Tennessee Health Insurance Exam - Pearson VUE
Questions and Guide Answers
100% Verified Graded A+
1. What is required for insurance applicants for an insurer who are required to pass a
written exam?
Answer: complete a pre-licensing course of study, pass a background check, obtain license
2. What is correct about the life and health guaranty association?
Answer: it is to protect
policyholders when an insurance company becomes insolvent.
3. Moving from one state to another, a producer must file a change of address within
how many days?
Answer: 30 days
4. Which of the following acts by an insurance company would be considered unfair
, claims settlement practice?
Answer: making claims payments to an insured or beneficiary without
indicating the coverage under which each payment is being made.
5. A limited insurance rep may sell what insurance?
Answer: limited travel, credit life, mortgage guaranty insurance, personal property insurance, crop hail
insurance and title insurance
6. Free look provision in health policy begins when?
Answer: at the beginning of the policy
7. What must a license holder meet continuing education requirements in Tennessee?
Answer: 40 hours of continuing education every two years
8. In Tennessee a long-term policy must be renewable in what way?
Answer: guaranteed
renewable.
9. What is not required in accidental and health policies in Tennessee?
Answer: change of occupation
10. What is not a legit insurance practice from a business competitor?
Answer: reducing commissions in order to make a sale.
11. Medicare supplement contract may include a preexisting condition exclu-sion in
how many months?
Questions and Guide Answers
100% Verified Graded A+
1. What is required for insurance applicants for an insurer who are required to pass a
written exam?
Answer: complete a pre-licensing course of study, pass a background check, obtain license
2. What is correct about the life and health guaranty association?
Answer: it is to protect
policyholders when an insurance company becomes insolvent.
3. Moving from one state to another, a producer must file a change of address within
how many days?
Answer: 30 days
4. Which of the following acts by an insurance company would be considered unfair
, claims settlement practice?
Answer: making claims payments to an insured or beneficiary without
indicating the coverage under which each payment is being made.
5. A limited insurance rep may sell what insurance?
Answer: limited travel, credit life, mortgage guaranty insurance, personal property insurance, crop hail
insurance and title insurance
6. Free look provision in health policy begins when?
Answer: at the beginning of the policy
7. What must a license holder meet continuing education requirements in Tennessee?
Answer: 40 hours of continuing education every two years
8. In Tennessee a long-term policy must be renewable in what way?
Answer: guaranteed
renewable.
9. What is not required in accidental and health policies in Tennessee?
Answer: change of occupation
10. What is not a legit insurance practice from a business competitor?
Answer: reducing commissions in order to make a sale.
11. Medicare supplement contract may include a preexisting condition exclu-sion in
how many months?
