HUMBER REAL ESTATE STUDY GUIDE 2026/2027
QUESTIONS AND SOLUTIONS RATED A+
✔✔A software package providing an electronic gateway to automated property records
in Ontario - ✔✔What is Teraview?
✔✔Implementation, operation and enhancement of POLARIS - ✔✔What is Teraview
responsible for?
✔✔- Land Titles Absolute (LTA)
- Land Titles Conversion Qualified (LTCQ) - ✔✔What are the two systems that operate
within the overall Land Titles System?
✔✔First application - ✔✔Land Titles Absolute is issued for parcels that are brought into
land titles by way of ________ ___________.
✔✔35 - ✔✔What percentage of the land in the registry system was converted into the
land titles system using the Land Titles Absolute (LTA) system?
✔✔65 - ✔✔What percentage of land was brought into the land titles system through the
Land Titles Conversion Qualified (LTCQ) system?
✔✔The Land Titles Conversion Project - ✔✔During what project is the first application
process replaced with a large-scale administrative conversion?
✔✔Occurs when an individual who is not the owner takes possession of the property
(also known as squatter's rights). - ✔✔What is 'Adverse Possession'?
✔✔Land Titles Absolute Plus - ✔✔Owners wishing to develop property by registering a
plan of subdivision or condominium on an LTCQ parcel must apply to upgrade the title
to a ______ _______ __________ ________.
✔✔The property is free of any encumbrances and the title cannot be disputer by
anyone. - ✔✔What does 'Land Titles Absolute Plus' mean?
✔✔Adjoining properties - ✔✔In which type of property are title problems most common?
✔✔- "Individual parcel" (referenced by a Property Identification Number or PIN)
- Individual name
- Municipal address
- Mapping
- Registered instrument number
- Condominium plan
, - Plan of Subdivision - ✔✔POLARIS permits the user to find property by what
information?
✔✔- Block Index Map
- Property Index Map - ✔✔What are the 2 types of maps used in the POLARIS system?
✔✔- Title Index Database
- Property Index Database
- Image Database - ✔✔What are the 3 different databases that Teraview accesses
within POLARIS?
✔✔Replaces the abstract indexes and parcel registers found in the traditional paper-
based land registry office. The database is automatically updated as new documents
are registered. - ✔✔Describe the Title Index Database
✔✔Provides visual indexing maps to locate properties. Updates occur following
document registration when mapping amendments are made relating to property
boundaries. - ✔✔Describe the Property Index Database
✔✔Includes plans as well as images of all active instruments in the title index database.
E-registration documents are updated shortly after registration. Paper-based documents
are collected on microfilm and then transferred to the image database. - ✔✔Describe
the Image Database
✔✔- Transfer/Deed of Land
- Charge/Mortgage of Land
- Discharge of Charge/Mortgage of Land
- Document General
- Schedule - ✔✔What are the 5 standard documents set out by The Land Registration
Reform Act?
✔✔The Land Transfer Tax Affidavit - ✔✔What document is normally registered along
with the Transfer/Deed of Land?
✔✔Charge/Mortgage of Land form - ✔✔What standard form is used to register a
mortgage under either the Registry or Land Titles system?
✔✔Discharge of Charge/Mortgage form - ✔✔What standard form is used to discharge a
mortgage under either the Registry or Land Titles system?
✔✔A blank form used to register any documents that are not a transfer, charge or
discharge. It's used in a variety of circumstances associated with property titles, such as
notices of liens on a property or a registration of a power of attorney. - ✔✔What is a
Document General?
QUESTIONS AND SOLUTIONS RATED A+
✔✔A software package providing an electronic gateway to automated property records
in Ontario - ✔✔What is Teraview?
✔✔Implementation, operation and enhancement of POLARIS - ✔✔What is Teraview
responsible for?
✔✔- Land Titles Absolute (LTA)
- Land Titles Conversion Qualified (LTCQ) - ✔✔What are the two systems that operate
within the overall Land Titles System?
✔✔First application - ✔✔Land Titles Absolute is issued for parcels that are brought into
land titles by way of ________ ___________.
✔✔35 - ✔✔What percentage of the land in the registry system was converted into the
land titles system using the Land Titles Absolute (LTA) system?
✔✔65 - ✔✔What percentage of land was brought into the land titles system through the
Land Titles Conversion Qualified (LTCQ) system?
✔✔The Land Titles Conversion Project - ✔✔During what project is the first application
process replaced with a large-scale administrative conversion?
✔✔Occurs when an individual who is not the owner takes possession of the property
(also known as squatter's rights). - ✔✔What is 'Adverse Possession'?
✔✔Land Titles Absolute Plus - ✔✔Owners wishing to develop property by registering a
plan of subdivision or condominium on an LTCQ parcel must apply to upgrade the title
to a ______ _______ __________ ________.
✔✔The property is free of any encumbrances and the title cannot be disputer by
anyone. - ✔✔What does 'Land Titles Absolute Plus' mean?
✔✔Adjoining properties - ✔✔In which type of property are title problems most common?
✔✔- "Individual parcel" (referenced by a Property Identification Number or PIN)
- Individual name
- Municipal address
- Mapping
- Registered instrument number
- Condominium plan
, - Plan of Subdivision - ✔✔POLARIS permits the user to find property by what
information?
✔✔- Block Index Map
- Property Index Map - ✔✔What are the 2 types of maps used in the POLARIS system?
✔✔- Title Index Database
- Property Index Database
- Image Database - ✔✔What are the 3 different databases that Teraview accesses
within POLARIS?
✔✔Replaces the abstract indexes and parcel registers found in the traditional paper-
based land registry office. The database is automatically updated as new documents
are registered. - ✔✔Describe the Title Index Database
✔✔Provides visual indexing maps to locate properties. Updates occur following
document registration when mapping amendments are made relating to property
boundaries. - ✔✔Describe the Property Index Database
✔✔Includes plans as well as images of all active instruments in the title index database.
E-registration documents are updated shortly after registration. Paper-based documents
are collected on microfilm and then transferred to the image database. - ✔✔Describe
the Image Database
✔✔- Transfer/Deed of Land
- Charge/Mortgage of Land
- Discharge of Charge/Mortgage of Land
- Document General
- Schedule - ✔✔What are the 5 standard documents set out by The Land Registration
Reform Act?
✔✔The Land Transfer Tax Affidavit - ✔✔What document is normally registered along
with the Transfer/Deed of Land?
✔✔Charge/Mortgage of Land form - ✔✔What standard form is used to register a
mortgage under either the Registry or Land Titles system?
✔✔Discharge of Charge/Mortgage form - ✔✔What standard form is used to discharge a
mortgage under either the Registry or Land Titles system?
✔✔A blank form used to register any documents that are not a transfer, charge or
discharge. It's used in a variety of circumstances associated with property titles, such as
notices of liens on a property or a registration of a power of attorney. - ✔✔What is a
Document General?
