HRMN 5470 FINAL – PUGH QUESTIONS WITH
VERIFIED ANSWERS
Which type of plan appeared as one of the first discretionary benefits practices? -
Answers - Retirement Plans/ Pension Plans
Which government action contributed to the use of welfare benefits? - Answers - Wage
Freezes
Which of the following contributed to the use of flexible benefits plans?
A) greater workforce diversity
B) cost savings initiatives
C) unions
D) global competition - Answers - Greater Workforce Diversity
Which of the following benefits was previously offered on a discretionary basis, but, is
now mandatory?
A) Health Insurance
B) Retirement Plans
C) Paid Time Off
D) Employee Assistance Programs - Answers - Health Insurance
In response to government-imposed wage freezes, many companies began offering
________ as an alternative to motivate employees through greater work benefits. -
Answers - Welfare Benefits
You broke your neck at work. The company called to inform you that they had to switch
your benefits from the short-term disability account to the long-term disability account.
Based on this decision, how long have you been off work? (Long term Disability starts
where?)
A) at least 3 to 6 months
B) at least 1 to 2 months
C) 12 months
D) 18 months - Answers - 6 months
Long Term = 6 Months - Life
Short Term Disability - Answers - Less than 6 months
Defined Contribution Plans - Answers - •Employees, employers, or both make annual
contributions to separate accounts established for each participating employee, based
on a formula contained in the plan document
, Most common form of a defined contribution plan - Answers - Company Match Types
(401K, etc.)
Most Common type of life insurance policy
A) group life
B) term life
C) whole life
D) universal
term life - Answers - Term Life
Ensuring the financial solvency of individuals during periods of temporary
unemployment and following work-related injuries helps to do which of the following?
A) promote tax revenue
B) promote the well-being of the economy
C) provide competitive advantage to some employers, but not to others
D) enhance organizational commitment - Answers - Help promote the well-being of the
economy
Which of the following type of program can help reduce workers' compensation claims?
A) COBRA coverage
B) wellness
C) workplace safety
D) employee assistance - Answers - Workplace Safety
Which strategy could help contain workers' compensation costs?
A) implementing health promotion programs
B) raising employees' share of health insurance costs
C) eliminating probationary waiting periods
D) requiring that employees purchase and appropriately use safety gear - Answers -
implementing health promotion programs
During the early 20th century, high incidences of industrial accidents and occupational
illnesses prompted which of the following benefits?
A) Social Security disability insurance
B) Social Security unemployment insurance
C) Social Security survivor insurance
D) workers' compensation - Answers - workers' compensation
The first 4 quarters of the last 5 completed calendar quarters in the previous year is the
base period for which benefit? - Answers - unemployment insurance
To be eligible for unemployment insurance benefits, an individual must meet which of
the following requirements?
VERIFIED ANSWERS
Which type of plan appeared as one of the first discretionary benefits practices? -
Answers - Retirement Plans/ Pension Plans
Which government action contributed to the use of welfare benefits? - Answers - Wage
Freezes
Which of the following contributed to the use of flexible benefits plans?
A) greater workforce diversity
B) cost savings initiatives
C) unions
D) global competition - Answers - Greater Workforce Diversity
Which of the following benefits was previously offered on a discretionary basis, but, is
now mandatory?
A) Health Insurance
B) Retirement Plans
C) Paid Time Off
D) Employee Assistance Programs - Answers - Health Insurance
In response to government-imposed wage freezes, many companies began offering
________ as an alternative to motivate employees through greater work benefits. -
Answers - Welfare Benefits
You broke your neck at work. The company called to inform you that they had to switch
your benefits from the short-term disability account to the long-term disability account.
Based on this decision, how long have you been off work? (Long term Disability starts
where?)
A) at least 3 to 6 months
B) at least 1 to 2 months
C) 12 months
D) 18 months - Answers - 6 months
Long Term = 6 Months - Life
Short Term Disability - Answers - Less than 6 months
Defined Contribution Plans - Answers - •Employees, employers, or both make annual
contributions to separate accounts established for each participating employee, based
on a formula contained in the plan document
, Most common form of a defined contribution plan - Answers - Company Match Types
(401K, etc.)
Most Common type of life insurance policy
A) group life
B) term life
C) whole life
D) universal
term life - Answers - Term Life
Ensuring the financial solvency of individuals during periods of temporary
unemployment and following work-related injuries helps to do which of the following?
A) promote tax revenue
B) promote the well-being of the economy
C) provide competitive advantage to some employers, but not to others
D) enhance organizational commitment - Answers - Help promote the well-being of the
economy
Which of the following type of program can help reduce workers' compensation claims?
A) COBRA coverage
B) wellness
C) workplace safety
D) employee assistance - Answers - Workplace Safety
Which strategy could help contain workers' compensation costs?
A) implementing health promotion programs
B) raising employees' share of health insurance costs
C) eliminating probationary waiting periods
D) requiring that employees purchase and appropriately use safety gear - Answers -
implementing health promotion programs
During the early 20th century, high incidences of industrial accidents and occupational
illnesses prompted which of the following benefits?
A) Social Security disability insurance
B) Social Security unemployment insurance
C) Social Security survivor insurance
D) workers' compensation - Answers - workers' compensation
The first 4 quarters of the last 5 completed calendar quarters in the previous year is the
base period for which benefit? - Answers - unemployment insurance
To be eligible for unemployment insurance benefits, an individual must meet which of
the following requirements?
