Florida 2-20 Exam – Florida Statutes Questions and Correct Answers 2026 | General Lines Agent Exam Prep & Study Guide

220 EXAM - FLORIDA STATUTES n n n n




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1. All of the following are grounds for compulsory refusal, suspension, or
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revocationEXCEPT:
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A. Unlawfully rebating n




B. Fraudulent submission of a Workers' Comp app n n n n n n




C. Lack of reasonably adequate knowledgen n n n




D. Solicitinginsurance in other areas of the state: D.Solicitinginsuranceinotherareasof the
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state
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2. How long is a temporary license good for?
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A. 12months n




B. 6 months
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C. 4 months
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D. 2months: B.6months
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3. Which of the following can a licensed agent share commissions with?
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A. A non-resident agent
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B. A customer representative
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C. A car dealer
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D. A real estate agent: A. A non-resident agent
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4. Jim and Glenda go to the local branch of their bank for a home loan. The
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loan officer tells them that in order to qualify for the loan they must purchase
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insurance from the bank. This is an example of
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A. Misrepresentation
B. Coercion
C. Twisting
D. Rebating: B. Coercion n n




5. Knowingly using an incomplete comparison of insurance policies in order to n n n n n n n n n n




get the insured to buy a policy from you is called:
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A. Misrepresentation
B. Coercion
C. Twisting
D. Rebating: C. Twisting n n




6. Charging anapplicant for aspecific ancillary coverage inaddition tothe cost of
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nthe auto insurance coverage applied for without his consent is called:
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, 220 EXAM - FLORIDA STATUTES
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A. Misrepresentation
B. Churning
C. Sliding
D. Coercion: C.Sliding n n




7. An insurance company formed under the laws of Florida is called:
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A. Foreign
B. Alien
C. Domestic
D. Captive: C.Domestic n n




8. An insurance company formed under the laws of another state is called:
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A. Foreign
B. Alien
C. Domestic
D. Captive: A.Foreign n n




9. An insurance company formed in Zurich, Switzerland is called:
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A. Foreign
B. Alien
C. Domestic
D. Captive: B.Alien n n




10. An insurance company that is licensed to do business in Florida is called:
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A. Alicensedinsurancecompany
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B. An authorized insurance company
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C. An unauthorized insurance company
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D. A captive insurance company: B. An authorized insurance company
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11. All of the following are considered "transacting insurance "EXCEPT:
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A. Solicitation
B. Transacting changes and endorsements n n n




C. Giving quotes and proposals
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D. Underwriting new business: D.Underwritingnewbusiness n n n n n n




12. Whichofthefollowingisnotatypeofinsurancethatcanbetransacted witha
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"generallines"insurancelicense?
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A. Health insurance written by a carrier which is also
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, 220 EXAM - FLORIDA STATUTES n n n n




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represented for P&C n n




B. Marine insurance n




C. Life insurance written by carrier which is also
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represented for P&C
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D. Surety: C. Life insurance written by carrier which is also
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representedforP&C
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13. When authority is given to a licensee to transact or adjust insurance, it
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is called:
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A. Certificate of authority n n




B. Appointment
C. Attorney-in-fact
D. Binder: B. Appointment n n




14. How many hours of continuing education is a newly licensed agent
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required to have in their first CE compliance period?
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A. None in the first 2 years n n n n n




B. 24
C. 14
D. 10: B.24 n n




15. If an agent has been licensed for more than 6 years, how many hours of
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continuing education arerequiredevery2years?
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A. None
B. 28
C. 20
D. 10: C.20 n n




16. If a licensee has their appointment terminated, how long does he have to
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bereappointed before his license is terminated?
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A. 48months n




B. 18months n




C. 12months n




D. 24 months: A.48months
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17. If a licensee has a change in name or address, how long does he have to
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notify the Department of Insurance?
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