have the best health care outcomes.
false
T/F: The U.S. spends more on social programs (like welfare) than all other countries.
false
T/F: Though the ACA was designed to expand access to coverage to those in greatest need,
health disparities persist because white Americans experienced larger coverage gains
compared to groups of color as a share of the population.
false
After the ACA, approximately half of Americans get their health insurance from:
their employer
Which social determinants of health might have contributed to the disparities in covid-19
infections and severity of health outcomes?
- type of employment
- annual income
- access to quality health care
- access to transportation
The Patient Protection and Affordable Care Act (ACA) attempts to solve the problem of un-
insurance through:
Providing tax credits to help people purchase insurance
Creating an individual mandate to purchase insurance
Medicaid expansion
All of the above
All of the above
The ACA's individual mandate sought to drive costs ________ by increasing the number of
healthy people in the individual market risk pool.
down
The following are common reasons for being uninsured:
, Lost job or changed employers
Cost is too high
Employer does not offer coverage
All of the above
all of above
T/F: Surprise medical bills are extremely uncommon.
false
The disparities we have seen to-date in COVID-19 prevalence among White and minority
communities can in part be explained by:
- Minorities disproportionately living in communities with lower quality hospitals
- Minorities disproportionately working in higher-risk environments
- Minorities are disproportionately being uninsured and/or face barriers to care
How does an economic recession typically impact healthcare spending?
Public spending increases; Private spending decreases
T/F: Healthcare is more expensive in the U.S. compared to other developed countries because
Americans see the doctor more frequently.
false
T/F: You may purchase Medicare Part A if you have not met the payroll tax requirements (40
work credits), but you will have to pay a premium:
true
T/F: The federal government pays states higher rates of matching funds for CHIP than for
Medicaid programs.
true
Traditional Medicare does NOT cover (select all that apply):
- dental
- eyeglasses
Which category of the Andersen Model do you think "insurance coverage" falls into when
thinking about population characteristics that drive health service use?
Correct Answers
T/F: Because of the private-sector health insurance system in the US, our government spends
much less on public health care coverage than other comparable countries with socialized
health care.
false
T/F: Moving to Medicare for All or a single-payer health insurance system would cut
healthcare spending in the US nearly overnight.
false
The three legs of the "Iron Triangle" in healthcare include quality, cost, and ?
access
T/F: The US spends more on health care than other developed nations, but at least we live
longer, have lower burden of disease, and have less preventable deaths.
false
Despite high healthcare spending in the US, most Americans are:
satisfied with their health insurance coverage AND satisfied with the quality of their care
Based on the Andersen model of Health Services Utilization, income falls under this category:
enabling resources
Match the following factors to the correct component of the Andersen model:
insurance coverage -
pain -
age -
enabling
need
predisposing
Why is health care spending so much greater in the US than other comparable countries?
,health care costs more in the US
T/F: The US spends more than any other high-income nation on healthcare and as a result
Americans have the best health care outcomes.
false
T/F: The U.S. spends more on social programs (like welfare) than all other countries.
false
T/F: Though the ACA was designed to expand access to coverage to those in greatest need,
health disparities persist because white Americans experienced larger coverage gains
compared to groups of color as a share of the population.
false
After the ACA, approximately half of Americans get their health insurance from:
their employer
Which social determinants of health might have contributed to the disparities in covid-19
infections and severity of health outcomes?
- type of employment
- annual income
- access to quality health care
- access to transportation
The Patient Protection and Affordable Care Act (ACA) attempts to solve the problem of un-
insurance through:
Providing tax credits to help people purchase insurance
Creating an individual mandate to purchase insurance
Medicaid expansion
All of the above
All of the above
The ACA's individual mandate sought to drive costs ________ by increasing the number of
healthy people in the individual market risk pool.
down
The following are common reasons for being uninsured:
, Lost job or changed employers
Cost is too high
Employer does not offer coverage
All of the above
all of above
T/F: Surprise medical bills are extremely uncommon.
false
The disparities we have seen to-date in COVID-19 prevalence among White and minority
communities can in part be explained by:
- Minorities disproportionately living in communities with lower quality hospitals
- Minorities disproportionately working in higher-risk environments
- Minorities are disproportionately being uninsured and/or face barriers to care
How does an economic recession typically impact healthcare spending?
Public spending increases; Private spending decreases
T/F: Healthcare is more expensive in the U.S. compared to other developed countries because
Americans see the doctor more frequently.
false
T/F: You may purchase Medicare Part A if you have not met the payroll tax requirements (40
work credits), but you will have to pay a premium:
true
T/F: The federal government pays states higher rates of matching funds for CHIP than for
Medicaid programs.
true
Traditional Medicare does NOT cover (select all that apply):
- dental
- eyeglasses
Which category of the Andersen Model do you think "insurance coverage" falls into when
thinking about population characteristics that drive health service use?
